Jack Henry & Associates, Inc. (JKHY) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Sales/Revenue | 636.25M | 619.33M | 644.74M | 615.37M | 585.09M | 573.85M | 600.98M | 559.91M | 538.56M | 545.7M | 571.37M | 534.63M | 508.55M | 505.31M | 529.2M | 482.67M | 478.26M | 493.9M | 488.06M | 450.29M |
| Revenue Growth % | 8.74% | 7.93% | 7.28% | 9.91% | 8.64% | 5.16% | 5.18% | 4.73% | 5.9% | 7.99% | 7.97% | 10.77% | 6.33% | 2.31% | 8.43% | 7.19% | 10.26% | 16.94% | 8.02% | 9.68% |
| Cost of Goods Sold | 363.92M | 350.99M | 348.57M | 343.88M | 340.59M | 332.85M | 343.43M | 327.27M | 328.22M | 320.98M | 323M | 308.87M | 307.35M | 304.59M | 298.26M | 286.81M | 282.34M | 282.82M | 276.64M | 274.92M |
| COGS % of Revenue | 57.2% | 56.67% | 54.06% | 55.88% | 58.21% | 58% | 57.15% | 58.45% | 60.94% | 58.82% | 56.53% | 57.77% | 60.44% | 60.28% | 56.36% | 59.42% | 59.03% | 57.26% | 56.68% | 61.05% |
| Gross Profit | 272.32M | 268.35M | 296.17M | 271.49M | 244.5M | 241M | 257.55M | 232.64M | 210.34M | 224.72M | 248.37M | 225.77M | 201.21M | 200.72M | 230.94M | 195.86M | 195.92M | 211.07M | 211.42M | 175.37M |
| Gross Margin % | 42.8% | 43.33% | 45.94% | 44.12% | 41.79% | 42% | 42.85% | 41.55% | 39.06% | 41.18% | 43.47% | 42.23% | 39.56% | 39.72% | 43.64% | 40.58% | 40.97% | 42.74% | 43.32% | 38.95% |
| Gross Profit Growth % | 11.38% | 11.35% | 15% | 16.7% | 16.24% | 7.24% | 3.7% | 3.04% | 4.54% | 11.96% | 7.55% | 15.27% | 2.7% | -4.9% | 9.23% | 11.68% | 18.02% | 28.25% | 11.94% | 12.63% |
| Operating Expenses | 117.28M | 109.2M | 112.11M | 115.8M | 105.76M | 118M | 106.27M | 107.01M | 98.24M | 105.75M | 115.67M | 101.57M | 92.82M | 93.35M | 90.22M | 92.08M | 84.33M | 85.41M | 77.83M | 79.07M |
| OpEx % of Revenue | 18.43% | 17.63% | 17.39% | 18.82% | 18.08% | 20.56% | 17.68% | 19.11% | 18.24% | 19.38% | 20.24% | 19% | 18.25% | 18.47% | 17.05% | 19.08% | 17.63% | 17.29% | 15.95% | 17.56% |
| Selling, General & Admin | 72.17M | 66.97M | 72.83M | 73.22M | 66.35M | 76.9M | 66.59M | 67.12M | 62.25M | 70.28M | 78.77M | 63.07M | 58.19M | 56.79M | 57.23M | 58.12M | 53.61M | 55.49M | 51.07M | 50.26M |
| SG&A % of Revenue | 11.34% | 10.81% | 11.3% | 11.9% | 11.34% | 13.4% | 11.08% | 11.99% | 11.56% | 12.88% | 13.79% | 11.8% | 11.44% | 11.24% | 10.81% | 12.04% | 11.21% | 11.24% | 10.46% | 11.16% |
| Research & Development | 45.11M | 42.23M | 39.28M | 42.58M | 39.41M | 41.09M | 39.69M | 39.89M | 35.99M | 35.48M | 36.89M | 38.5M | 34.63M | 36.56M | 32.99M | 33.96M | 30.73M | 29.92M | 26.75M | 28.81M |
| R&D % of Revenue | 7.09% | 6.82% | 6.09% | 6.92% | 6.74% | 7.16% | 6.6% | 7.12% | 6.68% | 6.5% | 6.46% | 7.2% | 6.81% | 7.24% | 6.23% | 7.04% | 6.42% | 6.06% | 5.48% | 6.4% |
