VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener
ScreenerThemes
DCF ValuationCalculate intrinsic value of US stocks
Market ValuationBuffett indicator, CAPE & macro gauges
Total ReturnSee dividends + price return history
DCA CalculatorSimulate recurring buys & compounding
Earnings
FAANG & Tech
AAPL vs MSFTNVDA vs AMDGOOGL vs META
Cloud & Cyber
CRM vs NOWCRWD vs PANWSNOW vs DDOG
Consumer & Auto
TSLA vs FAMZN vs WMTNFLX vs DIS
Finance & Crypto
JPM vs BACV vs MACOIN vs MSTR
Pharma & Energy
LLY vs NVOJNJ vs PFEXOM vs CVX
Compare Any Stocks...
WatchlistInsider
ScreenerThemes
Earnings
WatchlistInsider
GGAL
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Verify deeply. Act with conviction.

Data updated daily

Product

  • Screener
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly stock ideas — free

© 2026 VCP Scanner
AboutPrivacyTerms
Not financial advice. Do your own research.
ScreenerNewsCompareWatchlist
GGALGrupo Financiero Galicia S.A.
$51.10$8.2B
Overview & Verdict
Overview
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice HistoryTechnical Analysis
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Ownership
Holders

GGAL logoGrupo Financiero Galicia S.A.(GGAL)Earnings, Financials & Key Ratios

GGAL•NASDAQ•Banking & Credit
$51.10
53.4× P/E·Price updated Jul 7, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryNon-US regional and universal banks
AboutGrupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. The company operates through Banks, NaranjaX, Insurance, and Other Businesses segments. The company's products and services cover savings, current, and checking accounts; personal loans; express and mortgage loans; pledge and credit card loans; credit and debit cards; and online banking services. It also offers financing products and services; consumer finance services; electronic check; global custody services; Fima funds; financial and stock market services to individuals, companies, and financial institutions; foreign trade services; and capital market and investment banking products that include debt securities, short-term securities, bills, and financial trusts. In addition, the company provides robbery, personal accident, life collective, home, life, integral pyme, pet, surety, various risks, and technical insurance products. Further, it offers private banking services to high net worth individuals; and operates digital investment platform. As of December 31, 2021, it had 312 full service banking branches; and 1,991 ATMs and self-service terminals. Grupo Financiero Galicia S.A. was founded in 1905 and is based in Buenos Aires, Argentina.Show more
  • Net Interest Income$5800.58B+12.8%
  • Total Revenue$12418.32B+16.9%
  • Net Income$212.52B-86.9%
  • Return on Equity3.07%-92.4%
  • Net Interest Margin12.67%-19.9%
  • Efficiency Ratio43.2%+3.1%
  • ROA0.54%-92.9%
  • Equity / Assets16.97%-9.0%
  • Book Value per Share48353.69+27.1%

GGAL Price & Volume

Grupo Financiero Galicia S.A. (GGAL) stock price & volume — 10-year historical chart

Loading chart...

Sovereign Exposure Risks Cloud Banking Margin Recovery

Investment Thesis • Updated 2026Q1

VerdictNeutral
Growth:Mixed
Profitability:Strained
Financial:Vulnerable
Cash Flow:Mixed
Primary Risk:Sovereign debt concentration risk

Key Thesis Takeaways

  • Grupo Financiero Galicia faces a complex outlook as its core profitability remains tethered to volatile Argentine monetary policy and a massive concentration in sovereign debt instruments.
  • While the NaranjaX ecosystem offers a digital growth path, the bank's reliance on securities—comprising 79% of total assets—creates significant vulnerability to macro-economic shocks.
  • Investors should monitor the bank's ability to transition toward private sector lending while managing the credit risks inherent in its consumer-heavy portfolio.

Verdict Logic

the current 51.93 P/E ratio and the 62.4% efficiency ratio suggest that operational costs and macro-volatility may continue to constrain earnings growth in the near term.

