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May 19, 2026·SEC
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Hancock Whitney Corporation(HWC)Earnings, Financials & Key Ratios
HWC•NASDAQ•Banking & Credit
$75.66
13.3× P/E·Price updated Jul 2, 2026
AboutHancock Whitney Corporation operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers. It accepts various deposit products, including noninterest-bearing demand deposits, interest-bearing transaction accounts, savings accounts, money market deposit accounts, and time deposit accounts. The company also offers loans products comprising commercial and industrial loans; commercial real estate loans; construction and land development loans; residential mortgages; consumer loans comprising second lien mortgage home loans, home equity lines of credit, and nonresidential consumer purpose loans; revolving credit facilities; and letters of credit and financial guarantees. In addition, it offers investment brokerage and treasury management services, and annuity and life insurance products; and trust and investment management services to retirement plans, corporations, and individuals. Further, the company facilitates investments in new market tax credit activities; and holds various foreclosed assets. The company operates 177 banking locations and 239 automated teller machines primarily in the Gulf south corridor, including southern and central Mississippi; southern and central Alabama; southern, central, and northwest Louisiana; the northern, central, and panhandle regions of Florida; and certain areas of east Texas, including Houston, Beaumont, Dallas, and San Antonio. It also operates a loan production office in Tennessee; and a trust and asset management office in Texas. The company was formerly known as Hancock Holding Company and changed its name to Hancock Whitney Corporation in May 2018. Hancock Whitney Corporation was founded in 1899 and is headquartered in Gulfport, Mississippi.Show more
- Net Interest Income$980M-9.4%
- Total Revenue$2.02B-1.5%
- Net Income$486M+5.5%
- Return on Equity11.32%-2.6%
- Net Interest Margin2.76%-10.4%
- Efficiency Ratio42.06%+6.1%
- ROA1.38%+5.6%
- Equity / Assets12.57%+6.9%
- Book Value per Share52.92+11.1%
HWC Price & Volume
Hancock Whitney Corporation (HWC) stock price & volume — 10-year historical chart
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Persistent Margin Compression Challenges Regional Growth Outlook
Investment Thesis • Updated 2026Q1
VerdictNeutral
Growth:Mixed
Profitability:Moderate
Financial:Healthy
Cash Flow:Stable
Primary Risk:Coastal insurance premium volatility
Key Thesis Takeaways
- Hancock Whitney faces a challenging environment where stagnant net interest margins of 0.8% and volatile fee income streams, which dropped from 45.2% of revenue in 2025Q3 to 1.8% in 2026Q1, constrain core profitability.
- While the bank maintains a robust capital buffer with an equity-to-assets ratio of 0.12, the heavy reliance on a $32.1 billion investment securities portfolio leaves the firm sensitive to funding cost fluctuations.
- Investors should monitor whether management can improve operational efficiency, which deteriorated to a 54.0% ratio in 2026Q1, while balancing aggressive capital returns that exceeded quarterly net income.
Verdict Logic
while the bank maintains a stable $35.5 billion asset base, the combination of a 54.0% efficiency ratio and a dividend yield of 2.5% suggests limited upside until margin expansion is realized.
HWC Growth Metrics
Hancock Whitney Corporation (HWC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years8.14%
5 Years7.86%
3 Years11.26%
TTM-
Profit CAGR
10 Years13.97%
5 Years-
3 Years-2.48%
TTM-12.24%
EPS CAGR
10 Years13.23%
5 Years-
3 Years-1.7%
TTM-9.96%
Return on Capital
10 Years8.81%
5 Years10.9%
3 Years8.7%
Last Year3.18%
HWC Recent Earnings
Hancock Whitney Corporation (HWC) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 11/12 qtrs (100%)●Beat Revenue 1/12 qtrs (9%)
Q2 2026Latest
Apr 21, 2026Metric
Actual
Est
EPS
$1.52+1.3%
$1.50
Rev
$394M+0.3%
$393M
Q1 2026
Feb 26, 2026Metric
Actual
Est
EPS
$1.49
—
Rev
$515M
—
Q1 2026
Jan 20, 2026Metric
Actual
Est
EPS
$1.49+0.7%
$1.48
Rev
$392M-0.0%
$392M
Q4 2025
Oct 14, 2025Metric
Actual
Est
EPS
$1.49+4.2%
$1.43
Rev
$384M-1.9%
$391M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 21, 2026 | $1.52vs $1.50+1.3% | $394Mvs $393M+0.3% |
| Q1 2026 | Feb 26, 2026 | $1.49 | $515M |
| Q1 2026 | Jan 20, 2026 | $1.49vs $1.48+0.7% | $392Mvs $392M-0.0% |
| Q4 2025 | Oct 14, 2025 | $1.49vs $1.43+4.2% | $384Mvs $391M-1.9% |
Based on last 12 quarters of dataView full earnings history →
Peers Comparison
Key metrics vs top competitors for Hancock Whitney Corporation (HWC)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $75.66 | $6.14B | 13.32 | -1.52% | 24.08% | 11.32% | 2.41% | |
| $28.90 | $5.82B | 11.99 | -5.35% | 34.84% | 11.29% | — | |
| $13.96 | $1.78B | 30.35 | -3.23% | 6.82% | 2.96% | — | |
| $23.22 | $3.37B | -7.87 | -56.66% | -63.53% | -10.51% | — | |
| $46.94 | $6.47B | 14.35 | 12.33% | 36.72% | 9.27% | — | |
| $35.45 | $5.08B | 20.03 | 11.71% | 31.14% | 14.2% | — |
Compare HWC vs Peers
Hancock Whitney Corporation (HWC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
HWC SEC Filings & Documents
Hancock Whitney Corporation (HWC) SEC filings — annual & quarterly reports (10-K, 10-Q)
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HWC Frequently Asked Questions
Hancock Whitney Corporation (HWC) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is Hancock Whitney Corporation growing?
Hancock Whitney Corporation (HWC) saw revenue decline by 1.5% over the past year.
Is HWC profitable?
Yes, Hancock Whitney Corporation (HWC) is profitable, generating $414.0M in net income for fiscal year 2025 (24.1% net margin).
Dividend & Returns
Does HWC pay dividends?
Yes, Hancock Whitney Corporation (HWC) pays a dividend with a yield of 2.41%. This makes it attractive for income-focused investors.
What is HWC's return on equity?
Hancock Whitney Corporation (HWC) has a return on equity (ROE) of 11.3%. This is reasonable for most industries.
Industry Metrics
What is Hancock Whitney Corporation's net interest margin?
Hancock Whitney Corporation (HWC) has a net interest margin (NIM) of 2.8%. NIM has been under pressure due to interest rate environment.
What is Hancock Whitney Corporation's efficiency ratio?
Hancock Whitney Corporation (HWC) has an efficiency ratio of 42.1%. This is excellent, indicating strong cost control.