Hippo Holdings Inc. (HIPO) P/E Ratio History
Premium ValuationTrading at 12.6x vs 5Y avg 10.0x · 67th percentile · Premium to historical baseline · Data 2025–2026
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P/E Ratio Analysis
As of July 7, 2026, Hippo Holdings Inc. (HIPO) trades at a price-to-earnings ratio of 12.6x, with a stock price of $28.08 and trailing twelve-month earnings per share of $4.27.
The current P/E is 27% above its 5-year average of 10.0x. Over the past five years, HIPO's P/E has ranged from a low of 6.0x to a high of 14.1x, placing the current valuation at the 67th percentile of its historical range.
Compared to the Financial Services sector median P/E of 14.3x, HIPO is roughly in line with its sector peers. The sector includes 800 companies with P/E ratios ranging from 0.0x to 160.4x.
Relative to the broader market, HIPO trades at a notable discount to the S&P 500 median P/E of 25.6x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our HIPO DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
HIPO Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
HIPO P/E vs Peers
Specialty Personal and Pet Insurance peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $897M | 28.6 | - | +22% | |
| $292M | 7.0 | 0.07Best | +95% | |
| $4B | 33.1 | - | +270%Best | |
| $64B | 6.5Lowest | 0.38 | +125% | |
| $72B | 12.4 | 0.59 | +28% | |
| $138B | 13.9 | 0.51 | +13% | |
| $38B | 10.3 | 0.45 | +29% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
HIPO Historical P/E Data (2025–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | - | $26.06 | $4.32 | 6.0x | -39% |
| FY2025 Q4 | Dec 31 2025 | $30.08 | $2.14 | 14.1x | +41% |
| FY2025 Q3 | - | $36.16 | $3.70 | 9.8x | -2% |
Average P/E for displayed period: 10.0x
Intrinsic Valuation
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Historical Returns
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Peer Comparison
Compare growth, multiples, and margins vs sector.
HIPO — Frequently Asked Questions
Quick answers to the most common questions about buying HIPO stock.
What is HIPO's P/E ratio?
Hippo Holdings Inc. (HIPO) trailing twelve-month P/E ratio is 12.6x, based on TTM diluted EPS of $4.27. The 5-year average P/E is 10.0x and the historical range spans 6.0x to 14.1x.
Is HIPO stock overvalued or undervalued?
HIPO trades at 12.6x P/E, above its 5-year average of 10.0x. The 67th percentile ranking within the 6.0x–14.1x historical range indicates a premium to historical valuation.
Is HIPO stock expensive?
Yes, HIPO is expensive relative to its own history. The current P/E of 12.6x is above the 5-year average of 10.0x. The stock sits at the 67th percentile of its 5-year valuation range.
What is HIPO's historical P/E range?
Over the past 5 years, HIPO's P/E ratio has ranged from 6.0x to 14.1x, with a median of 9.8x and an average of 10.0x. The current P/E of 12.6x places the stock at the 67th percentile of this range. Full historical data spans 2025–2026.
How does HIPO's P/E compare to the S&P 500?
HIPO trades at 12.6x P/E versus the S&P 500 median of 25.6x. The 51% discount to the market suggests lower growth expectations or perceived higher risk.
How does HIPO's valuation compare to Financial Services peers?
Hippo Holdings Inc. P/E of 12.6x compares to the Financial Services sector median of 14.3x. The discount suggests lower growth expectations, weaker margins, or higher perceived risk relative to peers. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is HIPO's PEG ratio?
HIPO PEG ratio is N/A, based on a P/E of 12.6x and EPS growth of 235.4%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is HIPO's earnings yield?
HIPO earnings yield is 7.91%, the inverse of its 12.6x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.