GGAL Growth Metrics

Grupo Financiero Galicia S.A. (GGAL) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years79.94%
5 Years70.35%
3 Years13.38%
TTM-

Profit CAGR

10 Years47.57%
5 Years23.49%
3 Years-13.59%
TTM-94.43%

EPS CAGR

10 Years45.52%
5 Years39.56%
3 Years11.5%
TTM-92.17%

Return on Capital

10 Years8.58%
5 Years10.53%
3 Years11.24%
Last Year2.07%

GGAL Recent Earnings

Grupo Financiero Galicia S.A. (GGAL) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 1/12 qtrs (10%)●Beat Revenue 8/12 qtrs (80%)
Q2 2026Latest
May 13, 2026
Metric
Actual
Est
EPS
$0.29-19.4%
$0.36
Rev
$1.7B-3.4%
$1.8B
Q2 2026
Mar 30, 2026
Metric
Actual
Est
EPS
$0.07-47.4%
$0.05
Rev
$1.4B-9.4%
$1.6B
Q2 2026
Mar 4, 2026
Metric
Actual
Est
EPS
$0.36-620.0%
$0.05
Rev
$1.8B+13.5%
$1.6B
Q4 2025
Nov 25, 2025
Metric
Actual
Est
EPS
$0.08-89.9%
$0.79
Rev
$1.4B+1.6%
$1.4B
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestMay 13, 2026
$0.29vs $0.36-19.4%
$1.7Bvs $1.8B-3.4%
Q2 2026Mar 30, 2026
$0.07vs $0.05-47.4%
$1.4Bvs $1.6B-9.4%
Q2 2026Mar 4, 2026
$0.36vs $0.05-620.0%
$1.8Bvs $1.6B+13.5%
Q4 2025Nov 25, 2025
$0.08vs $0.79-89.9%
$1.4Bvs $1.4B+1.6%
Based on last 12 quarters of dataView full earnings history →

Latest GGAL News

Recent stock market news and headlines for Grupo Financiero Galicia S.A. (GGAL)

GuruFocus·Jun 23, 2026
A Look at Grupo Financiero Galicia SA (GGAL) After 3.8% Decline -- GF Value $26.04 vs Price $51.35

On June 23, 2026, Grupo Financiero Galicia SA (GGAL) shares fell 3.8% to a current price of $51.35. The stock has seen considerable volatility over the past yea

Peers Comparison

Key metrics vs top competitors for Grupo Financiero Galicia S.A. (GGAL)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
GGAL logoGGALGrupo Financiero Galicia S.A.Current
$51.10$8.21B53.4216.86%1.71%3.07%3.14%
BMA logoBMABanco Macro S.A.
$91.65$5.86B25.80-10.04%7.8%0.03%—
BBAR logoBBARBanco BBVA Argentina S.A.
$20.08$4.1B19.358.34%4.88%8.96%—
SUPV logoSUPVGrupo Supervielle S.A.
$9.25$809.8M-21.0613.71%-2.23%-3.27%—
BSAC logoBSACBanco Santander-Chile
$33.70$15.88B14.03-4.96%21.11%20.38%—
ITUB logoITUBItaú Unibanco Holding S.A.
$8.23$90.71B10.7618.03%11.91%20.77%—

Compare GGAL vs Peers

Grupo Financiero Galicia S.A. (GGAL) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs BMA

Most directly comparable listed peer for GGAL.

Scale Benchmark

vs SAN

Larger-name benchmark to compare GGAL against a more recognizable public peer.

Peer Set

Compare Top 5

vs BMA, BBAR, SUPV, BSAC

Get notified when GGAL posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

GGAL Frequently Asked Questions

Grupo Financiero Galicia S.A. (GGAL) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Grupo Financiero Galicia S.A. growing?

Grupo Financiero Galicia S.A. (GGAL) grew revenue by 16.9% over the past year. This is strong growth.

Is GGAL profitable?

Yes, Grupo Financiero Galicia S.A. (GGAL) is profitable, generating $87.63B in net income for fiscal year 2025 (1.7% net margin).

Dividend & Returns
Does GGAL pay dividends?

Yes, Grupo Financiero Galicia S.A. (GGAL) pays a dividend with a yield of 3.14%. This makes it attractive for income-focused investors.

What is GGAL's return on equity?

Grupo Financiero Galicia S.A. (GGAL) has a return on equity (ROE) of 3.1%. This is below average, suggesting room for improvement.

Industry Metrics
What is Grupo Financiero Galicia S.A.'s net interest margin?

Grupo Financiero Galicia S.A. (GGAL) has a net interest margin (NIM) of 12.7%. This indicates healthy earnings from lending activities.

What is Grupo Financiero Galicia S.A.'s efficiency ratio?

Grupo Financiero Galicia S.A. (GGAL) has an efficiency ratio of 43.2%. This is excellent, indicating strong cost control.

What if you invested $1,000 in GGAL back in 2000?

Total return calculator · dividends reinvested · 26+ years of data

See returns →