Grupo Financiero Galicia S.A. (GGAL) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 1.6T | 1.88T | 1.25T | 1.22T | 1.07T | 1.13T | 761.17B | 1.77T | 2.14T | -576.81B | 899.49B | 812.07B | 484.98B | 509.3B | 59.52B | 88.04B | 60.05B | 47.05B | 26.38B | 19.22B |
| NII Growth % | 49.51% | 66.75% | 63.62% | -31.52% | -50.25% | 295.55% | -15.38% | 118.53% | 342.23% | -213.26% | 1411.37% | 822.4% | 707.69% | 982.46% | 125.62% | 358.01% | 205.17% | 137.81% | 29.44% | -35.13% |
| Net Interest Margin % | 3.51% | 4.11% | 2.97% | 3.22% | 3.7% | 3.47% | 3.31% | 10.17% | 16.06% | -5.65% | 14.35% | 16.71% | 12.76% | 4.86% | 2.23% | 3.97% | 3.28% | 1.44% | 1.79% | 1.43% |
| Interest Income | 1.6T | 3.16T | 1.25T | 1.22T | 1.77T | 1.95T | 1.31T | 1.77T | 3.44T | 5.81B | 2.69T | 812.07B | 484.98B | 509.3B | 59.52B | 88.04B | 60.05B | 116.53B | 68.16B | 61.39B |
| Interest Expense | 0 | 1.28T | 0 | 0 | 700.34B | 820.13B | 552.08B | 0 | 1.3T | 0 | 1.79T | 0 | 0 | 0 | 0 | 0 | 0 | 69.48B | 41.78B | 42.17B |
| Loan Loss Provision | 892.13B | 4.28T | 736.47B | 564.04B | 400.75B | 404.08B | 167.93B | 202.87B | 143.81B | -1.59T | 88.07B | 81.44B | 57.75B | -2.54B | 22.03B | 21.6B | 11.36B | 13.38B | 2.9B | 5.49B |
| Non-Interest Income | 960B | 3.8T | 727.08B | 871.15B | 762.48B | 802.77B | 516.61B | 725.39B | 754.88B | -2.57T | 769.44B | 566.73B | 516.92B | -94.69B | 330.8B | 164.66B | 140.5B | 54.52B | 44.88B | 53.14B |
| Non-Interest Income % | 37.57% | 54.65% | 36.86% | 41.75% | 30.14% | 29.18% | 28.23% | 29.02% | 17.99% | 100.23% | 22.24% | 41.1% | 51.59% | -22.84% | 84.75% | 65.16% | 70.06% | 31.87% | 39.7% | 46.4% |
| Total Revenue | 2.56T | 6.96T | 1.97T | 2.09T | 2.53T | 2.75T | 1.83T | 2.5T | 4.2T | -2.56T | 3.46T | 1.38T | 1T | 414.61B | 390.31B | 252.69B | 200.54B | 171.05B | 113.04B | 114.53B |
| Revenue Growth % | 1.01% | 153.06% | 7.79% | -16.54% | -39.69% | 207.32% | -47.11% | 81.32% | 318.72% | -718.24% | 786.32% | 445.64% | 399.59% | 142.39% | 245.28% | 120.64% | 115.89% | 101.18% | 9.09% | 18.52% |
| Non-Interest Expense | 1.6T | 1.41T | 1.41T | 1.25T | 1.19T | 779.55B | 852.19B | 1.41T | 2.17T | -799.07B | 1.35T | 988.6B | 834.24B | 415.91B | 335.54B | 216.69B | 171.93B | 71.26B | 54.29B | 54.02B |
| Efficiency Ratio | 62.43% | 20.26% | 71.48% | 59.74% | 47.18% | 28.34% | 46.57% | 56.56% | 51.72% | 31.17% | 39.09% | 71.7% | 83.27% | 100.31% | 85.97% | 85.75% | 85.73% | 41.66% | 48.03% | 47.17% |
| Operating Income | 67.94B | -75.67B | -173.87B | 275.86B | 235.21B | 747.07B | 257.65B | 883.15B | 586.17B | -175.6B | 228.56B | 308.76B | 109.91B | 1.24B | 32.74B | 14.4B | 17.25B | 16.93B | 14.07B | 12.85B |
| Operating Margin % | 2.66% | -1.09% | -8.81% | 13.22% | 9.3% | 27.16% | 14.08% | 35.33% | 13.97% | 6.85% | 6.61% | 22.39% | 10.97% | 0.3% | 8.39% | 5.7% | 8.6% | 9.9% | 12.45% | 11.22% |
