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GSBDGoldman Sachs BDC, Inc.
$9.00$1.0B
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Goldman Sachs BDC, Inc. (GSBD) Financial Ratios

Latest Ratios: P/E Ratio 8.7x · EV/EBITDA 12.1x · ROE 8.0%. (2012–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

GSBD Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$1.0B$1.1B$1.4B$1.6B$1.4B$1.9B$1.0B$858M$739M$857M$854M
Enterprise Value$2.8B$2.9B$3.3B$3.4B$3.4B$3.8B$2.6B$1.6B$1.4B$1.4B$1.3B
P/E Ratio →8.749.0122.008.0925.4110.145.8723.6413.7217.3321.00
P/S Ratio4.184.427.213.4910.318.515.5310.788.3611.3113.76
P/B Ratio0.730.750.880.990.931.210.641.271.041.181.28
P/FCF3.113.29564.735.2851.13—6.22————
P/OCF3.113.29564.735.2851.13—6.22————

P/E links to full P/E history page with 30-year chart

GSBD EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—11.9916.927.3924.8016.4814.0820.3315.7518.3321.70
EV / EBITDA12.1212.3847.63—56.5519.4614.7942.8224.8627.1632.33
EV / EBIT11.9412.3847.639.2556.5519.4614.7942.8224.8627.1632.33
EV / FCF—8.931324.8411.18123.04—15.84————

GSBD Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin75.4%75.4%40.9%100.0%41.6%74.3%78.6%54.4%70.3%74.1%77.0%
Operating Margin98.4%98.4%35.5%79.9%43.9%84.7%95.2%47.5%63.4%67.5%67.1%
Net Profit Margin49.2%49.2%32.7%43.1%40.4%84.0%94.4%45.4%60.8%65.4%65.5%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE8.0%8.0%4.0%12.6%3.5%11.9%15.4%5.2%7.5%7.1%6.0%
ROA3.4%3.4%1.8%5.5%1.5%5.6%7.4%2.5%4.0%4.0%3.5%
ROIC5.3%5.3%1.5%7.8%1.3%4.3%5.7%2.0%3.2%3.2%2.8%
ROCE7.0%7.0%2.0%10.4%1.7%5.8%8.7%4.5%6.6%6.3%4.4%

GSBD Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity1.321.321.231.141.341.151.011.140.930.750.75
Debt / EBITDA7.997.9928.23—33.729.599.1620.3711.7710.6211.95
Net Debt / Equity—1.291.191.111.311.130.991.120.920.730.74
Net Debt / EBITDA7.817.8127.32—33.059.428.9820.1211.6610.3911.84
Debt / FCF—5.63760.105.9071.91—9.62————
Interest Coverage2.112.110.603.260.753.294.451.042.132.612.92

GSBD Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio0.950.951.211.451.200.941.010.020.030.050.04
Quick Ratio0.950.951.211.451.200.941.010.020.030.050.04
Cash Ratio0.590.590.830.840.660.560.580.010.010.030.01
Asset Turnover—0.070.050.130.040.060.060.050.060.060.05
Inventory Turnover———————————
Days Sales Outstanding———————————

GSBD Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield22.4%——————————
Payout Ratio195.8%195.8%314.5%97.5%327.3%100.3%82.7%193.2%131.1%136.1%159.6%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield11.4%11.1%4.5%12.4%3.9%9.9%17.1%4.2%7.3%5.8%4.8%
FCF Yield32.1%30.4%0.2%19.0%2.0%—16.1%————
Buyback Yield5.1%——————————
Total Shareholder Yield27.6%——————————
Shares Outstanding—$116M$115M$108M$102M$102M$54M$40M$40M$39M$36M

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetStrained
Cash FlowMixed
Top Statement Risk

Elevated leverage and credit

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Discounted Valuation Reflects Credit Uncertainty

As reported in financial statements, GSBD trades at a price-to-book ratio of 0.77, which suggests that the market is pricing in significant credit risk or potential future NAV erosion compared to the broader BDC peer group, where many institutional-backed entities trade closer to parity.

