HDFC Bank Limited (HDB) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q4'26 | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Net Interest Income | 426.15B | 415.88B | 409.24B | 396.09B | 277.68B | 381.26B | 325.14B | 369.67B | 310.32B | 347.66B | 337.89B | 252.13B | 233.67B | 226.19B | 209.16B | 204.94B | 197.49B | 191.05B | 180.35B | 185.24B |
| NII Growth % | 53.47% | 9.08% | 25.87% | 7.15% | -10.52% | 9.66% | -3.77% | 46.62% | 32.8% | - | 49.38% | 20.55% | 14.02% | 18.39% | 15.97% | 10.64% | 13.96% | 14.34% | 7.72% | 13.88% |
| Net Interest Margin % | 0.89% | 80.8% | 0.91% | 0.89% | 0.58% | 0.9% | 0.71% | 0.92% | 0.7% | 0.9% | 0.8% | 0.98% | 0.91% | 0.98% | 0.97% | 0.97% | 73.76% | 1.01% | 1% | 1.03% |
| Interest Income | 885.39B | 877.9B | 884.45B | 872.52B | 732.08B | 850.4B | 769.8B | 815.46B | 739.77B | 780.08B | 750.39B | 511.68B | 457.47B | 409.3B | 372.74B | 358.31B | 343.87B | 335.2B | 322.54B | 326.07B |
| Interest Expense | 459.24B | 462.02B | 475.2B | 476.43B | 454.4B | 469.14B | 444.66B | 445.8B | 429.45B | 432.42B | 412.5B | 259.55B | 223.8B | 183.11B | 163.58B | 153.36B | 146.38B | 144.15B | 142.19B | 140.83B |
| Loan Loss Provision | 34.94B | 36.51B | 43.53B | 152.93B | 77.69B | 39.57B | 51.62B | 31.43B | 20.99B | 46.04B | 33.12B | 32.92B | -32.54B | 37.65B | 36.66B | 40.6B | 37.94B | 0 | 0 | 0 |
| Non-Interest Income | 302B | 401.92B | 320.93B | 456.2B | -43.57B | 271.54B | 134.75B | 354.5B | -54.95B | 370.07B | 325.28B | 98.53B | 48.37B | 82.52B | 69.29B | 84.47B | 87.26B | 79.16B | 66.8B | 83.03B |
| Non-Interest Income % | 25.43% | 31.4% | 26.63% | 34.33% | -6.33% | 24.2% | 14.9% | 30.3% | -8.02% | 32.18% | 30.24% | 16.15% | 9.56% | 16.78% | 15.67% | 19.08% | 20.24% | 19.1% | 17.16% | 20.29% |
| Total Revenue | 1.19T | 1.28T | 1.21T | 1.33T | 688.51B | 1.12T | 904.55B | 1.17T | 684.82B | 1.15T | 1.08T | 610.21B | 505.84B | 491.82B | 442.02B | 442.78B | 431.13B | 414.36B | 389.34B | 409.09B |
| Revenue Growth % | 72.46% | 14.07% | 33.26% | 13.57% | 0.54% | -2.45% | -15.91% | 91.73% | 35.38% | - | 118.71% | 38.05% | 14.24% | 18.69% | 13.53% | 8.23% | 8.22% | 7.8% | 6.09% | 6.85% |
| Non-Interest Expense | 412.19B | 509.44B | 415.61B | 491.16B | 1.57B | 373.5B | 200.57B | 465.47B | 117B | 459.26B | 420.38B | 151.78B | 99.35B | 121.5B | 113.55B | 110.93B | 105.45B | 146.98B | 140.73B | 155.61B |
| Efficiency Ratio | 34.71% | 39.81% | 34.48% | 36.96% | 0.23% | 33.29% | 22.17% | 39.78% | 17.08% | 39.93% | 39.08% | 24.87% | 19.64% | 24.7% | 25.69% | 25.05% | 24.46% | 35.47% | 36.15% | 38.04% |
| Operating Income | 281.02B | 271.85B | 271.03B | 208.21B | 154.86B | 239.73B | 207.7B | 227.27B | 117.39B | 212.43B | 209.67B | 165.97B | 215.22B | 149.56B | 128.23B | 137.89B | 141.36B | 123.23B | 106.42B | 112.66B |
