Zacks Investment Research·2 days ago
Best Growth Stocks to Buy for July 6thPBI, ALH and HRB made it to the Zacks Rank #1 (Strong Buy) growth stocks list on July 6, 2026.
H&R Block, Inc.(HRB)Earnings, Financials & Key Ratios
HRB•NYSE
$39.83
9.1× P/E·Price updated Jul 7, 2026
AboutH&R Block, Inc., through its subsidiaries, provides assisted income tax return preparation and do-it-yourself (DIY) tax return preparation services and products to the general public primarily in the United States, Canada, and Australia. The company offers assisted income tax return preparation and related services through a system of retail offices operated directly by the company or its franchisees. It also provides Refund Transfers and H&R Block Emerald Prepaid Mastercard, which enables clients to receive their tax refunds; Peace of Mind extended service plans; H&R Block Emerald Advance lines of credit; Tax Identity Shield that provides clients assistance in helping protect their tax identity and access to services to help restore their tax identity; refund advance loans; H&R Block Instant Refund; and H&R Block Pay With Refund services. In addition, the company offers small business financial solutions through its company-owned or franchise offices, and online. H&R Block, Inc. was founded in 1955 and is headquartered in Kansas City, Missouri.Show more
- Revenue$3.76B+4.2%
- EBITDA$945M+1.9%
- Net Income$606M+1.8%
- EPS (Diluted)4.39+6.6%
- Gross Margin44.53%-0.7%
- EBITDA Margin25.12%-2.2%
- Operating Margin22.01%-1.3%
- Net Margin16.11%-2.3%
- ROE674.99%-30.5%
HRB Price & Volume
H&R Block, Inc. (HRB) stock price & volume — 10-year historical chart
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Extreme Seasonal Volatility Masks Structural Financial Risks
Investment Thesis • Updated 2026Q3
VerdictNeutral
Growth:Mixed
Profitability:Strained
Financial:Vulnerable
Cash Flow:Mixed
Primary Risk:Extreme Seasonal Revenue Concentration
Key Thesis Takeaways
- H&R Block's financial profile is defined by extreme seasonal concentration, where fiscal third-quarter revenue of $2.2 billion drives the entirety of the company's annual profitability.
- While the firm utilizes aggressive capital allocation, including significant share repurchases, the reliance on a narrow tax-filing window creates persistent liquidity risks and negative equity positions, such as the $823.1 million deficit reported in 2026Q2.
- Investors should monitor the sustainability of this model as the company navigates structural competitive headwinds and the high fixed-cost burden of its physical retail footprint.
Verdict Logic
while the stock trades at a low 8.48 P/E TTM, the extreme seasonal liquidity mismatch and negative equity position warrant caution regarding long-term capital stability.
HRB Growth Metrics
H&R Block, Inc. (HRB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years2.02%
5 Years7.34%
3 Years2.79%
TTM-59.18%
Profit CAGR
10 Years2.49%
5 Years-
3 Years3.04%
TTM-46.84%
EPS CAGR
10 Years9.89%
5 Years-
3 Years10.88%
TTM36.92%
Return on Capital
10 Years30.84%
5 Years33.24%
3 Years36.73%
Last Year39.36%
HRB Recent Earnings
H&R Block, Inc. (HRB) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 10/12 qtrs (83%)●Beat Revenue 11/12 qtrs (92%)
Q2 2026Latest
May 6, 2026Metric
Actual
Est
EPS
$6.02+5.8%
$5.69
Rev
$2.4B+2.7%
$2.3B
Q1 2026
Feb 3, 2026Metric
Actual
Est
EPS
$1.84+6.1%
$1.96
Rev
$199M+6.1%
$187M
Q4 2025
Nov 6, 2025Metric
Actual
Est
EPS
$1.20+11.3%
$1.35
Rev
$204M+1.7%
$200M
Q3 2025
Aug 12, 2025Metric
Actual
Est
EPS
$2.27-19.8%
$2.83
Rev
$1.1B+3.4%
$1.1B
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 6, 2026 | $6.02vs $5.69+5.8% | $2.4Bvs $2.3B+2.7% |
| Q1 2026 | Feb 3, 2026 | $1.84vs $1.96+6.1% | $199Mvs $187M+6.1% |
| Q4 2025 | Nov 6, 2025 | $1.20vs $1.35+11.3% | $204Mvs $200M+1.7% |
| Q3 2025 | Aug 12, 2025 | $2.27vs $2.83-19.8% | $1.1Bvs $1.1B+3.4% |
Based on last 12 quarters of dataView full earnings history →
Latest HRB News
Recent stock market news and headlines for H&R Block, Inc. (HRB)
Seeking Alpha·2 days ago
H&R Block: Solid Rock And Trading At A DiscountH&R Block delivered a strong quarter with 6% EBITDA growth and 5.3% revenue growth, defying AI disruption fears. HRB's assisted tax segment had its best performance in 3 years. Overall volume decline was primarily free filers; paid filers declined less than 1%. Expense management and potential divestiture of underperforming units like Wave, Block Advisors, and Spruce could further enhance HRB's outlook.
