FSBW trades 4.9% below Wall Street's consensus target of $45.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes FSBW achieves its forward estimates and maintains a stable P/E multiple of 9.5x. This scenario reflects the blended consensus of 2 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of July 8, 2026, FS Bancorp, Inc. (FSBW) has a Wall Street consensus price target of $45.00, based on estimates from 2 covering analysts. With the stock currently trading at $42.88, this represents a potential upside of +4.9%. The company has a market capitalization of $318M.
Analyst price targets range from a low of $45.00 to a high of $45.00, representing a 0% spread in expectations. The median target of $45.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 0 analysts rating the stock as a Buy or Strong Buy,2 rating it Hold, and 0 rating it Sell or Strong Sell. The bearish sentiment suggests caution about the stock at current levels.
From a valuation perspective, FSBW trades at a trailing P/E of 10.0x and forward P/E of 9.5x. Analysts expect EPS to grow +4.4% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $44.87, with bear and bull scenarios of $28.27 and $59.12 respectively. Model confidence stands at 49/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
WAFDWaFd, Inc. | $2.8B | $37.65 | $35.00 | -7.0% | Hold | 11.5x | 11 |
HFWAHeritage Financial Corporation | $1.0B | $29.44 | $31.33 | +6.4% | Buy | 14.3x | 14 |
COLBColumbia Banking System, Inc. | $7.6B | $32.12 | $33.90 | +5.5% | Buy | 10.5x | 19 |
NWBINorthwest Bancshares, Inc. | $2.2B | $15.03 | $15.50 | +3.1% | Hold | 10.9x | 14 |
PFISPeoples Financial Services Corp. | $671M | $67.05 | $56.00 | -16.5% | Hold | 10.4x | 1 |
CZWICitizens Community Bancorp, Inc. | $225M | $23.29 | — | — | Buy | 12.8x | 2 |
HONEHarborOne Bancorp, Inc. | $522M | $12.10 | $14.00 | +15.7% | Hold | 13.3x | 6 |
KRNYKearny Financial Corp. | $586M | $9.31 | $10.50 | +12.8% | Hold | 14.9x | 5 |
FFICFlushing Financial Corporation | $524M | $15.47 | $16.75 | +8.3% | Hold | 11.0x | 10 |
FHNFirst Horizon Corporation | $12.2B | $25.76 | $28.05 | +8.9% | Hold | 12.0x | 35 |
Quick answers to the most common questions about buying FSBW stock.
The consensus price target for FSBW is $45, close to the current price of $42.88 (4.9% implied move). Based on 2 analyst estimates, the stock appears fairly valued near current levels.
FSBW has a consensus rating of "Hold" based on 2 Wall Street analysts. The rating breakdown is mixed, with 2 Hold ratings making up the largest segment. The consensus 12-month price target of $45 implies 4.9% upside from current levels.
With a forward P/E of 9.4798x, FSBW trades at a relatively low valuation. The consensus target of $45 implies 4.9% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $45 for FSBW, while the most conservative target is $45. The consensus of $45 represents the median expectation. Our quantitative valuation model projects a bull case target of $59 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
FSBW is lightly followed, with 2 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 0 have Buy ratings, 2 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month FSBW stock forecast based on 2 Wall Street analysts shows a consensus price target of $45, with estimates ranging from $45 (bear case) to $45 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $45, with bear/bull scenarios of $28/$59.
Our quantitative valuation model calculates FSBW's fair value at $45 (base case), with a bear case of $28 and bull case of $59. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 49/100.
FSBW trades at a forward P/E ratio of 9.5x based on next-twelve-months earnings estimates compared to a trailing P/E of 10.0x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
FSBW appears fairly valued according to analysts, with a "Hold" rating and minimal upside to the $45 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
FSBW analyst price targets range from $45 to $45, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $45 consensus represents the middle ground. Our model's $28-$59 range provides an independent fundamental perspective.
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