Finward Bancorp (FNWD) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 3.63M | 7.74M | 1.2M | 4.77M | -3.81M | 10.8M | -3.73M | 2.75M | -25K | 1.84M | 5.22M | 13.2M | 3.95M | 6.13M | 5.75M | 5.17M | 722K | 484K | 2.91M | -2.75M |
| Operating CF Growth % | 195.43% | -28.36% | 132.21% | 73.42% | -15136% | 487.55% | -171.29% | -79.16% | -100.63% | -69.98% | -9.07% | 155.34% | 447.23% | 1165.7% | 97.32% | 288.13% | -95.6% | -42.92% | -65.16% | -279.19% |
| Net Income | 2.24M | 1.98M | 3.5M | 2.15M | 455K | 2.1M | 606K | 144K | 9.28M | 1.51M | 2.19M | 2.44M | 2.24M | 3.96M | 4.56M | 4.43M | 2.13M | 3.31M | 3.54M | 3.57M |
| Depreciation & Amortization | 1.32M | 1.51M | 1.45M | 1.63M | 1.6M | 1.76M | 2.1M | 1.72M | 1.71M | 2.09M | 1.76M | 2.24M | 1.08M | 1.27M | 1.57M | 1.93M | 1.19M | 1.27M | 1.14M | 1.11M |
| Deferred Taxes | 0 | -556K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 565K | 13.46M | -2.88M | 1.09M | -1.7M | -222K | -2.05M | -1.05M | -12.04M | 1.38M | -142K | 206K | 122K | 1.73M | 596K | -511K | 2.86M | -1.71M | 1.26M | -1.57M |
| Working Capital Changes | -623K | -8.76M | -984K | -239K | -4.26M | 7.04M | -4.52M | 1.8M | 854K | -3.21M | 1.32M | 8.07M | 204K | -1.04M | -1.18M | -845K | -5.63M | -2.53M | -3.16M | -6M |
| Cash from Investing | -2.16M | 50.65M | 14.34M | 10.19M | 19.7M | -183K | 568K | 3.16M | 39.24M | 14.66M | 11.29M | -7.95M | -2.98M | -11.22M | -14.77M | -2.33M | 27.16M | -16.73M | -49.25M | -32.38M |
| Purchase of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -123K | 0 | 0 | -18.71M | -989K | -10.72M | -30.11M | -72.06M | -64.53M |
| Sale/Maturity of Investments | 2.89M | 27.02M | 3.25M | 2.82M | 2.86M | 3.17M | 3.16M | 2.96M | 18.06M | 3.38M | 3.93M | 3.82M | 3.67M | 4.24M | 31.87M | 33.91M | 25.46M | 27.13M | 9.44M | 28.42M |
| Net Investment Activity | 2.89M | 27.02M | 3.25M | 2.82M | 2.86M | 3.17M | 3.16M | 2.96M | 18.06M | 3.38M | 3.93M | 3.7M | 3.67M | 4.24M | 13.16M | 32.92M | 14.74M | -2.97M | -62.61M | -36.11M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 33.8M | 0 | 0 | 0 |
| Other Investing | -4.91M | 24.28M | 11.24M | 7.65M | 17.02M | -3.13M | -2.08M | 1.84M | 21.89M | 11.64M | 7.68M | -11.4M | -6.43M | -15.08M | -27.36M | -34.38M | -20.16M | -11.65M | 13.92M | 3.83M |
| Cash from Financing | -2.37M | -42.92M | -14.77M | 16.09M | -14.11M | -11.69M | -8.4M | 5.51M | -53.45M | -2.14M | -60.53M | 55.64M | 22.52M | -1.92M | -31.98M | 21.96M | -6.56M | 17.65M | 9.47M | 35.74M |
| Dividends Paid | -520K | -518K | -519K | -2K | -518K | -517K | -522K | -515K | -515K | -1.33M | -1.33M | -1.33M | -1.33M | -1.33M | -1.33M | -1.33M | -1.08M | -1.08M | -1.07M | -1.08M |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | -4K | 0 | -82K | 0 | 0 | 0 | 0 | -157K | 0 | 0 | -5K | -115K | 0 | 0 | -63K |
| Stock Issued | -60K | -4K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 157K | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -60K | -4K | 0 | 0 | 0 | -4K | 0 | -82K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -5K | -115K | 0 | 0 | -63K |
| Debt Issuance (Net) | 1000K | -1000K | -1000K | 1000K | -1000K | -1000K | 65K | -1000K | 1000K | -1000K | -1000K | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K | -1000K | -1000K | 1000K |
| Other Financing | -6.79M | -32.4M | -4.25M | 7.74M | -5.25M | 8.83M | -7.94M | 9.28M | -62.93M | 19.2M | -11.11M | 6.98M | 43.86M | -64.41M | -86.82M | 22M | -14.03M | 28M | 21.24M | 28.4M |
| Net Change in Cash | -892K | 15.47M | 764K | 31.05M | 1.78M | -1.06M | -11.56M | 11.43M | -14.23M | 14.36M | -44.02M | 60.89M | 23.5M | -7.01M | -41.01M | 24.8M | 21.32M | 1.41M | -36.86M | 616K |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 119.65M | 104.18M | 103.41M | 72.37M | 70.58M | 71.65M | 83.21M | 71.78M | 86.01M | 71.65M | 115.67M | 54.78M | 31.28M | 38.3M | 79.3M | 54.5M | 33.18M | 31.77M | 68.63M | 68.01M |
| Cash at End | 118.75M | 119.65M | 104.18M | 103.41M | 72.37M | 70.58M | 71.65M | 83.21M | 71.78M | 86.01M | 71.65M | 115.67M | 54.78M | 31.28M | 38.3M | 79.3M | 54.5M | 33.18M | 31.77M | 68.63M |
| Interest Paid | 8.62M | 8.57M | 9.01M | 8.72M | 8.99M | 10.14M | 11.26M | 9.22M | 12.56M | 9.54M | 7.24M | 6.34M | 5.41M | 2.82M | 968K | 442K | 339K | 368K | 482K | 572K |
| Income Taxes Paid | 0 | 150K | 0 | 0 | 0 | 30K | 225K | 160K | 0 | -94K | 85K | 100K | 150K | 190K | 0 | 0 | 0 | 0 | 165K | 0 |
| Free Cash Flow | 3.5M | 7.1M | 1.05M | 4.49M | -3.99M | 10.58M | -4.23M | 1.12M | -736K | 1.48M | 4.9M | 12.96M | 3.73M | 5.75M | 5.17M | 4.31M | -497K | -1.63M | 2.36M | -2.84M |
| FCF Growth % | 187.68% | -32.94% | 124.76% | 302.06% | -442.39% | 617.49% | -186.41% | -91.38% | -119.71% | -74.35% | -5.26% | 200.86% | 851.31% | 453.91% | 118.83% | 251.73% | -103.1% | -103.38% | -66.89% | -427.34% |