HomeTrust Bancshares, Inc. (HTB) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 44.3M | 44.21M | 45.39M | 44.23M | 42.91M | 43.2M | 42.07M | 42.17M | 41.23M | 41.92M | 42.16M | 43.9M | 41.45M | 37.55M | 34.52M | 28.86M | 27.04M | 27.17M | 27.71M | 26M |
| NII Growth % | 3.26% | 2.33% | 7.88% | 4.89% | 4.07% | 3.06% | -0.2% | -3.94% | -0.54% | 11.66% | 22.13% | 52.11% | 53.31% | 38.2% | 24.59% | 11% | 5.24% | 4% | 8.62% | 5.31% |
| Net Interest Margin % | 1.01% | 0.97% | 0.99% | 0.97% | 0.94% | 0.94% | 0.91% | 0.9% | 0.88% | 0.9% | 0.91% | 0.95% | 0.92% | 1.03% | 0.97% | 0.81% | 0.76% | 0.78% | 0.8% | 0.74% |
| Interest Income | 61.5M | 63.47M | 65.39M | 63.64M | 63.63M | 66.2M | 66.65M | 65.41M | 63.35M | 62.82M | 61.87M | 59.13M | 50.67M | 41.4M | 35.93M | 30.13M | 28.2M | 28.49M | 29.3M | 28.81M |
| Interest Expense | 17.19M | 19.25M | 20.01M | 19.41M | 20.73M | 22.99M | 24.57M | 23.25M | 22.13M | 20.9M | 19.7M | 15.23M | 9.21M | 3.86M | 1.41M | 1.27M | 1.16M | 1.32M | 1.6M | 2.81M |
| Loan Loss Provision | 370K | 2.08M | 2.02M | 1.3M | 1.54M | -855K | 2.98M | 4.26M | 1.17M | 3.36M | 2.57M | 405K | 8.76M | 2.24M | 3.99M | 3.41M | -45K | -2.5M | -1.46M | -955K |
| Non-Interest Income | 10.03M | 9.4M | 8.75M | 8.68M | 8.03M | 8.24M | 8.28M | 8.11M | 8.82M | 8.5M | 8.63M | 6.81M | 7.41M | 7.33M | 7.41M | 9.72M | 8.95M | 10.18M | 10.35M | 11.18M |
| Non-Interest Income % | 14.02% | 12.9% | 11.8% | 12% | 11.2% | 11.07% | 11.05% | 11.03% | 12.22% | 11.91% | 12.24% | 10.32% | 12.76% | 15.04% | 17.1% | 24.39% | 24.09% | 26.33% | 26.1% | 27.95% |
| Total Revenue | 71.53M | 72.86M | 74.15M | 72.32M | 71.66M | 74.44M | 74.93M | 73.53M | 72.17M | 71.31M | 70.49M | 65.94M | 58.08M | 48.73M | 43.34M | 39.84M | 37.14M | 38.67M | 39.66M | 39.98M |
| Revenue Growth % | -0.19% | -2.12% | -1.05% | -1.64% | -0.71% | 4.38% | 6.3% | 11.51% | 24.28% | 46.35% | 62.66% | 65.5% | 56.36% | 26.02% | 9.28% | -0.35% | -7.14% | -2.11% | 1.46% | 5.64% |
| Non-Interest Expense | 32.98M | 31.69M | 31.27M | 29.78M | 30.96M | 34.01M | 30.59M | 30.21M | 29.87M | 30.03M | 29.56M | 30.83M | 31.93M | 24.95M | 26.1M | 27.46M | 25.8M | 25.91M | 26.02M | 48.25M |
| Efficiency Ratio | 46.1% | 43.5% | 42.17% | 41.18% | 43.2% | 45.69% | 40.82% | 41.09% | 41.39% | 42.11% | 41.94% | 46.76% | 54.98% | 51.2% | 60.23% | 68.92% | 69.46% | 67% | 65.6% | 120.68% |
| Operating Income | 20.99M | 19.84M | 20.86M | 21.83M | 18.43M | 18.29M | 16.8M | 15.81M | 19.01M | 17.03M | 18.65M | 19.47M | 8.17M | 17.68M | 11.84M | 7.7M | 10.23M | 13.94M | 13.5M | -10.12M |