| Other Operating Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Income | 155.05M | 159.15M | 184.06M | 155.7M | 138.74M | 123M | 151.28M | 125.63M | 112.1M | 118.97M | 132.7M | 124.2M | 108.39M | 107.38M | 140.72M | 103.77M | 111.59M | 125.66M | 133.59M | 96.3M |
| Operating Margin % | 24.37% | 25.7% | 28.55% | 25.3% | 23.71% | 21.43% | 25.17% | 22.44% | 20.81% | 21.8% | 23.23% | 23.23% | 21.31% | 21.25% | 26.59% | 21.5% | 23.33% | 25.44% | 27.37% | 21.39% |
| Operating Income Growth % | 11.75% | 29.39% | 21.68% | 23.94% | 23.77% | 3.39% | 14% | 1.15% | 3.42% | 10.79% | -5.7% | 19.68% | -2.87% | -14.55% | 5.34% | 7.76% | 22.35% | 34.21% | 13.61% | 25.39% |
| EBITDA | 155.05M | 212.3M | 235.96M | 207.19M | 189.75M | 174.76M | 201.77M | 176.32M | 162.18M | 168.86M | 181.94M | 172.58M | 157.03M | 155.48M | 186.33M | 148.49M | 156.04M | 169.94M | 177.77M | 115.41M |
| EBITDA Margin % | 24.37% | 34.28% | 36.6% | 33.67% | 32.43% | 30.45% | 33.57% | 31.49% | 30.11% | 30.94% | 31.84% | 32.28% | 30.88% | 30.77% | 35.21% | 30.76% | 32.63% | 34.41% | 36.42% | 25.63% |
| EBITDA Growth % | -18.29% | 21.49% | 16.94% | 17.51% | 17% | 3.49% | 10.9% | 2.17% | 3.28% | 8.61% | -2.36% | 16.22% | 0.63% | -8.51% | 4.82% | 28.67% | -5.3% | 23.41% | 10.19% | 23.82% |
| D&A (Non-Cash Add-back) | 0 | 53.16M | 51.89M | 51.49M | 51.01M | 51.75M | 50.49M | 50.69M | 50.08M | 49.9M | 49.23M | 48.38M | 48.64M | 48.1M | 45.61M | 44.72M | 44.45M | 44.28M | 44.17M | 19.11M |
| EBIT | 155.05M | 165.34M | 191.2M | 162.05M | 144.64M | 130.16M | 159.62M | 134.27M | 118.6M | 124.09M | 137.44M | 129.37M | 110.78M | 108.62M | 140.72M | 103.77M | 111.59M | 125.66M | 133.59M | 96.3M |
| Net Interest Income | 3.49M | 5.04M | 6.25M | 4.25M | 3.17M | 4.38M | 5.52M | 4.76M | 2.07M | 1.26M | 548K | -248K | -2.27M | -2.17M | -1.42M | -981K | -688K | -441K | -241K | -613K |
| Interest Income | 4.87M | 6.19M | 7.14M | 6.35M | 5.9M | 7.16M | 8.35M | 8.65M | 6.5M | 5.12M | 4.75M | 5.18M | 2.39M | 1.24M | 152K | 17K | 3K | 6K | 7K | 6K |
| Interest Expense | 1.38M | 1.14M | 886K | 2.1M | 2.73M | 2.78M | 2.83M | 3.89M | 4.43M | 3.87M | 4.2M | 5.42M | 4.67M | 3.41M | 1.58M | 997K | 691K | 447K | 248K | 619K |
| Other Income/Expense | 3.49M | 5.04M | 6.25M | 4.25M | 3.17M | 4.38M | 5.52M | 4.76M | 2.07M | 1.26M | 548K | -248K | -2.27M | -2.17M | -1.42M | -981K | -688K | -441K | -241K | -613K |
| Pretax Income | 158.54M | 164.19M | 190.32M | 159.95M | 141.91M | 127.38M | 156.8M | 130.38M | 114.17M | 120.22M | 133.25M | 123.95M | 106.11M | 105.21M | 139.3M | 102.79M | 110.9M | 125.22M | 133.35M | 95.68M |
