Home Federal Bancorp, Inc. of Louisiana (HFBL) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Net Interest Income | 5.41M | 5.38M | 5.26M | 4.97M | 4.67M | 4.6M | 4.43M | 4.36M | 4.4M | 4.9M | 5.28M | 5.45M | 5.47M | 5.32M | 5.3M | 4.68M | 4.27M | 4.18M | 4.22M | 4.04M |
| NII Growth % | 15.68% | 16.89% | 18.84% | 14.01% | 6.13% | -6.18% | -16.22% | -19.98% | -19.53% | -7.91% | -0.4% | 16.48% | 28.23% | 27.22% | 25.59% | 15.93% | -3.92% | -6.48% | 5.94% | -0.35% |
| Net Interest Margin % | 0.84% | 0.87% | 0.84% | 0.82% | 0.75% | 0.76% | 0.7% | 0.68% | 0.68% | 0.75% | 0.8% | 0.82% | 0.8% | 0.92% | 0.91% | 0.79% | 0.74% | 0.73% | 0.75% | 0.71% |
| Interest Income | 8.02M | 8.06M | 8.01M | 7.64M | 7.42M | 7.66M | 7.74M | 7.82M | 7.89M | 8.08M | 8.07M | 7.75M | 7.01M | 6.09M | 5.78M | 5.08M | 4.69M | 4.69M | 4.77M | 4.68M |
| Interest Expense | 2.61M | 2.69M | 2.75M | 2.67M | 2.75M | 3.06M | 3.31M | 3.46M | 3.49M | 3.18M | 2.79M | 2.3M | 1.54M | 764K | 476K | 403K | 424K | 501K | 550K | 649K |
| Loan Loss Provision | 0 | 109K | 43K | 46K | 6K | 45K | -223K | 45K | 11K | -16K | 0 | 150K | 150K | 150K | 418K | 275K | 0 | 61K | 0 | 50K |
| Non-Interest Income | 0 | 338K | 608K | 649K | 492K | 458K | 272K | 474K | 475K | 105K | 374K | 455K | 474K | 477K | 494K | 552K | 792K | 968K | 944K | 926K |
| Non-Interest Income % | 0% | 4.02% | 7.06% | 7.83% | 6.21% | 5.64% | 3.39% | 5.71% | 5.68% | 1.28% | 4.43% | 5.55% | 6.33% | 7.27% | 7.87% | 9.8% | 14.44% | 17.12% | 16.51% | 16.5% |
| Total Revenue | 8.02M | 8.4M | 8.62M | 8.29M | 7.92M | 8.12M | 8.01M | 8.29M | 8.37M | 8.19M | 8.45M | 8.2M | 7.49M | 6.57M | 6.28M | 5.63M | 5.48M | 5.65M | 5.72M | 5.61M |
| Revenue Growth % | 1.24% | 3.51% | 7.55% | -0.08% | -5.36% | -0.84% | -5.15% | 1.1% | 11.73% | 24.68% | 34.63% | 45.62% | 36.52% | 16.11% | 9.74% | 0.41% | -13.21% | -16.91% | -13.31% | -6.67% |
| Non-Interest Expense | 4.24M | 3.49M | 3.81M | 4.02M | 4.21M | 3.81M | 3.98M | 3.97M | 3.96M | 4.22M | 4.13M | 4.15M | 4.46M | 3.49M | 3.7M | 3.68M | 3.51M | 3.62M | 3.46M | 3.28M |
| Efficiency Ratio | 52.88% | 41.58% | 44.2% | 48.52% | 53.11% | 46.9% | 49.71% | 47.82% | 47.34% | 51.52% | 48.86% | 50.63% | 59.62% | 53.22% | 58.98% | 65.37% | 64.08% | 63.95% | 60.56% | 58.42% |
| Operating Income | 1.17M | 2.11M | 2.02M | 1.55M | 955K | 1.21M | 939K | 824K | 908K | 807K | 1.53M | 1.6M | 1.33M | 2.16M | 1.68M | 1.27M | 1.55M | 1.48M | 1.71M | 1.63M |
