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ICMBInvestcorp Credit Management BDC, Inc.
$0.95$14M
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  4. Financial Ratios

Investcorp Credit Management BDC, Inc. (ICMB) Financial Ratios

Latest Ratios: P/E Ratio 1.1x · EV/EBITDA N/A · ROE 15.6%. (2013–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

ICMB Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$14M$44M$48M$52M$61M$75M$48M$103M$121M$136M$121M
Enterprise Value$135M$165M$170M$186M$205M$235M$215M$249M$233M$227M$233M
P/E Ratio →1.133.61—16.4523.56———7.755.77—
P/S Ratio0.591.882.081.952.482.811.393.005.424.823.39
P/B Ratio0.180.560.620.590.650.780.180.370.430.570.47
P/FCF——6.652.522.863.72———3.342.92
P/OCF——6.652.522.863.72———3.342.92

P/E links to full P/E history page with 30-year chart

ICMB EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—7.097.306.998.398.796.257.2310.458.046.55
EV / EBITDA———————11.6927.09—5.79
EV / EBIT8.9310.9111.239.8712.4013.148.98—18.886.80—
EV / FCF——23.319.019.6611.61———5.575.64

ICMB Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin100.0%100.0%100.0%100.0%100.0%100.0%100.0%-28.1%53.4%71.7%-12.4%
Operating Margin65.0%65.0%65.0%70.8%67.6%66.9%69.6%-16.0%-18.5%-16.4%-13.9%
Net Profit Margin52.0%52.0%52.0%12.1%10.6%-8.7%-71.5%-42.3%70.0%83.6%-26.3%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE15.6%15.6%14.6%3.6%2.7%-1.3%-8.9%-5.2%6.0%9.5%-4.1%
ROA5.8%5.8%5.5%1.4%1.0%-0.8%-7.8%-4.5%5.1%7.7%-2.7%
ROIC5.7%5.7%5.4%6.1%4.9%3.7%4.0%-1.0%-0.8%-1.0%-1.0%
ROCE7.6%7.6%7.1%8.1%6.6%6.4%7.9%-1.8%-1.4%-1.6%-1.5%

ICMB Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity1.571.571.571.541.571.720.670.590.420.430.51
Debt / EBITDA———————7.7813.69—3.25
Net Debt / Equity—1.561.561.531.541.660.620.520.400.380.44
Net Debt / EBITDA———————6.8513.04—2.79
Debt / FCF——16.666.496.807.90———2.232.72
Interest Coverage——1.762.252.492.422.51-1.621.967.02-2.31

ICMB Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio2.052.052.051.360.793.705.830.890.740.100.14
Quick Ratio2.052.052.051.360.793.705.830.890.740.100.14
Cash Ratio0.110.110.110.130.640.994.250.750.350.661.33
Asset Turnover—0.110.110.120.100.100.120.100.070.100.11
Inventory Turnover———————————
Days Sales Outstanding———————————

ICMB Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield———————————
Payout Ratio———248.5%328.8%———87.5%75.4%—

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield88.4%27.7%—6.1%4.2%———12.9%17.3%—
FCF Yield——15.0%39.8%35.0%26.9%———30.0%34.3%
Buyback Yield0.0%——————————
Total Shareholder Yield0.0%——————————
Shares Outstanding—$14M$14M$14M$14M$14M$14M$14M$14M$14M$14M

Key Metrics

Growth RegimeContracting
ProfitabilityNegative
Balance SheetVulnerable
Cash FlowDeteriorating
Top Statement Risk

Portfolio Valuation and Liquidity

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q3)

Deep Discount Reflects Asset Uncertainty

Based on reported financial statements, ICMB trades at a P/B ratio of 0.22, a significant discount compared to peers like Capital Southwest, which suggests the market is pricing in substantial skepticism regarding the realizable value of the underlying loan portfolio and future earnings potential.

The current valuation multiple appears to reflect a market consensus that the company's net asset value may be overstated due to the prevalence of Level 3 assets. Investors should monitor whether this discount persists as a structural feature or if it represents a mispricing of the firm's ability to recover value from its distressed holdings.

Capital Efficiency Deteriorating Under Pressure

As indicated by the quarterly data, ROIC has trended into negative territory, reaching -3.3% in 2026Q3, which highlights a fundamental inability to generate positive returns on invested capital compared to the more stable performance observed in the broader BDC peer group.

The consistent decay in ROIC suggests that the firm's investment strategy is failing to cover its cost of capital, likely exacerbated by non-accruals and portfolio impairments. This trend warrants further investigation into whether the current management approach can pivot toward higher-quality originations or if the capital base will continue to erode.

Liquidity Buffers Facing Severe Compression

According to recent SEC filings, the current ratio plummeted to 0.19 in 2026Q3, a sharp decline from 1.51 in 2026Q2, indicating that the firm's ability to meet short-term obligations has become increasingly precarious relative to its historical liquidity position.

This rapid contraction in liquidity suggests that the company may be struggling with cash availability to support its operations or dividend commitments. Investors should be wary of the potential for forced asset sales or further reliance on external financing to bridge these widening liquidity gaps.

Leverage Volatility Complicates Capital Structure

Based on reported figures, the debt-to-equity ratio has fluctuated significantly, peaking at 2.01 in 2026Q2, which indicates an inconsistent approach to capital structure management that may expose shareholders to heightened volatility during periods of portfolio valuation adjustments.

The erratic nature of the firm's leverage suggests a lack of a disciplined capital allocation framework, which is particularly concerning given the current negative interest coverage ratios. This instability may limit the company's flexibility to navigate credit cycles effectively compared to more conservatively managed peers.

Misapplied Focus on Headline Revenue

Market participants often misapply the Price-to-Sales ratio to ICMB, which obscures the reality that revenue in a BDC is a function of fair value accounting rather than operational cash generation, making it a poor metric for assessing the true health of the business model.

Investors should instead prioritize Net Investment Income (NII) and NAV per share, as these metrics better capture the recurring cash-generating capacity of the portfolio. Relying on revenue multiples in this context may lead to a fundamental misunderstanding of the firm's ability to sustain its dividend and preserve capital.

Download Financial Ratios Data

Includes 30+ ratios · 13 years · Updated daily

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ICMB — Frequently Asked Questions

Quick answers to the most common questions about buying ICMB stock.

What is Investcorp Credit Management BDC, Inc.'s P/E ratio?

Investcorp Credit Management BDC, Inc.'s current P/E ratio is 1.1x. The historical average is 13.9x.

What is Investcorp Credit Management BDC, Inc.'s ROE?

Investcorp Credit Management BDC, Inc.'s return on equity (ROE) is 15.6%. The historical average is 4.2%.

Is ICMB stock overvalued?

Based on historical data, Investcorp Credit Management BDC, Inc. is trading at a P/E of 1.1x. Compare with industry peers and growth rates for a complete picture.

What are Investcorp Credit Management BDC, Inc.'s profit margins?

Investcorp Credit Management BDC, Inc. has 100.0% gross margin and 65.0% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.