Finward Bancorp (FNWD) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 119.54M | 334.49M | 104.93M | 104.16M | 72.37M | 404.14M | 421.68M | 422.08M | 417.41M | 456.96M | 410.08M | 481.05M | 434.48M | 404.53M | 398.86M | 478.39M | 518.73M | 560.07M | 561.83M | 543.37M |
| Cash & Due from Banks | 118.75M | 18.27M | 103.61M | 103M | 71.39M | 69.93M | 71.1M | 82.5M | 71.17M | 85.59M | 70.8M | 112.92M | 56.58M | 33.63M | 39.83M | 77.93M | 54.5M | 34.42M | 30.82M | 69.45M |
| Short Term Investments | 786K | 316.23M | 1.31M | 1.16M | 975K | 334.21M | 350.58M | 339.58M | 346.23M | 371.37M | 339.28M | 368.14M | 377.9M | 370.9M | 359.04M | 400.47M | 464.32M | 526.89M | 531.01M | 473.93M |
| Total Investments | 1.44B | 316.23M | 1.46B | 1.47B | 1.48B | 1.83B | 1.84B | 1.83B | 1.84B | 1.87B | 1.85B | 1.88B | 1.88B | 1.87B | 1.85B | 1.86B | 1.89B | 1.49B | 1.48B | 1.44B |
| Investments Growth % | -2.57% | -82.69% | -20.8% | -19.75% | -19.59% | -2.07% | -0.28% | -2.96% | -2.38% | -0.41% | -0.1% | 1.16% | -0.58% | 26.12% | 25.17% | 29.76% | 36.3% | 8.04% | 14.09% | 12.44% |
| Long-Term Investments | 1.44B | 0 | 1.46B | 1.47B | 1.48B | 1.49B | 1.49B | 1.49B | 1.49B | 1.49B | 1.51B | 1.52B | 1.5B | 1.5B | 1.49B | 1.46B | 1.43B | 958.36M | 946.45M | 961.73M |
| Accounts Receivables | 7.7M | 1.46B | 7.58M | 7.65M | 7.82M | 7.72M | 7.44M | 7.7M | 7.58M | 8.04M | 7.86M | 7.71M | 7.72M | 7.42M | 6.85M | 6.89M | 7.43M | 5.44M | 5.26M | 4.8M |
| Goodwill & Intangibles | 23.47M | 23.57M | 23.67M | 23.81M | 24.03M | 24.25M | 24.6M | 24.95M | 25.31M | 25.67M | 26.03M | 26.41M | 26.8M | 27.19M | 27.8M | 28.2M | 28.77M | 14.23M | 14.48M | 14.73M |
| Goodwill | 22.39M | 22.39M | 22.39M | 22.39M | 22.39M | 22.39M | 22.39M | 22.39M | 22.39M | 22.39M | 22.39M | 22.39M | 22.39M | 22.39M | 22.61M | 22.61M | 22.77M | 11.11M | 11.11M | 11.11M |
| Intangible Assets | 1.08M | 1.17M | 1.27M | 1.41M | 1.64M | 1.86M | 2.2M | 2.56M | 2.91M | 3.27M | 3.64M | 4.01M | 4.4M | 4.79M | 5.19M | 5.59M | 6M | 3.13M | 3.37M | 3.62M |
| PP&E (Net) | 44.31M | 44.98M | 45.54M | 46.18M | 46.68M | 47.26M | 47.91M | 48.7M | 47.8M | 38.44M | 38.81M | 39.2M | 39.73M | 40.21M | 43.87M | 45.98M | 45.77M | 31.39M | 29.98M | 30.05M |
| Other Assets | 382.3M | 0 | 413.12M | 409.6M | 413.2M | 84.66M | 81.3M | 83.68M | 83.58M | 85M | 96.4M | 90.35M | 86.67M | 88.71M | 85.31M | 79.51M | 69.38M | 50.01M | 51.92M | 48.83M |
| Total Current Assets | 127.24M | 1.79B | 112.51M | 111.81M | 80.19M | 411.86M | 429.12M | 429.78M | 424.99M | 465.01M | 417.94M | 488.77M | 442.2M | 411.95M | 405.71M | 485.29M | 526.16M | 566.75M | 567.09M | 548.18M |
| Total Non-Current Assets | 1.89B | 68.54M | 1.94B | 1.95B | 1.96B | 1.65B | 1.65B | 1.65B | 1.65B | 1.64B | 1.67B | 1.67B | 1.66B | 1.66B | 1.65B | 1.62B | 1.57B | 1.05B | 1.04B | 1.06B |
