First National Corporation (FXNC) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 18.68M | 18.95M | 18.3M | 18.48M | 17.39M | 18.25M | 11.72M | 11.46M | 10.82M | 10.78M | 10.66M | 10.72M | 11.15M | 11.98M | 11.7M | 11.27M | 10.53M | 10.07M | 9.72M | 7.47M |
| NII Growth % | 7.38% | 3.82% | 56.15% | 61.22% | 60.78% | 69.36% | 9.94% | 6.95% | -2.98% | -10.05% | -8.95% | -4.9% | 5.91% | 18.97% | 20.45% | 50.8% | 40.55% | 35.5% | 28.68% | 1.19% |
| Net Interest Margin % | 0.9% | 0.93% | 0.9% | 0.91% | 0.86% | 0.91% | 0.81% | 0.79% | 0.75% | 0.76% | 0.78% | 0.78% | 0.81% | 0.88% | 0.85% | 0.8% | 0.74% | 0.72% | 0.72% | 0.73% |
| Interest Income | 24.33M | 25.22M | 25.09M | 25.1M | 23.96M | 25.38M | 17.41M | 17.02M | 16.3M | 15.24M | 14.61M | 14.26M | 13.5M | 13.71M | 12.77M | 11.82M | 11M | 10.65M | 10.31M | 8.02M |
| Interest Expense | 5.65M | 6.27M | 6.79M | 6.62M | 6.57M | 7.13M | 5.7M | 5.56M | 5.48M | 4.46M | 3.95M | 3.54M | 2.35M | 1.73M | 1.06M | 549K | 476K | 578K | 593K | 550K |
| Loan Loss Provision | 450K | 951K | 193K | 911K | 832K | 4.75M | 1.7M | 400K | 1M | 5.95M | 100K | 100K | 0 | 1.25M | 200K | 400K | 0 | 350K | 0 | -1M |
| Non-Interest Income | 3.82M | 4.76M | 4.52M | 3.42M | 3.23M | 3.24M | 2.84M | 2.35M | 3.72M | 2.74M | 2.64M | 2.49M | 2.4M | 3.77M | 2.72M | 2.45M | 2.43M | 2.65M | 2.34M | 2.19M |
| Non-Interest Income % | 13.58% | 15.89% | 15.28% | 12% | 11.88% | 11.33% | 14.03% | 12.13% | 18.58% | 15.23% | 15.3% | 14.85% | 15.12% | 21.57% | 17.55% | 17.19% | 18.08% | 19.94% | 18.5% | 21.44% |
| Total Revenue | 28.15M | 29.99M | 29.61M | 28.52M | 27.2M | 28.63M | 20.25M | 19.37M | 20.02M | 17.98M | 17.24M | 16.75M | 15.91M | 17.48M | 15.49M | 14.27M | 13.43M | 13.3M | 12.65M | 10.21M |
| Revenue Growth % | 3.52% | 4.76% | 46.2% | 47.2% | 35.84% | 59.18% | 17.45% | 15.69% | 25.86% | 2.85% | 11.34% | 17.33% | 18.42% | 31.44% | 22.43% | 39.76% | 34.23% | 33.1% | 22.99% | 4.26% |
| Non-Interest Expense | 15.98M | 15.87M | 15.8M | 14.65M | 17.9M | 18.62M | 10.06M | 10.29M | 9.53M | 8.74M | 9.34M | 8.73M | 8.8M | 8.59M | 8.75M | 8.57M | 8.34M | 9.69M | 9.1M | 6.36M |
| Efficiency Ratio | 56.77% | 52.92% | 53.38% | 51.39% | 65.81% | 65.06% | 49.7% | 53.12% | 47.58% | 48.6% | 54.19% | 52.15% | 55.33% | 49.15% | 56.51% | 60.05% | 62.1% | 72.88% | 71.91% | 62.3% |
| Operating Income | 6.07M | 6.89M | 6.82M | 6.33M | 1.9M | -1.88M | 2.79M | 3.12M | 4.01M | -1.17M | 3.85M | 4.37M | 4.75M | 5.91M | 5.47M | 4.75M | 4.62M | 2.68M | 2.96M | 4.3M |
