FS Bancorp, Inc. (FSBW) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 32.55M | 33.62M | 33.69M | 32.11M | 30.98M | 31.11M | 31.24M | 30.4M | 30.35M | 30.45M | 30.63M | 31.55M | 30.66M | 29.3M | 27.53M | 24.73M | 22.72M | 22.67M | 22.66M | 21.22M |
| NII Growth % | 5.04% | 8.06% | 7.83% | 5.63% | 2.1% | 2.16% | 1.99% | -3.65% | -1.03% | 3.93% | 11.29% | 27.59% | 34.94% | 29.23% | 21.51% | 16.54% | 13.04% | 14.12% | 19.75% | 18.81% |
| Net Interest Margin % | 1.02% | 1.05% | 1.05% | 1.01% | 1.01% | 1.03% | 1.05% | 1.03% | 1.02% | 1.02% | 1.05% | 1.09% | 1.1% | 1.11% | 1.04% | 1.03% | 1% | 0.99% | 1.02% | 0.95% |
| Interest Income | 49.33M | 50.78M | 50.97M | 48.7M | 46.79M | 46.97M | 47.04M | 45.94M | 44.88M | 44.44M | 43.27M | 40.87M | 38.61M | 35.82M | 31.3M | 26.95M | 24.63M | 24.79M | 25.01M | 23.8M |
| Interest Expense | 16.79M | 17.16M | 17.28M | 16.59M | 15.81M | 15.86M | 15.8M | 15.54M | 14.53M | 13.99M | 12.64M | 9.31M | 7.95M | 6.52M | 3.78M | 2.22M | 1.9M | 2.11M | 2.35M | 2.58M |
| Loan Loss Provision | 2.53M | 0 | 2.31M | 2.02M | 1.59M | 1.52M | 1.51M | 1.08M | 1.4M | 1.4M | 548K | 716K | 2.11M | 1.58M | 1.72M | 1.87M | 1.04M | -1M | 0 | 0 |
| Non-Interest Income | 5.46M | 6.39M | 4.85M | 4.45M | 4.58M | 12.19M | 5.16M | 5.21M | -3.69M | 5.11M | 4.42M | 3.79M | 4.75M | 3M | 3.44M | 3.6M | 5.35M | 7.11M | 7.56M | 7.54M |
| Non-Interest Income % | 9.96% | 11.17% | 8.68% | 8.37% | 8.91% | 20.6% | 9.88% | 10.19% | -8.96% | 10.31% | 9.26% | 8.49% | 10.95% | 7.72% | 9.89% | 11.8% | 17.86% | 22.3% | 23.2% | 24.06% |
| Total Revenue | 54.79M | 57.17M | 55.82M | 53.15M | 51.37M | 59.16M | 52.2M | 51.16M | 41.19M | 49.55M | 47.69M | 44.66M | 43.36M | 38.82M | 34.74M | 30.55M | 29.98M | 31.9M | 32.56M | 31.34M |
| Revenue Growth % | 6.66% | -3.36% | 6.93% | 3.91% | 24.7% | 19.39% | 9.47% | 14.55% | -5% | 27.65% | 37.28% | 46.18% | 44.64% | 21.69% | 6.68% | -2.51% | -15.04% | -14.29% | -16.89% | -11.46% |
| Non-Interest Expense | 25.57M | 26.07M | 24.64M | 24.78M | 24.51M | 31.93M | 25.02M | 23.2M | 14.73M | 22.08M | 23.02M | 23.16M | 23.05M | 21.15M | 18.59M | 18.18M | 18.54M | 20.18M | 19.17M | 18.32M |
| Efficiency Ratio | 46.68% | 45.61% | 44.14% | 46.62% | 47.71% | 53.97% | 47.94% | 45.36% | 35.76% | 44.57% | 48.28% | 51.86% | 53.17% | 54.49% | 53.52% | 59.5% | 61.86% | 63.25% | 58.88% | 58.45% |
| Operating Income | 9.9M | 13.94M | 11.59M | 9.76M | 9.46M | 9.85M | 9.87M | 11.34M | 10.53M | 12.08M | 11.48M | 11.46M | 10.25M | 9.56M | 10.65M | 8.28M | 8.49M | 10.61M | 11.04M | 10.44M |
