Huntington Bancshares Incorporated (HBAN) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 1.89B | 1.59B | 1.51B | 1.47B | 1.43B | 1.4B | 1.35B | 1.31B | 1.29B | 1.32B | 1.37B | 1.35B | 1.41B | 1.46B | 1.4B | 1.26B | 1.15B | 1.13B | 1.16B | 838M |
| NII Growth % | 32.61% | 14.12% | 11.47% | 11.81% | 10.8% | 6% | -1.24% | -2.53% | -8.66% | -9.99% | -2.56% | 6.74% | 22.95% | 29.15% | 21.03% | 50.48% | 17.9% | 37.21% | 41.98% | 5.81% |
| Net Interest Margin % | 0.66% | 0.71% | 0.72% | 0.71% | 0.68% | 0.68% | 0.67% | 0.67% | 0.67% | 0.69% | 0.73% | 0.71% | 0.75% | 0.8% | 0.78% | 0.71% | 0.65% | 0.65% | 0.67% | 0.48% |
| Interest Income | 3.09B | 2.67B | 2.6B | 2.56B | 2.49B | 2.51B | 2.56B | 2.48B | 2.38B | 2.35B | 2.31B | 2.23B | 2.03B | 1.85B | 1.59B | 1.33B | 1.2B | 1.18B | 1.21B | 935M |
| Interest Expense | 1.2B | 1.07B | 1.09B | 1.09B | 1.06B | 1.11B | 1.2B | 1.16B | 1.09B | 1.03B | 945M | 879M | 619M | 392M | 185M | 70M | 49M | 50M | 45M | 97M |
| Loan Loss Provision | 158M | 123M | 122M | 103M | 115M | 107M | 106M | 100M | 107M | 126M | 99M | 92M | 85M | 91M | 106M | 67M | 25M | -64M | -62M | 211M |
| Non-Interest Income | 682M | 582M | 628M | 471M | 494M | 559M | 523M | 491M | 467M | 405M | 509M | 495M | 512M | 499M | 498M | 485M | 499M | 515M | 535M | 444M |
| Non-Interest Income % | 18.1% | 17.92% | 19.45% | 15.56% | 16.56% | 18.21% | 16.99% | 16.55% | 16.4% | 14.7% | 18.04% | 18.2% | 20.16% | 21.21% | 23.86% | 26.71% | 29.46% | 30.35% | 30.75% | 32.2% |
| Total Revenue | 3.77B | 3.25B | 3.23B | 3.03B | 2.98B | 3.07B | 3.08B | 2.97B | 2.85B | 2.75B | 2.82B | 2.72B | 2.54B | 2.35B | 2.09B | 1.82B | 1.69B | 1.7B | 1.74B | 1.38B |
| Revenue Growth % | 26.32% | 5.8% | 4.87% | 2.02% | 4.78% | 11.4% | 9.07% | 9.08% | 12.09% | 17.08% | 35.22% | 49.78% | 49.94% | 38.66% | 19.94% | 31.69% | 34.02% | 31.35% | 31.62% | 6.65% |
| Non-Interest Expense | 1.77B | 1.42B | 1.25B | 1.2B | 1.15B | 1.18B | 1.13B | 1.12B | 1.14B | 1.35B | 1.09B | 1.05B | 1.09B | 1.08B | 1.05B | 1.02B | 1.05B | 1.22B | 1.29B | 1.07B |
| Efficiency Ratio | 47.08% | 43.73% | 38.6% | 39.54% | 38.62% | 38.38% | 36.71% | 37.65% | 39.94% | 48.93% | 38.63% | 38.6% | 42.76% | 45.77% | 50.46% | 56.06% | 62.16% | 71.95% | 74.08% | 77.74% |
| Operating Income | 641M | 631M | 766M | 638M | 653M | 669M | 638M | 586M | 510M | 247M | 688M | 699M | 750M | 793M | 743M | 661M | 567M | 490M | 468M | -1M |
