Klarna Group plc (KLAR) Price Target Analysis
Updated Jul 2, 2026
Analyst Rating: Buy
Based on 10 analysts12.4% Below Target
KLAR trades 12.4% below Wall Street's consensus target of $21.83.
Current Price$19.42
Average Target$21.83
Target
Current
Low$18.00
Median$20.50
High$27.00
Analyst Target Range
Forward P/E96.6x
(High Premium)
PEG Ratio—
Implied Growth+138.2%
(High Growth)
Analyst Spread41.2%
(Moderate)
Price Forecast (1 Year)
Last 12 months price action with 12-month analyst target path
Consensus Scenario Assumptions
The base valuation assumes KLAR achieves its forward estimates and maintains a stable P/E multiple of 96.6x. This scenario reflects the blended consensus of 10 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
KLAR Price Target Analysis
Updated July 8, 2026As of July 8, 2026, Klarna Group plc (KLAR) has a Wall Street consensus price target of $21.83, based on estimates from 10 covering analysts. With the stock currently trading at $19.42, this represents a potential upside of +12.4%. The company has a market capitalization of $7.33B.
Analyst price targets range from a low of $18.00 to a high of $27.00, representing a 41% spread in expectations. The median target of $20.50 differs from the mean, suggesting potential outlier estimates.
The current analyst consensus rating is Buy, with 8 analysts rating the stock as a Buy or Strong Buy,2 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, KLAR trades at a trailing P/E of -24.6x and forward P/E of 96.6x. Analysts expect EPS to grow +138.2% over the next year.
Investment Context: Price targets represent analyst expectations for the next 12 months and should be considered alongside your own research. Targets are based on analysts' assumptions about earnings growth, margins, and market conditions which may change. For sector-specific context, view other Technology stocks.
Analyst Sentiment Comparison
Industry Peer AnalysisAvg Peer Upside
+9.3%
Industry Consensus
Avg Forward P/E
26.1x
(Growth Premium)
Peers with Coverage
10 / 10
Active Analyst Tracking
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 AFRMAffirm Holdings, Inc. | $27.9B | $83.62 | $83.67 | +0.1% | Buy | 67.2x | 33 |
 SEZLSezzle Inc. | $6.0B | $177.63 | $137.33 | -22.7% | Buy | 34.7x | 6 |
 PAYXPaychex, Inc. | $38.4B | $108.12 | $103.60 | -4.2% | Hold | 19.7x | 30 |
 FOURShift4 Payments, Inc. | $3.5B | $51.20 | $63.77 | +24.6% | Buy | 8.1x | 29 |
 PYPLPayPal Holdings, Inc. | $40.3B | $45.65 | $50.05 | +9.6% | Hold | 8.6x | 70 |
 SOFISoFi Technologies, Inc. | $22.8B | $17.75 | $21.40 | +20.6% | Hold | 29.8x | 27 |
 UPSTUpstart Holdings, Inc. | $3.2B | $33.06 | $37.25 | +12.7% | Buy | 28.7x | 22 |
 LCLendingClub Corporation | $2.2B | $19.21 | $22.75 | +18.4% | Buy | 11.0x | 25 |
 VVisa Inc. | $675.7B | $352.20 | $390.18 | +10.8% | Buy | 26.8x | 61 |
 MAMastercard Incorporated | $470.6B | $531.62 | $656.20 | +23.4% | Buy | 27.0x | 64 |
KLAR — Frequently Asked Questions
Quick answers to the most common questions about buying KLAR stock.
What is the KLAR stock price target for 2026?
Klarna Group plc (KLAR) has a consensus 12-month price target of $21.83, implying 12.4% upside from $19.42. The 10 analysts covering KLAR see moderate appreciation potential.
Is KLAR a buy, sell, or hold?
KLAR has a consensus rating of "Buy" based on 10 Wall Street analysts. The rating breakdown is predominantly bullish, with 8 Buy/Strong Buy ratings. The consensus 12-month price target of $21.83 implies 12.4% upside from current levels.
Is KLAR stock overvalued or undervalued?
At a forward P/E of 96.6169x, KLAR trades at a premium valuation. The consensus price target of $21.83 (12.4% upside) suggests analysts still see growth justifying the multiple.
How high can KLAR stock go?
The most bullish Wall Street analyst has a price target of $27 for KLAR, while the most conservative target is $18. The consensus of $21.83 represents the median expectation. These targets typically reflect 12-month expectations.
How many analysts cover KLAR stock?
KLAR is moderately covered, with 10 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 8 have Buy ratings, 2 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
What is the KLAR stock forecast?
The 12-month KLAR stock forecast based on 10 Wall Street analysts shows a consensus price target of $21.83, with estimates ranging from $18 (bear case) to $27 (bull case). The median consensus rating is "Buy".
What is KLAR's forward P/E ratio?
KLAR trades at a forward P/E ratio of 96.6x based on next-twelve-months earnings estimates. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Should I buy KLAR stock?
Wall Street analysts are optimistic on KLAR, with a "Buy" consensus rating and $21.83 price target (12.4% upside). 8 of 10 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
Why do KLAR price targets vary so much?
KLAR analyst price targets range from $18 to $27, a 41% moderate spread showing some variance in outlooks. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $21.83 consensus represents the middle ground.
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Check Valuation
Historical Returns
10-year return with dividends reinvested.
Calculate
DCA Calculator
See how regular investing compounds over time.
Run Numbers
Peer Comparison
Compare growth, multiples, and margins vs sector.
Compare