| Operating Income Growth % | -71.12% | -110.13% | -167.48% | -68.76% | -59.87% | 525.45% | 12.73% | 186.03% | 433.33% | -14211.6% | 598.07% | 2043.71% | 537.04% | -92.65% | 132.66% | 12.07% | 248.55% | 100.61% | -8.81% | -13.25% |
| Pretax Income | 67.94B | -82.29B | -173.87B | 275.86B | 235.21B | 747.07B | 257.65B | 883.15B | 586.17B | -175.6B | 228.56B | 308.76B | 109.91B | 1.24B | 32.74B | 14.4B | 17.25B | 16.93B | 14.07B | 12.85B |
| Pretax Margin % | 2.66% | -1.18% | -8.81% | 13.22% | 9.3% | 27.16% | 14.08% | 35.33% | 13.97% | 6.85% | 6.61% | 22.39% | 10.97% | 0.3% | 8.39% | 5.7% | 8.6% | 9.9% | 12.45% | 11.22% |
| Income Tax | 1.43B | -11.88B | -86.16B | 103.19B | 72.59B | 78.63B | 89.71B | 309.37B | 200.28B | -13.43B | 62.84B | 93.38B | 39.6B | 936.92M | 6.06B | 3.37B | 6.64B | 6.28B | 4.66B | 3.44B |
| Effective Tax Rate % | 2.1% | 14.44% | 49.55% | 37.41% | 30.86% | 10.52% | 34.82% | 35.03% | 34.17% | 7.65% | 27.5% | 30.24% | 36.03% | 75.3% | 18.51% | 23.38% | 38.47% | 37.07% | 33.14% | 26.79% |
| Net Income | 66.49B | -63.79B | -87.71B | 172.64B | 162.58B | 668.47B | 167.97B | 573.71B | 386.06B | -162.17B | 165.72B | 215.38B | 70.31B | 307.4M | 26.68B | 11.04B | 10.62B | 10.66B | 9.41B | 9.71B |
| Net Margin % | 2.6% | -0.92% | -4.45% | 8.27% | 6.43% | 24.3% | 9.18% | 22.95% | 9.2% | 6.33% | 4.79% | 15.62% | 7.02% | 0.07% | 6.84% | 4.37% | 5.29% | 6.23% | 8.32% | 8.48% |
| Net Income Growth % | -59.1% | -109.54% | -152.22% | -69.91% | -57.89% | 512.21% | 1.36% | 166.37% | 449.09% | -52854.48% | 521.08% | 1851.8% | 562.36% | -97.12% | 183.58% | 13.66% | 345.82% | 193.94% | 25.24% | 10.85% |
| Net Income (Continuing) | 66.51B | -70.4B | -87.72B | 172.67B | 162.63B | 668.45B | 167.94B | 573.79B | 385.89B | -162.17B | 165.72B | 215.38B | 70.31B | 307.41M | 26.68B | 11.04B | 10.62B | 10.66B | 9.41B | 9.41B |
| EPS (Diluted) | 413.90 | -118.90 | -546.10 | 1074.80 | 908.80 | 4322.70 | 1413.90 | 3879.40 | 2608.70 | -1095.80 | 1119.80 | 1455.40 | 475.10 | 2.10 | 180.90 | 74.80 | 72.00 | 72.30 | 63.80 | 65.80 |
| EPS Growth % | -54.46% | -102.75% | -138.62% | -72.29% | -65.16% | 494.48% | 26.26% | 166.55% | 449.08% | -52280.95% | 519.02% | 1845.72% | 559.86% | -97.1% | 183.54% | 13.68% | 347.2% | 185.77% | 23.17% | -12.62% |
| EPS (Basic) | 413.90 | -118.90 | -546.10 | 1074.80 | 908.80 | 4322.70 | 1413.90 | 3879.40 | 2608.70 | -1095.80 | 1119.80 | 1455.40 | 475.10 | 2.10 | 180.90 | 74.80 | 72.00 | 72.30 | 63.80 | 65.80 |
| Diluted Shares Outstanding | 160.63M | 160.63M | 160.63M | 160.63M | 160.63M | 159.41M | 147.99M | 147.99M | 147.99M | 147.99M | 147.99M | 147.99M | 147.99M | 147.99M | 147.99M | 147.99M | 147.99M | 147.47M | 147.99M | 147.99M |