| Operating Margin % | 18.06% | 24.38% | 20.76% | 18.36% | 18.42% | 16.65% | 18.9% | 22.16% | 25.56% | 24.37% | 24.08% | 25.67% | 23.64% | 24.64% | 30.66% | 27.12% | 28.31% | 33.26% | 33.89% | 33.33% |
| Operating Income Growth % | 4.61% | 41.47% | 17.44% | -13.9% | -10.14% | -18.43% | -14.07% | -1.13% | 2.73% | 26.27% | 7.79% | 38.4% | 20.75% | -9.86% | -3.49% | -20.68% | -44.47% | -26.58% | -31.81% | -17.89% |
| Pretax Income | 9.9M | 10.31M | 11.59M | 9.76M | 9.46M | 9.85M | 9.87M | 11.34M | 10.53M | 12.08M | 11.48M | 11.46M | 10.25M | 9.56M | 10.65M | 8.28M | 8.49M | 10.61M | 11.04M | 10.44M |
| Pretax Margin % | 18.06% | 18.04% | 20.76% | 18.36% | 18.42% | 16.65% | 18.9% | 22.16% | 25.56% | 24.37% | 24.08% | 25.67% | 23.64% | 24.64% | 30.66% | 27.12% | 28.31% | 33.26% | 33.89% | 33.33% |
| Income Tax | 2.07M | 1.89M | 2.41M | 2.03M | 1.44M | 2.47M | -420K | 2.38M | 2.13M | 2.3M | 2.53M | 2.35M | 2.04M | 1.94M | 2.19M | 1.58M | 1.62M | 1.96M | 2.71M | 1.9M |
| Effective Tax Rate % | 20.89% | 18.35% | 20.8% | 20.81% | 15.22% | 25.06% | -4.26% | 20.96% | 20.25% | 19.08% | 22.03% | 20.49% | 19.88% | 20.31% | 20.6% | 19.13% | 19.06% | 18.48% | 24.52% | 18.14% |
| Net Income | 7.83M | 8.42M | 9.18M | 7.73M | 8.02M | 7.38M | 10.29M | 8.96M | 8.4M | 9.77M | 8.95M | 9.12M | 8.21M | 7.62M | 8.46M | 6.7M | 6.87M | 8.65M | 8.33M | 8.55M |
| Net Margin % | 14.29% | 14.73% | 16.44% | 14.54% | 15.62% | 12.48% | 19.7% | 17.51% | 20.39% | 19.72% | 18.77% | 20.41% | 18.94% | 19.64% | 24.35% | 21.93% | 22.92% | 27.11% | 25.58% | 27.28% |
| Net Income Growth % | -2.38% | 14.06% | -10.78% | -13.74% | -4.48% | -24.46% | 14.89% | -1.72% | 2.25% | 28.21% | 5.85% | 36.08% | 19.53% | -11.87% | 1.52% | -21.64% | -42.19% | -23.89% | -34.47% | -14.68% |
| Net Income (Continuing) | 7.83M | 8.42M | 9.18M | 7.73M | 8.02M | 7.38M | 10.29M | 8.96M | 8.4M | 9.77M | 8.95M | 9.12M | 8.21M | 7.62M | 8.46M | 6.7M | 6.87M | 8.65M | 8.33M | 8.55M |
| EPS (Diluted) | 1.02 | 1.10 | 1.18 | 0.99 | 1.01 | 0.92 | 1.29 | 1.13 | 1.06 | 1.23 | 1.13 | 1.16 | 1.04 | 0.97 | 1.08 | 0.83 | 0.81 | 1.01 | 0.97 | 0.97 |
| EPS Growth % | 0.99% | 19.57% | -8.53% | -12.39% | -4.72% | -25.2% | 14.16% | -2.59% | 1.92% | 26.8% | 4.63% | 39.76% | 28.4% | -3.96% | 11.34% | -14.43% | -40% | -22.31% | -34.01% | -15.65% |
| EPS (Basic) | 1.04 | 1.12 | 1.20 | 1.00 | 1.02 | 0.94 | 1.32 | 1.15 | 1.07 | 1.25 | 1.15 | 1.17 | 1.06 | 0.98 | 1.09 | 0.84 | 0.83 | 1.04 | 0.99 | 1.00 |
| Diluted Shares Outstanding | 7.66M | 7.66M | 7.7M | 7.7M | 7.81M | 7.9M | 7.85M | 7.8M | 7.82M | 7.8M | 7.78M | 7.75M | 7.78M | 7.71M | 7.83M | 7.9M | 8.29M | 8.38M | 8.48M | 8.66M |