Investar Holding Corporation (ISTR) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 32.66M | 21.63M | 21.15M | 19.64M | 18.34M | 17.48M | 17.86M | 17.2M | 17.22M | 18.49M | 17.47M | 18.39M | 20.17M | 22.52M | 23.47M | 21.98M | 21.82M | 21.47M | 21.55M | 21.16M |
| NII Growth % | 78.03% | 23.73% | 18.46% | 14.22% | 6.56% | -5.45% | 2.22% | -6.47% | -14.66% | -17.89% | -25.56% | -16.34% | -7.55% | 4.9% | 8.91% | 3.84% | 11.14% | 12.08% | 15.19% | 15.41% |
| Net Interest Margin % | 0.84% | 0.76% | 0.76% | 0.71% | 0.67% | 0.64% | 0.64% | 0.62% | 0.62% | 0.66% | 0.63% | 0.67% | 0.73% | 0.82% | 0.88% | 0.85% | 0.85% | 0.85% | 0.8% | 0.79% |
| Interest Income | 53.2M | 37.13M | 37.09M | 35.36M | 34.43M | 35.51M | 36.85M | 35.79M | 35.72M | 36.67M | 33.16M | 32.4M | 30.98M | 29.37M | 27M | 24.33M | 23.87M | 23.75M | 24.47M | 24.35M |
| Interest Expense | 20.54M | 15.5M | 15.94M | 15.71M | 16.09M | 18.02M | 18.99M | 18.59M | 18.51M | 18.18M | 15.69M | 14.01M | 10.8M | 6.85M | 3.54M | 2.35M | 2.05M | 2.29M | 2.92M | 3.18M |
| Loan Loss Provision | 0 | 0 | 139K | 141K | -3.6M | -701K | -945K | -415K | -1.42M | 486K | -34K | -2.84M | 388K | 1.27M | 1.16M | 941K | -449K | 658K | 21.71M | 114K |
| Non-Interest Income | 0 | 1.84M | 2.99M | 2.63M | 2.01M | 5.16M | 2.42M | 2.75M | 2.32M | 1.77M | 2M | 2.13M | 1.94M | 3.51M | 2.77M | 6.84M | 5.49M | 2.09M | 3.91M | 4.08M |
| Non-Interest Income % | 0% | 4.73% | 7.46% | 6.91% | 5.53% | 12.7% | 6.17% | 7.14% | 6.1% | 4.6% | 5.7% | 6.16% | 5.88% | 10.67% | 9.3% | 21.94% | 18.71% | 8.08% | 13.79% | 14.36% |
| Total Revenue | 53.2M | 38.97M | 40.08M | 37.98M | 36.45M | 40.67M | 39.27M | 38.54M | 38.04M | 38.44M | 35.16M | 34.52M | 32.91M | 32.88M | 29.77M | 31.17M | 29.36M | 25.84M | 28.39M | 28.43M |
| Revenue Growth % | 45.97% | -4.18% | 2.07% | -1.44% | -4.19% | 5.8% | 11.68% | 11.63% | 15.59% | 16.9% | 18.12% | 10.77% | 12.1% | 27.24% | 4.87% | 9.63% | 15.88% | -3.17% | 5.92% | 2.51% |
| Non-Interest Expense | 22.84M | 16.28M | 16.53M | 16.7M | 16.24M | 16.08M | 15.06M | 15.48M | 14.87M | 15.48M | 16.14M | 15.3M | 17.03M | 13.98M | 16.07M | 16.01M | 15.06M | 14.32M | 16.38M | 17.96M |
| Efficiency Ratio | 42.93% | 41.77% | 41.24% | 43.96% | 44.56% | 39.54% | 38.34% | 40.16% | 39.08% | 40.27% | 45.9% | 44.31% | 51.76% | 42.52% | 53.98% | 51.38% | 51.29% | 55.41% | 57.71% | 63.17% |
| Operating Income | 9.82M | 7.2M | 7.47M | 5.43M | 7.71M | 7.27M | 6.17M | 4.89M | 6.09M | 4.36M | 3.37M | 8.06M | 4.69M | 10.78M | 9M | 11.86M | 12.7M | 8.58M | -12.63M | 7.17M |