| Operating Margin % | 23.67% | 21.24% | 22.49% | 15.67% | 22.49% | 21.37% | 22.96% | 19.43% | 17.14% | 18.47% | 19.49% | 27.2% | 42.55% | 30.41% | 29.01% | 31.14% | 32.79% | 29.74% | 27.33% | 27.54% |
| Operating Income Growth % | 81.47% | 13.4% | 30.49% | -8.39% | 31.92% | 12.85% | -0.94% | 36.94% | -45.46% | - | 40.19% | 29.43% | 56.09% | 21.36% | 20.5% | 22.39% | 19.66% | 18.75% | 13.95% | 16.36% |
| Pretax Income | 281.02B | 271.85B | 271.03B | 208.21B | 154.86B | 239.73B | 207.7B | 227.27B | 117.39B | 212.43B | 209.67B | 165.97B | 215.22B | 149.56B | 128.23B | 137.89B | 141.36B | 123.23B | 106.42B | 112.66B |
| Pretax Margin % | 23.67% | 21.24% | 22.49% | 15.67% | 22.49% | 21.37% | 22.96% | 19.43% | 17.14% | 18.47% | 19.49% | 27.2% | 42.55% | 30.41% | 29.01% | 31.14% | 32.79% | 29.74% | 27.33% | 27.54% |
| Income Tax | 67B | 63.22B | 64B | 37.54B | 9.88B | 56.33B | 32.71B | 55.39B | -35.91B | 35.25B | 36.55B | 41.93B | 54.11B | 37.94B | 32.07B | 32.38B | 35.81B | 32.04B | 27.02B | 28.21B |
| Effective Tax Rate % | 23.84% | 23.26% | 23.61% | 18.03% | 6.38% | 23.5% | 15.75% | 24.37% | -30.59% | 16.59% | 17.43% | 25.27% | 25.14% | 25.37% | 25.01% | 23.48% | 25.34% | 26% | 25.39% | 25.04% |
| Net Income | 206.67B | 199.71B | 199.38B | 162.36B | 153.93B | 176.57B | 173.81B | 164.75B | 158.26B | 172.58B | 168.11B | 123.7B | 161.42B | 111.25B | 95.79B | 105.18B | 105.3B | 90.96B | 79.22B | 84.34B |
| Net Margin % | 17.41% | 15.6% | 16.54% | 12.22% | 22.36% | 15.74% | 19.22% | 14.08% | 23.11% | 15% | 15.63% | 20.27% | 31.91% | 22.62% | 21.67% | 23.76% | 24.42% | 21.95% | 20.35% | 20.62% |
| Net Income Growth % | 34.26% | 13.11% | 14.71% | -1.45% | -2.73% | 2.31% | 3.39% | 33.18% | -1.96% | - | 51.11% | 29.14% | 53.47% | 22.31% | 20.92% | 24.72% | 20.08% | 18.09% | 14.36% | 15.85% |
| Net Income (Continuing) | 214.02B | 208.63B | 207.03B | 170.67B | 144.98B | 183.4B | 174.99B | 171.88B | 153.3B | 177.18B | 173.12B | 124.03B | 161.12B | 111.63B | 96.17B | 105.5B | 105.54B | 91.2B | 79.4B | 84.44B |
| EPS (Diluted) | 119.94 | 38.58 | 39.01 | 31.68 | 36.78 | 34.50 | 34.05 | 32.40 | 34.68 | 33.99 | 25.17 | 33.06 | 33.69 | 29.91 | 25.80 | 28.05 | 28.50 | 28.50 | 21.45 | 22.80 |
| EPS Growth % | 226.1% | 11.83% | 14.57% | -2.22% | 6.06% | 1.5% | 35.28% | -2% | 2.94% | - | -15.85% | 28.14% | 20.11% | 4.95% | 20.28% | 23.03% | 20.25% | 5.91% | 13.49% | 15.15% |
| EPS (Basic) | 119.94 | 38.58 | 39.01 | 31.86 | 36.93 | 34.68 | 34.23 | 32.52 | 34.80 | 34.11 | 25.29 | 33.24 | 33.87 | 30.03 | 25.95 | 28.20 | 28.65 | 28.68 | 21.60 | 22.95 |
| Diluted Shares Outstanding | 1.72B | 5.15B | 5.12B | 5.13B | 5.12B | 5.12B | 5.1B | 5.09B | 5.08B | 5.08B | 5.07B | 3.74B | 3.74B | 3.72B | 3.71B | 3.72B | 3.72B | 3.72B | 3.69B | 3.7B |