| Operating Margin % | 21.55% | 22.99% | 23.03% | 22.21% | 6.97% | -6.55% | 13.79% | 16.11% | 20.03% | -6.52% | 22.34% | 26.1% | 29.89% | 33.81% | 35.33% | 33.3% | 34.36% | 20.15% | 23.4% | 42.11% |
| Operating Income Growth % | 220.21% | 467.48% | 144.18% | 102.98% | -52.74% | -60.07% | -27.49% | -28.6% | -15.65% | -119.83% | -29.59% | -8.02% | 3.01% | 120.56% | 84.83% | 10.51% | 53.58% | -31.55% | 38.32% | 55.18% |
| Pretax Income | 6.07M | 6.89M | 6.82M | 6.33M | 1.9M | -1.88M | 2.79M | 3.12M | 4.01M | -1.17M | 3.85M | 4.37M | 4.75M | 5.91M | 5.47M | 4.75M | 4.62M | 2.68M | 2.96M | 4.3M |
| Pretax Margin % | 21.55% | 22.99% | 23.03% | 22.21% | 6.97% | -6.55% | 13.79% | 16.11% | 20.03% | -6.52% | 22.34% | 26.1% | 29.89% | 33.81% | 35.33% | 33.3% | 34.36% | 20.15% | 23.4% | 42.11% |
| Income Tax | 1.18M | 1.39M | 1.27M | 1.28M | 297K | -943K | 545K | 679K | 801K | -321K | 731K | 866K | 905K | 1.13M | 1.02M | 917K | 886K | 497K | 562K | 958K |
| Effective Tax Rate % | 19.46% | 20.16% | 18.62% | 20.27% | 15.67% | 50.27% | 19.51% | 21.76% | 19.98% | 27.39% | 18.98% | 19.81% | 19.04% | 19.15% | 18.59% | 19.3% | 19.2% | 18.54% | 18.99% | 22.28% |
| Net Income | 4.89M | 5.5M | 5.55M | 5.05M | 1.6M | -933K | 2.25M | 2.44M | 3.21M | -851K | 3.12M | 3.5M | 3.85M | 4.78M | 4.45M | 3.83M | 3.73M | 2.18M | 2.4M | 3.34M |
| Net Margin % | 17.36% | 18.35% | 18.74% | 17.71% | 5.88% | -3.26% | 11.1% | 12.61% | 16.03% | -4.73% | 18.1% | 20.93% | 24.2% | 27.33% | 28.76% | 26.87% | 27.76% | 16.41% | 18.96% | 32.73% |
| Net Income Growth % | 205.82% | 689.93% | 146.89% | 106.84% | -50.2% | -9.64% | -27.97% | -30.33% | -16.63% | -117.81% | -29.93% | -8.61% | 3.22% | 118.92% | 85.74% | 14.75% | 53.08% | -30.83% | 36.72% | 49% |
| Net Income (Continuing) | 4.89M | 5.5M | 5.55M | 5.05M | 1.6M | -933K | 2.25M | 2.44M | 3.21M | -851K | 3.12M | 3.5M | 3.85M | 4.78M | 4.45M | 3.83M | 3.73M | 2.18M | 2.4M | 3.34M |
| EPS (Diluted) | 0.54 | 0.61 | 0.62 | 0.56 | 0.18 | -0.10 | 0.36 | 0.39 | 0.51 | -0.14 | 0.50 | 0.56 | 0.61 | 0.76 | 0.71 | 0.61 | 0.60 | 0.35 | 0.38 | 0.69 |
| EPS Growth % | 200% | 710% | 72.22% | 43.59% | -64.71% | 28.57% | -28% | -30.36% | -16.39% | -118.42% | -29.58% | -8.2% | 1.67% | 117.14% | 86.84% | -11.59% | 20% | -46.15% | 5.56% | 50% |
| EPS (Basic) | 0.54 | 0.61 | 0.62 | 0.56 | 0.18 | -0.10 | 0.36 | 0.39 | 0.51 | -0.14 | 0.50 | 0.56 | 0.61 | 0.76 | 0.71 | 0.61 | 0.60 | 0.35 | 0.39 | 0.69 |
| Diluted Shares Outstanding | 9.05M | 9.03M | 9.02M | 9M | 9.01M | 8.99M | 6.3M | 6.29M | 6.28M | 6.28M | 6.27M | 6.28M | 6.28M | 6.27M | 6.26M | 6.26M | 6.25M | 6.24M | 6.23M | 4.87M |