Isabella Bank Corporation (ISBA) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 50.1M | 226.85M | 673.27M | 227.54M | 582.22M | 253.03M | 533.83M | 528.34M | 542.8M | 561.82M | 565.76M | 560.38M | 667.37M | 619.4M | 680.14M | 639.61M | 706.11M | 595.93M | 700.87M | 696.64M |
| Cash & Due from Banks | 50.1M | 26.04M | 161.3M | 108.55M | 69.18M | 24.54M | 27.02M | 22.69M | 25.22M | 33.67M | 48.86M | 29.88M | 98.72M | 38.92M | 98.91M | 82.02M | 161.19M | 105.33M | 206.48M | 248.19M |
| Short Term Investments | 0 | 200.81M | 511.97M | 118.98M | 513.04M | 228.49M | 506.81M | 505.65M | 517.59M | 528.15M | 516.9M | 530.5M | 568.65M | 580.48M | 581.23M | 557.59M | 544.92M | 490.6M | 494.38M | 448.45M |
| Total Investments | 498.34M | 2.02B | 1.93B | 1.89B | 1.87B | 1.9B | 1.92B | 1.87B | 1.89B | 1.86B | 1.85B | 1.87B | 1.84B | 1.85B | 1.82B | 1.84B | 1.77B | 1.8B | 1.75B | 1.66B |
| Investments Growth % | -73.32% | 6.36% | 0.65% | 0.55% | -0.94% | 1.9% | 3.46% | 0.36% | 2.35% | 0.73% | 1.68% | 1.76% | 4.09% | 2.73% | 4.11% | 10.3% | 12.51% | 13.46% | 4.09% | -1.11% |
| Long-Term Investments | 498.34M | 1.82B | 1.42B | 1.77B | 1.36B | 1.67B | 1.41B | 1.37B | 1.37B | 1.34B | 1.34B | 1.34B | 1.27B | 1.27B | 1.24B | 1.28B | 1.23B | 1.31B | 1.26B | 1.22B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 35.13M | 38.95M | 36.29M | 35.52M | 33.59M | 34.77M | 25.54M | 24.62M | 19.98M | 18.6M | 17.87M |
| Goodwill & Intangibles | 48.28M | 48.28M | 48.28M | 48.28M | 48.28M | 48.28M | 48.28M | 48.28M | 48.28M | 48.28M | 48.28M | 48.28M | 48.29M | 48.29M | 48.29M | 48.29M | 48.3M | 48.3M | 48.31M | 48.32M |
| Goodwill | 48.28M | 48.28M | 0 | 0 | 0 | 48.28M | 0 | 0 | 0 | 48.28M | 0 | 0 | 0 | 48.28M | 0 | 0 | 0 | 48.28M | 0 | 0 |
| Intangible Assets | 0 | 0 | 48.28M | 48.28M | 48.28M | 1K | 48.28M | 48.28M | 48.28M | 2K | 48.28M | 48.28M | 48.29M | 5K | 48.29M | 48.29M | 48.3M | 20K | 48.31M | 48.32M |
| PP&E (Net) | 29.06M | 29M | 28.66M | 28.17M | 28.11M | 27.66M | 27.67M | 27.84M | 27.95M | 27.64M | 26.96M | 26.38M | 26.3M | 25.55M | 25.11M | 24.17M | 24.34M | 24.42M | 24.57M | 24.46M |
| Other Assets | 1.63B | 85.27M | 89.95M | 86.01M | 88.86M | 85.81M | 84.97M | 86.5M | 70.21M | 49.74M | 100.67M | 33.43M | 33.21M | 32.99M | 32.76M | 32.55M | 32.34M | 32.47M | 32.69M | 28.24M |
| Total Current Assets | 50.47M | 226.85M | 673.27M | 227.54M | 582.22M | 253.03M | 533.83M | 528.34M | 542.8M | 596.95M | 604.71M | 596.67M | 702.9M | 652.99M | 714.91M | 665.15M | 730.72M | 615.91M | 719.47M | 714.51M |
| Total Non-Current Assets | 2.2B | 1.98B | 1.59B | 1.93B | 1.52B | 1.83B | 1.57B | 1.53B | 1.51B | 1.46B | 1.51B | 1.45B | 1.38B | 1.38B | 1.35B | 1.38B | 1.33B | 1.42B | 1.36B | 1.32B |
| Total Assets | 2.25B | 2.21B | 2.26B | 2.16B | 2.1B | 2.09B | 2.11B | 2.06B | 2.06B | 2.06B | 2.12B | 2.04B | 2.08B | 2.03B | 2.06B | 2.05B | 2.06B | 2.03B | 2.08B | 2.03B |
| Asset Growth % | 7.1% | 5.91% | 7.25% | 4.66% | 2.19% | 1.32% | -0.55% | 0.87% | -1.3% | 1.41% | 2.64% | -0.29% | 1.15% | -0.09% | -0.9% | 0.84% | 2.26% | 3.82% | 5.63% | 6.18% |
| Return on Assets (ROA) | 0.22% | 0.21% | 0.24% | 0.24% | 0.19% | 0.19% | 0.16% | 0.17% | 0.15% | 0.18% | 0.21% | 0.22% | 0.26% | 0.31% | 0.29% | 0.26% | 0.23% | 0.23% | 0.23% | 0.23% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 17.25M | 17.68M | 16.5M | 12.77M | 14.63M | 11.38M | 10.4M | 11.45M | 12.09M | 12.52M |