| Operating Margin % | 29.35% | 27.22% | 28.13% | 30.18% | 25.72% | 24.58% | 22.42% | 21.5% | 26.34% | 23.88% | 26.46% | 29.53% | 14.07% | 36.29% | 27.33% | 19.33% | 27.55% | 36.05% | 34.05% | -25.31% |
| Operating Income Growth % | 13.88% | 8.42% | 24.19% | 38.07% | -3.05% | 7.42% | -9.96% | -18.79% | 132.68% | -3.69% | 57.52% | 152.73% | -20.15% | 26.86% | -12.3% | 176.12% | 2.69% | 15.65% | 87.59% | -321.98% |
| Pretax Income | 20.99M | 19.84M | 20.86M | 21.83M | 18.43M | 18.29M | 16.8M | 15.81M | 19.01M | 17.03M | 18.65M | 19.47M | 8.17M | 17.68M | 11.84M | 7.7M | 10.23M | 13.94M | 13.5M | -10.12M |
| Pretax Margin % | 29.35% | 27.22% | 28.13% | 30.18% | 25.72% | 24.58% | 22.42% | 21.5% | 26.34% | 23.88% | 26.46% | 29.53% | 14.07% | 36.29% | 27.33% | 19.33% | 27.55% | 36.05% | 34.05% | -25.31% |
| Income Tax | 4.22M | 3.71M | 4.37M | 4.62M | 3.89M | 4.09M | 3.68M | 3.39M | 3.94M | 3.57M | 3.82M | 4.46M | 1.44M | 4.03M | 2.64M | 1.68M | 2.21M | 2.86M | 2.98M | -2.71M |
| Effective Tax Rate % | 20.1% | 18.71% | 20.94% | 21.16% | 21.13% | 22.34% | 21.93% | 21.45% | 20.75% | 20.94% | 20.48% | 22.88% | 17.59% | 22.76% | 22.32% | 21.78% | 21.6% | 20.53% | 22.04% | 26.8% |
| Net Income | 16.77M | 16.12M | 16.49M | 17.21M | 14.54M | 14.21M | 13.11M | 12.42M | 15.07M | 13.46M | 14.83M | 15.01M | 6.73M | 13.66M | 9.2M | 6.03M | 8.02M | 11.08M | 10.53M | -7.41M |
| Net Margin % | 23.45% | 22.13% | 22.24% | 23.8% | 20.29% | 19.09% | 17.5% | 16.89% | 20.88% | 18.88% | 21.04% | 22.77% | 11.6% | 28.03% | 21.23% | 15.12% | 21.6% | 28.65% | 26.55% | -18.53% |
| Net Income Growth % | 15.36% | 13.49% | 25.77% | 38.59% | -3.5% | 5.53% | -11.6% | -17.29% | 123.75% | -1.42% | 61.25% | 149.18% | -16.07% | 23.29% | -12.62% | 181.33% | 1.96% | 17.09% | 82.98% | -306.06% |
| Net Income (Continuing) | 16.77M | 16.12M | 16.49M | 17.21M | 14.54M | 14.21M | 13.11M | 12.42M | 15.07M | 13.46M | 14.83M | 15.01M | 6.73M | 13.66M | 9.2M | 6.03M | 8.02M | 11.08M | 10.53M | -7.41M |
| EPS (Diluted) | 0.99 | 0.93 | 0.95 | 1.00 | 0.84 | 0.82 | 0.76 | 0.73 | 0.88 | 0.79 | 0.88 | 0.90 | 0.40 | 0.90 | 0.60 | 0.39 | 0.51 | 0.68 | 0.65 | -0.46 |
| EPS Growth % | 17.86% | 13.41% | 25% | 36.99% | -4.55% | 3.8% | -13.64% | -18.89% | 120% | -12.22% | 46.67% | 130.77% | -21.57% | 32.35% | -7.69% | 184.78% | 6.25% | 19.3% | 85.71% | -309.09% |
| EPS (Basic) | 1.01 | 0.95 | 0.96 | 1.00 | 0.85 | 0.83 | 0.77 | 0.73 | 0.88 | 0.79 | 0.88 | 0.91 | 0.40 | 0.90 | 0.61 | 0.40 | 0.51 | 0.70 | 0.66 | -0.46 |
| Diluted Shares Outstanding | 16.72M | 17.07M | 17.13M | 17.11M | 17.11M | 17.03M | 17.03M | 16.9M | 16.87M | 16.83M | 16.8M | 16.78M | 16.08M | 15.16M | 15.13M | 15.25M | 15.79M | 15.99M | 16.15M | 15.89M |