| Operating Margin % | 14.59% | 25.15% | 23.4% | 18.75% | 12.06% | 14.87% | 11.72% | 9.93% | 10.85% | 9.86% | 18.11% | 19.51% | 17.8% | 32.86% | 26.77% | 22.59% | 28.19% | 26.11% | 29.82% | 29.12% |
| Operating Income Growth % | 22.41% | 75.06% | 114.8% | 88.59% | 5.18% | 49.57% | -38.63% | -48.53% | -31.88% | -62.59% | -8.93% | 25.77% | -13.78% | 46.14% | -1.47% | -22.09% | -14.73% | -17.68% | 8.6% | 25.21% |
| Pretax Income | 1.79M | 2.11M | 2.02M | 1.55M | 955K | 1.21M | 939K | 824K | 908K | 807K | 1.53M | 1.6M | 1.33M | 2.16M | 1.68M | 1.27M | 1.55M | 1.48M | 1.71M | 1.63M |
| Pretax Margin % | 22.33% | 25.15% | 23.4% | 18.75% | 12.06% | 14.87% | 11.72% | 9.93% | 10.85% | 9.86% | 18.11% | 19.51% | 17.8% | 32.86% | 26.77% | 22.59% | 28.19% | 26.11% | 29.82% | 29.12% |
| Income Tax | 318K | 438K | 418K | 374K | 207K | 187K | -2K | 186K | 176K | -196K | 310K | 343K | 271K | 444K | 9K | 205K | 269K | 300K | 352K | 337K |
| Effective Tax Rate % | 17.77% | 20.73% | 20.72% | 24.07% | 21.68% | 15.49% | -0.21% | 22.57% | 19.38% | -24.29% | 20.26% | 21.42% | 20.33% | 20.58% | 0.54% | 16.1% | 17.4% | 20.33% | 20.65% | 20.62% |
| Net Income | 1.47M | 1.68M | 1.6M | 1.18M | 748K | 1.02M | 941K | 638K | 732K | 1M | 1.22M | 1.26M | 1.06M | 1.71M | 1.67M | 1.07M | 1.28M | 1.18M | 1.35M | 1.3M |
| Net Margin % | 18.37% | 19.94% | 18.55% | 14.24% | 9.45% | 12.57% | 11.74% | 7.69% | 8.75% | 12.25% | 14.44% | 15.33% | 14.18% | 26.09% | 26.63% | 18.96% | 23.29% | 20.8% | 23.66% | 23.12% |
| Net Income Growth % | 96.79% | 64.22% | 69.93% | 84.95% | 2.19% | 1.69% | -22.87% | -49.28% | -31.07% | -41.45% | -26.99% | 17.79% | -16.84% | 45.66% | 23.5% | -17.66% | -9.94% | -16.18% | 8.5% | 24.95% |
| Net Income (Continuing) | 1.47M | 1.68M | 1.6M | 1.18M | 748K | 1.02M | 941K | 638K | 732K | 1M | 1.22M | 1.26M | 1.06M | 1.71M | 1.67M | 1.07M | 1.28M | 1.18M | 1.35M | 1.3M |
| EPS (Diluted) | 0.48 | 0.54 | 0.52 | 0.38 | 0.24 | 0.33 | 0.31 | 0.21 | 0.24 | 0.33 | 0.39 | 0.40 | 0.34 | 0.55 | 0.52 | 0.31 | 0.37 | 0.34 | 0.38 | 0.37 |
| EPS Growth % | 100% | 63.64% | 67.74% | 80.95% | 0% | 0% | -20.51% | -47.5% | -29.41% | -40% | -25% | 29.03% | -8.11% | 61.76% | 36.84% | -16.22% | -9.76% | -19.05% | 2.7% | 19.35% |
| EPS (Basic) | 0.49 | 0.55 | 0.53 | 0.39 | 0.24 | 0.33 | 0.31 | 0.21 | 0.24 | 0.33 | 0.40 | 0.42 | 0.35 | 0.57 | 0.55 | 0.33 | 0.39 | 0.36 | 0.42 | 0.40 |
| Diluted Shares Outstanding | 3.07M | 3.1M | 3.05M | 3.09M | 3.09M | 3.08M | 3.07M | 3.06M | 3.09M | 3.08M | 3.11M | 3.11M | 3.13M | 3.13M | 3.23M | 3.44M | 3.46M | 3.47M | 3.51M | 3.5M |