| Pretax Margin % | 24.92% | 26.51% | 29.52% | 25.99% | 24.25% | 22.2% | 26.09% | 23.29% | 21.2% | 22.03% | 23.32% | 23.18% | 20.87% | 20.82% | 26.32% | 21.3% | 23.19% | 25.35% | 27.32% | 21.25% |
| Income Tax | 35.65M | 39.52M | 46.33M | 32.34M | 30.8M | 29.54M | 37.61M | 29.31M | 27.07M | 28.26M | 31.57M | 26.18M | 24.57M | 24.43M | 32.75M | 22.37M | 26.19M | 29.55M | 31.24M | 18.82M |
| Effective Tax Rate % | 22.48% | 24.07% | 24.34% | 20.22% | 21.7% | 23.19% | 23.98% | 22.48% | 23.71% | 23.5% | 23.69% | 21.12% | 23.15% | 23.22% | 23.51% | 21.76% | 23.62% | 23.6% | 23.43% | 19.67% |
| Net Income | 122.89M | 124.67M | 143.99M | 127.6M | 111.11M | 97.84M | 119.19M | 101.07M | 87.1M | 91.97M | 101.68M | 97.77M | 81.55M | 80.78M | 106.55M | 80.43M | 84.71M | 95.67M | 102.11M | 76.86M |
| Net Margin % | 19.32% | 20.13% | 22.33% | 20.74% | 18.99% | 17.05% | 19.83% | 18.05% | 16.17% | 16.85% | 17.8% | 18.29% | 16.04% | 15.99% | 20.13% | 16.66% | 17.71% | 19.37% | 20.92% | 17.07% |
| Net Income Growth % | 10.61% | 27.41% | 20.8% | 26.25% | 27.57% | 6.39% | 17.22% | 3.38% | 6.81% | 13.85% | -4.57% | 21.57% | -3.73% | -15.57% | 4.34% | 4.64% | 18.62% | 32.91% | 11.95% | 25.29% |
| Net Income (Continuing) | 122.89M | 124.67M | 143.99M | 127.6M | 111.11M | 97.84M | 119.19M | 101.07M | 87.1M | 91.97M | 101.68M | 97.77M | 81.55M | 80.78M | 106.55M | 80.43M | 84.71M | 95.67M | 102.11M | 76.86M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | 1.71 | 1.72 | 1.97 | 1.75 | 1.52 | 1.34 | 1.63 | 1.38 | 1.19 | 1.26 | 1.39 | 1.34 | 1.12 | 1.10 | 1.46 | 1.10 | 1.16 | 1.30 | 1.38 | 1.04 |
| EPS Growth % | 12.5% | 28.36% | 20.86% | 26.81% | 27.73% | 6.35% | 17.27% | 2.99% | 6.25% | 14.55% | -4.79% | 21.82% | -3.45% | -15.38% | 5.8% | 5.77% | 22.11% | 38.3% | 15.97% | 30% |
| EPS (Basic) | 1.71 | 1.72 | 1.98 | 1.75 | 1.53 | 1.34 | 1.63 | 1.39 | 1.19 | 1.26 | 1.40 | 1.34 | 1.12 | 1.11 | 1.46 | 1.10 | 1.16 | 1.31 | 1.38 | 1.04 |
| Diluted Shares Outstanding | 71.98M | 72.41M | 72.91M | 73M | 73.01M | 73.08M | 73.08M | 73.07M | 73.03M | 72.98M | 73.01M | 73.03M | 73.07M | 73.14M | 73.14M | 73.09M | 73.02M | 73.7M | 74.14M | 74.21M |
| Basic Shares Outstanding | 71.98M | 72.41M | 72.91M | 73M | 72.82M | 73.02M | 72.91M | 72.87M | 72.9M | 72.86M | 72.82M | 73.03M | 72.87M | 72.98M | 72.91M | 72.88M | 72.85M | 72.82M | 74.02M | 74M |
| Dividend Payout Ratio | 35.38% | 33.56% | 29.27% | 33.06% | 38.05% | 40.97% | 33.65% | 39.66% | 46.01% | 41.17% | 37.24% | 38.75% | 46.47% | 44.25% | 33.51% | 44.38% | 42.12% | 35.18% | 33.33% | 44.26% |