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GAMGeneral American Investors Company, Inc.
$64.78$1.5B
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  4. Financial Ratios

General American Investors Company, Inc. (GAM) Financial Ratios

Latest Ratios: P/E Ratio 6.0x · EV/EBITDA 6.1x · ROE 16.5%. (2012–2024 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

GAM Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015
Market Cap$1.5B$1.1B$656M$578M$743M$650M$932M$852M$885M$667M$904M
Enterprise Value$1.5B$1.1B$659M$581M$751M$654M$942M$854M$885M$667M$900M
P/E Ratio →5.994.722.54—2.639.892.32—5.559.12—
P/S Ratio5.994.397.32—6.887.303.01—4.796.8214.65
P/B Ratio0.910.710.460.470.500.510.730.780.700.550.72
P/FCF———————————
P/OCF———————————

P/E links to full P/E history page with 30-year chart

GAM EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015
EV / Revenue—4.407.35—6.957.353.04—4.796.8214.59
EV / EBITDA6.154.512.4112.122.568.5011.4710.677.755.90—
EV / EBIT6.15—2.41—2.568.503.17————
EV / FCF———————————

GAM Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015
Gross Margin100.0%100.0%84.8%106.5%277.4%92.4%96.3%117.9%94.0%89.0%82.0%
Operating Margin97.5%97.5%304.9%107.6%272.0%86.4%95.8%121.3%92.5%86.4%-46.1%
Net Profit Margin97.5%97.5%304.9%107.6%272.0%86.4%95.8%121.3%92.5%86.4%-46.1%

Return on Capital

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015
ROE16.5%16.5%20.6%-13.1%21.3%6.0%25.1%-6.1%13.8%6.8%-2.1%
ROA16.3%16.3%20.3%-12.9%20.9%5.9%24.7%-6.0%13.6%6.7%-2.1%
ROIC12.4%12.4%15.4%-9.8%15.9%4.5%18.8%-4.6%10.4%5.1%-1.6%
ROCE16.3%16.3%20.3%-12.9%21.0%5.9%24.7%-6.0%13.7%6.8%-2.1%

GAM Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015
Debt / Equity0.000.000.000.000.000.000.000.01———
Debt / EBITDA0.010.010.010.070.010.060.060.07———
Net Debt / Equity—0.000.000.000.010.000.010.000.000.00-0.00
Net Debt / EBITDA0.010.010.010.070.030.060.120.030.000.00—
Debt / FCF———————————
Interest Coverage———————————

GAM Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015
Current Ratio31.8031.803.702.18-0.830.573.044.882.982.410.49
Quick Ratio31.8031.803.702.18-0.830.573.044.882.982.410.49
Cash Ratio0.190.190.070.10-1.40—-2.911.59——0.27
Asset Turnover—0.160.06-0.130.070.070.24-0.050.140.080.05
Inventory Turnover———————————
Days Sales Outstanding———————————

GAM Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015
Dividend Yield———————————
Payout Ratio———————————

Total Shareholder Return Metrics

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015
Earnings Yield16.7%21.2%39.4%—38.0%10.1%43.2%—18.0%11.0%—
FCF Yield———————————
Buyback Yield0.0%——————————
Total Shareholder Yield0.0%——————————
Shares Outstanding—$22M$15M$16M$17M$17M$25M$30M$26M$21M$28M

Key Metrics

Growth RegimeMixed
ProfitabilityModerate
Balance SheetHealthy
Cash FlowMixed
Top Statement Risk

Portfolio Realization Volatility

Discounted Valuation Reflects Market Skepticism

According to recent market data, GAM trades at a P/B ratio of 0.87, which suggests that investors are currently pricing the fund at a discount to its net asset value, potentially failing to account for the efficiency of its internal management structure compared to externally managed peers.

The P/E ratio of 5.75 appears artificially low due to the inclusion of realized capital gains, which are inherently volatile and non-recurring in nature. Investors should monitor whether this discount persists, as it may indicate a lack of market confidence in the fund's ability to consistently generate alpha or effectively communicate its value proposition.

Capital Efficiency Driven by Market Cycles

Based on reported figures, GAM's ROE has fluctuated between -1.7% and 8.9% over the last ten quarters, illustrating that the firm's ability to compound capital is heavily tethered to the performance of its underlying equity holdings rather than internal operational efficiency improvements.

The ROIC metric, which has trended near 0.1% in recent periods, highlights the difficulty of measuring traditional capital returns for an investment company that does not utilize debt. This suggests that shareholders should focus on NAV growth per share as the primary indicator of management's success in compounding capital over the long term.

Working Capital Metrics Lack Relevance

As reported in financial statements, the absence of meaningful inventory or accounts payable data renders traditional efficiency ratios like the cash conversion cycle inapplicable, confirming that GAM operates as a pure investment vehicle rather than a traditional service or manufacturing business.

The DSO metric, which has shown significant volatility ranging from 12 to 143 days, likely reflects the timing of dividend receipts and security settlements rather than customer payment behavior. This variability warrants further investigation into the fund's cash management practices to ensure that liquidity is sufficient for operational needs.

Minimal Cash Reserves Constrain Flexibility

Based on the latest financial data, GAM's current ratio has fluctuated wildly, reaching a low of 0.22 in 2024Q2, which indicates that the fund maintains extremely limited cash reserves and remains almost fully deployed in its equity portfolio at all times.

This lack of liquidity suggests that the fund may be forced to sell core holdings during market downturns to meet distribution requirements or cover administrative expenses. Investors should monitor this liquidity profile, as it may limit management's ability to execute tactical share repurchases when the stock trades at a deep discount to NAV.

Misapplication of Traditional Earnings Multiples

The P/E ratio is the most commonly misapplied metric for GAM, as it obscures the reality that the firm's earnings are primarily a function of realized capital gains rather than sustainable, recurring operational income generated from a core business model.

Using P/E to value an investment company like GAM ignores the latent tax liabilities and the cyclical nature of portfolio turnover. Analysts should instead prioritize the discount or premium to Net Asset Value (NAV) and the expense ratio as more accurate indicators of the fund's true value and operational efficiency.

Download Financial Ratios Data

Includes 30+ ratios · 13 years · Updated daily

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GAM — Frequently Asked Questions

Quick answers to the most common questions about buying GAM stock.

What is General American Investors Company, Inc.'s P/E ratio?

General American Investors Company, Inc.'s current P/E ratio is 6.0x. The historical average is 6.1x. This places it at the 70th percentile of its historical range.

What is General American Investors Company, Inc.'s EV/EBITDA?

General American Investors Company, Inc.'s current EV/EBITDA is 6.1x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 7.3x.

What is General American Investors Company, Inc.'s ROE?

General American Investors Company, Inc.'s return on equity (ROE) is 16.5%. The historical average is 10.0%.

Is GAM stock overvalued?

Based on historical data, General American Investors Company, Inc. is trading at a P/E of 6.0x. This is at the 70th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are General American Investors Company, Inc.'s profit margins?

General American Investors Company, Inc. has 100.0% gross margin and 97.5% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does General American Investors Company, Inc. have?

General American Investors Company, Inc.'s Debt/EBITDA ratio is 0.0x, indicating low leverage. A ratio below 2x is generally considered financially healthy.