| Operating Margin % | 17.01% | 19.43% | 23.73% | 21.08% | 21.89% | 21.8% | 20.73% | 19.75% | 17.91% | 8.97% | 24.38% | 25.7% | 29.53% | 33.7% | 35.6% | 36.4% | 33.47% | 28.87% | 26.9% | -0.07% |
| Operating Income Growth % | -1.84% | -5.68% | 20.06% | 8.87% | 28.04% | 170.85% | -7.27% | -16.17% | -32% | -68.85% | -7.4% | 5.75% | 32.28% | 61.84% | 58.76% | 66200% | -10.57% | 30.67% | 30.73% | -100.55% |
| Pretax Income | 641M | 631M | 766M | 638M | 653M | 669M | 638M | 586M | 510M | 247M | 688M | 699M | 750M | 793M | 743M | 661M | 567M | 490M | 468M | -1M |
| Pretax Margin % | 17.01% | 19.43% | 23.73% | 21.08% | 21.89% | 21.8% | 20.73% | 19.75% | 17.91% | 8.97% | 24.38% | 25.7% | 29.53% | 33.7% | 35.6% | 36.4% | 33.47% | 28.87% | 26.9% | -0.07% |
| Income Tax | 114M | 108M | 133M | 96M | 122M | 135M | 116M | 106M | 86M | -1M | 136M | 134M | 144M | 144M | 146M | 120M | 105M | 88M | 90M | 14M |
| Effective Tax Rate % | 17.78% | 17.12% | 17.36% | 15.05% | 18.68% | 20.18% | 18.18% | 18.09% | 16.86% | -0.4% | 19.77% | 19.17% | 19.2% | 18.16% | 19.65% | 18.15% | 18.52% | 17.96% | 19.23% | -1400% |
| Net Income | 523M | 519M | 629M | 536M | 527M | 530M | 517M | 474M | 419M | 243M | 547M | 559M | 602M | 645M | 594M | 539M | 460M | 401M | 377M | -15M |
| Net Margin % | 13.88% | 15.98% | 19.49% | 17.71% | 17.67% | 17.27% | 16.8% | 15.98% | 14.72% | 8.82% | 19.38% | 20.55% | 23.7% | 27.41% | 28.46% | 29.68% | 27.15% | 23.63% | 21.67% | -1.09% |
| Net Income Growth % | -0.76% | -2.08% | 21.66% | 13.08% | 25.78% | 118.11% | -5.48% | -15.21% | -30.4% | -62.33% | -7.91% | 3.71% | 30.87% | 60.85% | 57.56% | 3693.33% | -13.53% | 26.9% | 24.42% | -110% |
| Net Income (Continuing) | 527M | 523M | 633M | 542M | 531M | 534M | 522M | 480M | 424M | 248M | 552M | 565M | 606M | 649M | 597M | 541M | 462M | 402M | 378M | -15M |
| EPS (Diluted) | 0.25 | 0.30 | 0.41 | 0.34 | 0.34 | 0.34 | 0.33 | 0.30 | 0.26 | 0.15 | 0.35 | 0.35 | 0.39 | 0.42 | 0.39 | 0.35 | 0.29 | 0.26 | 0.22 | -0.05 |
| EPS Growth % | -26.47% | -11.76% | 24.24% | 13.33% | 30.77% | 126.67% | -5.71% | -14.29% | -33.33% | -64.29% | -10.26% | 0% | 34.48% | 61.54% | 77.27% | 800% | -39.58% | -3.7% | -18.52% | -138.46% |
| EPS (Basic) | 0.26 | 0.31 | 0.41 | 0.35 | 0.34 | 0.34 | 0.33 | 0.30 | 0.26 | 0.15 | 0.35 | 0.36 | 0.40 | 0.43 | 0.39 | 0.35 | 0.30 | 0.26 | 0.23 | -0.05 |
| Diluted Shares Outstanding | 1.9B | 1.57B | 1.49B | 1.48B | 1.48B | 1.48B | 1.48B | 1.47B | 1.47B | 1.47B | 1.47B | 1.47B | 1.47B | 1.47B | 1.47B | 1.46B | 1.46B | 1.47B | 1.49B | 1.13B |