The current P/E of 9.19x appears to reflect investor skepticism regarding the sustainability of earnings in a high-rate environment. This valuation discount warrants further investigation into whether the market is correctly identifying structural risks in the unitranche portfolio or if the stock is currently mispriced relative to its long-term dividend capacity.

Margin Volatility Hinders Earnings Predictability

Based on the provided quarterly data, GSBD's net margin has experienced extreme fluctuations, dropping to -17.4% in 2026Q1, which indicates that the firm's core earning power is highly sensitive to non-recurring valuation adjustments rather than consistent, cash-based interest income from its underlying loan portfolio.

The wide variance between gross and net margins suggests that the company's profitability is frequently impacted by unrealized losses on Level 3 assets. Investors should monitor whether these margin swings are temporary valuation noise or indicative of a structural deterioration in the quality of the underlying credit originations.

Leverage Creep Limits Strategic Flexibility

According to recent SEC filings, GSBD's debt-to-equity ratio has trended upward to 1.39x as of 2026Q1, signaling a gradual erosion of the balance sheet cushion and potentially limiting the firm's capacity to fund new originations without resorting to dilutive equity issuance in the near term.

Operating near the upper bound of its historical leverage range leaves the company with limited room to maneuver during periods of market stress. This elevated leverage profile suggests that the firm's ability to absorb potential credit defaults is becoming increasingly constrained compared to more conservatively capitalized peers.

Asset Turnover Remains Stagnant

As indicated by the company's financial data, asset turnover has remained consistently low at approximately 0.02, which reflects the inherent nature of a BDC's long-duration loan portfolio and suggests that the firm's ability to generate revenue is primarily driven by yield rather than rapid capital recycling.

The lack of improvement in asset turnover implies that the firm is not significantly accelerating its portfolio rotation to capture higher market rates. This stability in turnover suggests that revenue growth is largely dependent on the existing portfolio's performance rather than operational efficiency gains.

Dividend Yield Obscures Capital Erosion

The market frequently misapplies the dividend yield as a proxy for total return, yet as reported in financial statements, GSBD's consistent payout during periods of negative net income suggests that distributions may be funded by capital recycling rather than sustainable, recurring earnings from the loan portfolio.

Investors should prioritize the analysis of NAV per share stability over the headline dividend yield, as the latter can mask underlying capital depletion. Relying on yield alone ignores the potential for long-term value destruction if the firm's dividend policy outpaces its organic capital generation.

Download Financial Ratios Data

Includes 30+ ratios · 14 years · Updated daily

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GSBD — Frequently Asked Questions

Quick answers to the most common questions about buying GSBD stock.

What is Goldman Sachs BDC, Inc.'s P/E ratio?

Goldman Sachs BDC, Inc.'s current P/E ratio is 8.7x. The historical average is 15.5x. This places it at the 18th percentile of its historical range.

What is Goldman Sachs BDC, Inc.'s EV/EBITDA?

Goldman Sachs BDC, Inc.'s current EV/EBITDA is 12.1x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 30.0x.

What is Goldman Sachs BDC, Inc.'s ROE?

Goldman Sachs BDC, Inc.'s return on equity (ROE) is 8.0%. The historical average is 7.6%.

Is GSBD stock overvalued?

Based on historical data, Goldman Sachs BDC, Inc. is trading at a P/E of 8.7x. This is at the 18th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Goldman Sachs BDC, Inc.'s dividend yield?

Goldman Sachs BDC, Inc.'s current dividend yield is 22.45% with a payout ratio of 195.8%.

What are Goldman Sachs BDC, Inc.'s profit margins?

Goldman Sachs BDC, Inc. has 75.4% gross margin and 98.4% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does Goldman Sachs BDC, Inc. have?

Goldman Sachs BDC, Inc.'s Debt/EBITDA ratio is 8.0x, indicating high leverage. A ratio above 4x may signal elevated financial risk.