24/7 Wall Street·Jun 26, 2026
The Greenblatt Magic Formula: How H&R Block, Molina, and Peabody Stack Up for Retirement InvestorsJoel Greenblatt's Magic Formula ranks stocks on two factors: earnings yield (EBIT divided by enterprise value) and return on capital.
Zacks Investment Research·Jun 26, 2026
Best Growth Stocks to Buy for June 26thLYB, HRB and DVA made it to the Zacks Rank #1 (Strong Buy) growth stocks list on June 26th, 2026.
Zacks Investment Research·Jun 25, 2026
Rising Net Average Charges & AI Tax Assist Aid HRB's Top LineH&R Block's Q3 results gain from higher net average charge, AI Tax Assist, shareholder returns and stronger liquidity, lifting the top-line momentum.
Peers Comparison
Key metrics vs top competitors for H&R Block, Inc. (HRB)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $39.83 | $5.05B | 9.07 | 4.17% | 16.11% | 674.99% | 3.61% | |
| $281.17 | $76.91B | 20.57 | 15.63% | 21.91% | 23.29% | — | |
| $266.78 | $24.46B | 30.28 | 6.37% | 49.96% | — | — | |
| $55.62 | $5.65B | 25.75 | 10.38% | 11.51% | 13.99% | — | |
| $52.71 | $28.19B | 8.31 | 3.6% | 15.17% | 12.43% | — | |
| $153.14 | $5.31B | 18.08 | 1.24% | 11.5% | 26.96% | — |
Compare HRB vs Peers
H&R Block, Inc. (HRB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
HRB SEC Filings & Documents
H&R Block, Inc. (HRB) SEC filings — annual & quarterly reports (10-K, 10-Q)
8-K Announcements
6Material company update
May 6, 2026·SEC
Material company update
Feb 3, 2026·SEC
Material company update
Jan 22, 2026·SEC
10-K Annual Reports
310-Q Quarterly Reports
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HRB Frequently Asked Questions
H&R Block, Inc. (HRB) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
What is H&R Block, Inc.'s revenue?
H&R Block, Inc. (HRB) reported $1.52B in revenue for fiscal year 2025. This represents a 74% increase from $871.5M in 1996.
How fast is H&R Block, Inc. growing?
H&R Block, Inc. (HRB) grew revenue by 4.2% over the past year. Growth has been modest.
Is HRB profitable?
Yes, H&R Block, Inc. (HRB) is profitable, generating $299.9M in net income for fiscal year 2025 (16.1% net margin).
Dividend & Returns
Does HRB pay dividends?
Yes, H&R Block, Inc. (HRB) pays a dividend with a yield of 3.61%. This makes it attractive for income-focused investors.
What is HRB's return on equity?
H&R Block, Inc. (HRB) has a return on equity (ROE) of 675.0%. This is excellent, indicating efficient use of shareholder capital.
What is H&R Block, Inc.'s free cash flow?
H&R Block, Inc. (HRB) generated $760.9M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.