| Operating Margin % | 18.46% | 18.47% | 18.64% | 14.29% | 21.16% | 17.87% | 15.7% | 12.68% | 16% | 11.34% | 9.57% | 23.33% | 14.24% | 32.78% | 30.24% | 38.06% | 43.27% | 33.2% | -44.5% | 25.23% |
| Operating Income Growth % | 27.31% | -0.99% | 21.2% | 11.11% | 26.73% | 66.74% | 83.16% | -39.35% | 29.9% | -59.56% | -62.61% | -32.09% | -63.11% | 25.66% | 171.27% | 65.38% | 87.08% | 49.55% | -327.36% | 35.6% |
| Pretax Income | 14.91M | 7.27M | 7.47M | 5.43M | 7.71M | 7.27M | 6.17M | 4.89M | 6.09M | 4.32M | 3.37M | 8.06M | 4.69M | 10.78M | 9M | 11.86M | 12.7M | 8.58M | -12.63M | 7.17M |
| Pretax Margin % | 28.02% | 18.66% | 18.64% | 14.29% | 21.16% | 17.87% | 15.7% | 12.68% | 16% | 11.24% | 9.57% | 23.33% | 14.24% | 32.78% | 30.24% | 38.06% | 43.27% | 33.2% | -44.5% | 25.23% |
| Income Tax | 2.88M | 1.33M | 1.29M | 935K | 1.42M | 1.16M | 784K | 829K | 1.38M | 782K | 585K | 1.51M | 874K | 1.88M | 1.7M | 2.46M | 2.6M | 1.64M | -2.65M | 1.49M |
| Effective Tax Rate % | 19.35% | 18.33% | 17.3% | 17.22% | 18.42% | 15.97% | 12.72% | 16.97% | 22.67% | 18.1% | 17.38% | 18.73% | 18.65% | 17.45% | 18.87% | 20.73% | 20.47% | 19.14% | 20.96% | 20.7% |
| Net Income | 12.02M | 5.94M | 6.18M | 4.49M | 6.29M | 6.11M | 5.38M | 4.06M | 4.71M | 3.54M | 2.78M | 6.55M | 3.81M | 8.9M | 7.3M | 9.4M | 10.1M | 6.94M | -9.98M | 5.69M |
| Net Margin % | 22.6% | 15.24% | 15.42% | 11.83% | 17.27% | 15.02% | 13.7% | 10.53% | 12.37% | 9.2% | 7.91% | 18.96% | 11.58% | 27.06% | 24.53% | 30.17% | 34.41% | 26.84% | -35.17% | 20.01% |
| Net Income Growth % | 91.07% | -2.77% | 14.83% | 10.77% | 33.69% | 72.61% | 93.49% | -38.03% | 23.48% | -60.24% | -61.92% | -30.38% | -62.27% | 28.29% | 173.16% | 65.33% | 88.49% | 52.78% | -323.51% | 33.08% |
| Net Income (Continuing) | 12.02M | 5.94M | 6.18M | 4.49M | 6.29M | 6.11M | 5.38M | 4.06M | 4.71M | 3.54M | 2.78M | 6.55M | 3.81M | 8.9M | 7.3M | 9.4M | 10.1M | 6.94M | -9.98M | 5.69M |
| EPS (Diluted) | 0.77 | 0.51 | 0.49 | 0.45 | 0.63 | 0.61 | 0.54 | 0.41 | 0.48 | 0.36 | 0.28 | 0.67 | 0.38 | 0.88 | 0.73 | 0.92 | 0.97 | 0.67 | -0.95 | 0.53 |
| EPS Growth % | 22.22% | -16.39% | -9.26% | 9.76% | 31.25% | 69.44% | 92.86% | -38.81% | 26.32% | -59.09% | -61.64% | -27.17% | -60.82% | 31.34% | 176.84% | 73.58% | 90.2% | 59.52% | -331.71% | 35.9% |
| EPS (Basic) | 0.84 | 0.55 | 0.57 | 0.46 | 0.64 | 0.62 | 0.55 | 0.41 | 0.48 | 0.36 | 0.28 | 0.67 | 0.38 | 0.90 | 0.74 | 0.92 | 0.98 | 0.67 | -0.95 | 0.54 |
| Diluted Shares Outstanding | 14.93M | 10.61M | 11.53M | 9.96M | 9.96M | 9.99M | 9.9M | 9.9M | 9.87M | 9.76M | 9.82M | 9.88M | 9.99M | 10.03M | 10.09M | 10.23M | 10.41M | 10.41M | 10.4M | 10.54M |