| Total Debt | 143.07M | 142.51M | 91.51M | 72.68M | 76.76M | 112.99M | 96.84M | 118.57M | 72.36M | 116.14M | 146.64M | 121.39M | 61.26M | 87.02M | 81.7M | 86.45M | 90.53M | 99.32M | 156.66M | 161.4M |
| Net Debt | 92.96M | 116.47M | -69.79M | -35.88M | 7.58M | 88.45M | 69.82M | 95.88M | 47.14M | 82.46M | 97.78M | 91.51M | -37.46M | 48.09M | -17.21M | 4.43M | -70.65M | -6.01M | -49.83M | -86.79M |
| Long-Term Debt | 29.54M | 74.51M | 29.49M | 29.47M | 29.45M | 59.42M | 44.4M | 74.38M | 29.36M | 69.33M | 94.31M | 84.29M | 29.27M | 29.25M | 29.23M | 39.2M | 39.18M | 49.16M | 89.14M | 99.12M |
| Short-Term Debt | 113.53M | 68M | 62.02M | 43.21M | 47.31M | 53.57M | 52.43M | 44.19M | 43M | 46.8M | 52.33M | 37.1M | 32M | 57.77M | 52.48M | 47.25M | 51.35M | 50.16M | 67.52M | 62.27M |
| Other Liabilities | 15.08M | 15.88M | 15.12M | 13.62M | 12.37M | 15.91M | 15.25M | 17.02M | 16.24M | 16.73M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 1.97B | 1.89B | 1.99B | 1.89B | 1.85B | 1.8B | 1.83B | 1.77B | 1.81B | 1.77B | 1.84B | 1.77B | 1.86B | 1.81B | 1.86B | 1.82B | 1.83B | 1.77B | 1.77B | 1.71B |
| Total Non-Current Liabilities | 44.62M | 90.4M | 44.61M | 43.08M | 41.81M | 75.34M | 59.65M | 91.4M | 45.6M | 86.07M | 94.31M | 84.29M | 29.27M | 29.25M | 29.23M | 39.2M | 39.18M | 49.16M | 89.14M | 99.12M |
| Total Liabilities | 2.02B | 1.98B | 2.03B | 1.94B | 1.89B | 1.88B | 1.89B | 1.86B | 1.86B | 1.86B | 1.93B | 1.85B | 1.89B | 1.84B | 1.89B | 1.86B | 1.87B | 1.82B | 1.86B | 1.81B |
| Total Equity | 233.96M | 231.4M | 227.42M | 220.5M | 215.56M | 210.28M | 212.99M | 202.25M | 200.67M | 202.4M | 185.12M | 188.43M | 193.33M | 186.21M | 176.61M | 190.68M | 195.84M | 211.05M | 221.64M | 220.99M |
| Equity Growth % | 8.54% | 10.04% | 6.78% | 9.02% | 7.42% | 3.89% | 15.05% | 7.33% | 3.8% | 8.7% | 4.82% | -1.18% | -1.28% | -11.77% | -20.32% | -13.72% | -10.28% | -3.45% | -0.41% | 0.45% |
| Equity / Assets (Capital Ratio) | 10.39% | 10.47% | 10.06% | 10.23% | 10.25% | 10.08% | 10.11% | 9.82% | 9.75% | 9.83% | 8.74% | 9.23% | 9.27% | 9.17% | 8.56% | 9.31% | 9.5% | 10.39% | 10.64% | 10.88% |
| Return on Equity (ROE) | 2.15% | 2.04% | 2.34% | 2.31% | 1.85% | 1.89% | 1.58% | 1.73% | 1.55% | 1.96% | 2.36% | 2.43% | 2.8% | 3.48% | 3.21% | 2.74% | 2.33% | 2.22% | 2.12% | 2.1% |
| Book Value per Share | 31.87 | 31.35 | 30.82 | 29.80 | 28.93 | 28.21 | 28.50 | 26.99 | 26.73 | 27.14 | 24.45 | 24.90 | 25.32 | 24.45 | 23.08 | 24.93 | 25.63 | 27.73 | 27.55 | 27.41 |
| Tangible BV per Share | 25.29 | 24.81 | 24.27 | 23.28 | 22.45 | 21.74 | 22.04 | 20.54 | 20.30 | 20.67 | 18.08 | 18.52 | 19.00 | 18.11 | 16.77 | 18.61 | 19.31 | 21.39 | 21.55 | 21.42 |
| Common Stock | 123.25M | 123.2M | 124.28M | 124.61M | 125.55M | 126.22M | 125.22M | 126.13M | 126.66M | 127.32M | 127.68M | 126.28M | 127.72M | 128.65M | 129.09M | 129.12M | 129.19M | 129.05M | 140M | 140.69M |
| Additional Paid-in Capital | 2.52M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 116.79M | 113.85M | 111.17M | 107.95M | 104.94M | 103.02M | 101.06M | 99.81M | 98.32M | 97.28M | 95.53M | 93.17M | 90.59M | 89.75M | 85.5M | 81.61M | 78.3M | 75.59M | 72.8M | 70.2M |
| Accumulated OCI | -8.6M | -8.02M | -10.41M | -14.39M | -17.44M | -21.36M | -17.28M | -27.64M | -28.19M | -25.9M | -41.73M | -36.42M | -30.31M | -37.19M | -42.87M | -24.84M | -16.33M | 1.86M | 4.39M | 5.72M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |