The Hartford Financial Services Group, Inc. (HIG) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Revenue | 7.23B | 7.31B | 7.23B | 6.99B | 6.81B | 6.8B | 6.71B | 6.47B | 6.4B | 6.32B | 6.1B | 6.02B | 5.88B | 5.85B | 5.52B | 5.22B | 5.27B | 5.08B | 5.43B | 5.59B |
| Revenue Growth % | 6.11% | 7.53% | 7.72% | 7.99% | 6.41% | 7.54% | 10.05% | 7.44% | 8.77% | 8.14% | 10.57% | 15.36% | 11.69% | 15.21% | 1.64% | -6.6% | 1.56% | -0.98% | 4.99% | 8.29% |
| Medical Costs & Claims | 0 | 3.73B | 3.79B | 3.71B | 4B | 5.74B | 5.73B | 5.51B | 5.44B | 5.38B | 5.29B | 5.31B | 5.19B | 5.21B | 5.08B | 4.75B | 4.77B | 4.83B | 5.04B | 4.41B |
| Medical Cost Ratio % | 0% | 51.05% | 52.45% | 53.13% | 58.74% | 84.37% | 85.36% | 85.12% | 84.98% | 85.1% | 86.64% | 88.13% | 88.19% | 89.16% | 92.01% | 90.98% | 90.49% | 95.25% | 92.82% | 78.82% |
| Gross Profit | 0 | 3.58B | 3.44B | 3.27B | 2.81B | 1.06B | 983M | 963M | 961M | 942M | 815M | 715M | 695M | 634M | 441M | 471M | 501M | 241M | 390M | 1.18B |
| Gross Margin % | 0% | 48.95% | 47.55% | 46.87% | 41.26% | 15.63% | 14.64% | 14.88% | 15.02% | 14.9% | 13.36% | 11.87% | 11.81% | 10.84% | 7.99% | 9.02% | 9.51% | 4.75% | 7.18% | 21.18% |
| Gross Profit Growth % | -100% | 236.69% | 249.85% | 240.08% | 192.4% | 12.85% | 20.61% | 34.69% | 38.27% | 48.58% | 84.81% | 51.8% | 38.72% | 163.07% | 13.08% | -60.22% | 80.87% | -55.37% | -43.88% | 55.79% |
| Operating Expenses | 0 | 2.17B | 2.12B | 2.03B | 2.03B | -11M | 31M | 51M | 50M | -8M | 2M | 43M | 42M | -98M | 9M | -83M | -39M | -659M | -193M | 74M |
| OpEx / Revenue % | 0% | 29.62% | 29.33% | 29.04% | 29.77% | -0.16% | 0.46% | 0.79% | 0.78% | -0.13% | 0.03% | 0.71% | 0.71% | -1.68% | 0.16% | -1.59% | -0.74% | -12.99% | -3.55% | 1.32% |
| Depreciation & Amortization | 0 | 135M | 75M | 94M | 92M | 84M | 85M | 60M | 127M | 124M | 128M | 129M | 129M | 140M | 156M | 167M | 171M | 165M | 168M | 173M |
| Combined Ratio % | 0% | 80.68% | 81.78% | 82.17% | 88.5% | 84.21% | 85.82% | 85.9% | 85.77% | 84.98% | 86.67% | 88.84% | 88.9% | 87.48% | 92.17% | 89.39% | 89.75% | 82.27% | 89.26% | 80.14% |
| Operating Income | 0 | 1.41B | 1.32B | 1.25B | 783M | 1.07B | 952M | 912M | 911M | 950M | 813M | 672M | 653M | 732M | 432M | 554M | 540M | 900M | 583M | 1.11B |
| Operating Margin % | 0% | 19.32% | 18.22% | 17.83% | 11.5% | 15.79% | 14.18% | 14.1% | 14.23% | 15.02% | 13.33% | 11.16% | 11.1% | 12.52% | 7.83% | 10.61% | 10.25% | 17.73% | 10.74% | 19.86% |
| Operating Income Growth % | -100% | 31.56% | 38.45% | 36.62% | -14.05% | 13.05% | 17.1% | 35.71% | 39.51% | 29.78% | 88.19% | 21.3% | 20.93% | -18.67% | -25.9% | -50.09% | 78.22% | 38.04% | 9.59% | 87.5% |
| EBITDA | 0 | 1.55B | 1.39B | 1.34B | 875M | 1.16B | 1.04B | 972M | 1.04B | 1.07B | 941M | 801M | 782M | 872M | 588M | 721M | 711M | 1.06B | 751M | 1.28B |
| EBITDA Margin % | 0% | 21.17% | 19.26% | 19.18% | 12.85% | 17.03% | 15.45% | 15.02% | 16.22% | 16.99% | 15.42% | 13.3% | 13.29% | 14.91% | 10.66% | 13.81% | 13.5% | 20.99% | 13.83% | 22.96% |
| Interest Expense | 50M | 49M | 50M | 50M | 50M | 50M | 49M | 50M | 50M | 49M | 50M | 50M | 50M | 50M | 50M | 51M | 62M | 62M | 58M | 57M |
| Non-Operating Income | 0 | -49M | -50M | -50M | -50M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -63M | 0 | 0 | 0 |
| Pretax Income | 1.06B | 1.41B | 1.32B | 1.25B | 783M | 1.07B | 952M | 912M | 911M | 950M | 813M | 672M | 653M | 732M | 432M | 554M | 541M | 900M | 583M | 1.11B |
| Pretax Margin % | 14.63% | 19.32% | 18.22% | 17.83% | 11.5% | 15.79% | 14.18% | 14.1% | 14.23% | 15.02% | 13.33% | 11.16% | 11.1% | 12.52% | 7.83% | 10.61% | 10.27% | 17.73% | 10.74% | 19.86% |
| Income Tax | 201M | 282M | 238M | 251M | 153M | 221M | 185M | 174M | 158M | 179M | 162M | 125M | 118M | 143M | 92M | 110M | 98M | 171M | 101M | 205M |
| Effective Tax Rate % | 19.02% | 19.96% | 18.06% | 20.14% | 19.54% | 20.58% | 19.43% | 19.08% | 17.34% | 18.84% | 19.93% | 18.6% | 18.07% | 19.54% | 21.3% | 19.86% | 18.11% | 19% | 17.32% | 18.47% |
| Net Income | 856M | 1.13B | 1.08B | 995M | 630M | 853M | 767M | 738M | 753M | 771M | 651M | 547M | 535M | 589M | 340M | 444M | 443M | 729M | 482M | 905M |
| Net Margin % | 11.85% | 15.47% | 14.93% | 14.24% | 9.25% | 12.54% | 11.42% | 11.41% | 11.77% | 12.19% | 10.67% | 9.08% | 9.09% | 10.07% | 6.16% | 8.51% | 8.41% | 14.36% | 8.88% | 16.19% |
| Net Income Growth % | 35.87% | 32.59% | 40.81% | 34.82% | -16.33% | 10.64% | 17.82% | 34.92% | 40.75% | 30.9% | 91.47% | 23.2% | 20.77% | -19.2% | -29.46% | -50.94% | 77.91% | 35.75% | 5.01% | 93.38% |
| EPS (Diluted) | 3.03 | 3.98 | 3.77 | 3.44 | 2.15 | 2.88 | 2.56 | 2.44 | 2.47 | 2.51 | 2.09 | 1.73 | 1.66 | 1.81 | 1.02 | 1.32 | 1.30 | 2.11 | 1.36 | 2.51 |
| EPS Growth % | 40.93% | 38.19% | 47.27% | 40.98% | -12.96% | 14.74% | 22.49% | 41.04% | 48.8% | 38.67% | 104.9% | 31.06% | 27.69% | -14.22% | -25% | -47.41% | 94.03% | 43.54% | 7.94% | 94.57% |
| EPS (Basic) | 3.08 | 4.05 | 3.82 | 3.49 | 2.18 | 2.93 | 2.60 | 2.48 | 2.51 | 2.55 | 2.12 | 1.75 | 1.69 | 1.85 | 1.04 | 1.34 | 1.32 | 2.14 | 1.38 | 2.54 |
| Diluted Shares Outstanding | 282.6M | 282.6M | 285M | 287.7M | 290.8M | 297.5M | 297.5M | 299.9M | 302.6M | 305.1M | 309M | 313.3M | 318.6M | 322.65M | 326.3M | 331.8M | 337.3M | 344.76M | 350.7M | 358.5M |