| Total Assets | 2.02B | 2.02B | 2.05B | 2.06B | 2.04B | 2.06B | 2.07B | 2.08B | 2.07B | 2.11B | 2.09B | 2.16B | 2.1B | 2.07B | 2.05B | 2.1B | 2.1B | 1.62B | 1.61B | 1.6B |
| Asset Growth % | -1.2% | -1.92% | -1.06% | -0.92% | -1.55% | -2.26% | -0.61% | -3.89% | -1.25% | 1.83% | 1.68% | 2.84% | 0% | 27.74% | 27.52% | 31.06% | 34.63% | 8.32% | 8.7% | 8.78% |
| Return on Assets (ROA) | 0.11% | 0.1% | 0.17% | 0.1% | 0.02% | 0.1% | 0.03% | 0.01% | 0.44% | 0.07% | 0.1% | 0.11% | 0.11% | 0.19% | 0.22% | 0.21% | 0.11% | 0.21% | 0.22% | 0.23% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 90.81M | 84.7M | 48.43M | 48.33M | 45.05M | 105.12M | 43.04M | 42.97M | 66.14M | 118.12M | 148.31M | 196.4M | 128.42M | 135.5M | 78.14M | 24.54M | 23.24M | 14.58M | 23.84M | 24.4M |
| Net Debt | -27.94M | 66.44M | -55.19M | -54.67M | -26.34M | 35.19M | -28.06M | -39.53M | -5.04M | 32.53M | 77.51M | 83.49M | 71.84M | 101.87M | 38.31M | -53.39M | -31.17M | -19.84M | -6.98M | -45.05M |
| Long-Term Debt | 50M | 45.55M | 0 | 0 | 0 | 65M | 0 | 0 | 25M | 80M | 100M | 150M | 100M | 120M | 56.17M | 0 | 5K | 0 | 0 | 0 |
| Short-Term Debt | 40.81M | 39.15M | 48.43M | 48.33M | 45.05M | 40.12M | 43.04M | 42.97M | 41.14M | 38.12M | 48.31M | 46.4M | 28.42M | 15.5M | 21.97M | 24.54M | 23.24M | 14.58M | 23.84M | 24.4M |
| Other Liabilities | 32.87M | 788.49M | 88.16M | 100.48M | 92.47M | 43.6M | 123.26M | 128.71M | 106.59M | 29.39M | 36.08M | 32.92M | 24.32M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 1.76B | 1.01B | 1.8B | 1.8B | 1.8B | 1.8B | 1.79B | 1.8B | 1.79B | 1.85B | 1.83B | 1.84B | 1.83B | 1.81B | 1.88B | 1.96B | 1.94B | 1.46B | 1.46B | 1.45B |
| Total Non-Current Liabilities | 82.87M | 834.04M | 88.16M | 100.48M | 92.47M | 108.6M | 123.26M | 128.71M | 131.59M | 109.39M | 136.08M | 182.92M | 124.32M | 120M | 56.17M | 0 | 5K | 0 | 0 | 0 |
| Total Liabilities | 1.84B | 1.85B | 1.89B | 1.9B | 1.89B | 1.91B | 1.92B | 1.93B | 1.92B | 1.96B | 1.97B | 2.02B | 1.96B | 1.93B | 1.93B | 1.96B | 1.94B | 1.46B | 1.46B | 1.45B |
| Total Equity | 172.4M | 174.66M | 165.5M | 154.25M | 151.81M | 151.41M | 159.56M | 148.63M | 151.58M | 147.34M | 119.04M | 136.75M | 139.74M | 136.39M | 118.02M | 136.65M | 157.64M | 156.62M | 152.57M | 155.57M |
| Equity Growth % | 13.57% | 15.35% | 3.72% | 3.78% | 0.15% | 2.76% | 34.03% | 8.69% | 8.48% | 8.03% | 0.86% | 0.07% | -11.36% | -12.91% | -22.64% | -12.16% | 4.99% | 3.25% | 2.44% | 7.16% |
| Equity / Assets (Capital Ratio) | 8.56% | 8.64% | 8.06% | 7.5% | 7.44% | 7.35% | 7.69% | 7.16% | 7.32% | 6.99% | 5.7% | 6.33% | 6.66% | 6.59% | 5.75% | 6.5% | 7.51% | 9.66% | 9.48% | 9.7% |
| Return on Equity (ROE) | 1.29% | 1.17% | 2.19% | 1.41% | 0.3% | 1.35% | 0.39% | 0.1% | 6.21% | 1.13% | 1.71% | 1.76% | 1.62% | 3.11% | 3.58% | 3.01% | 1.36% | 2.14% | 2.3% | 2.34% |
| Book Value per Share | 40.07 | 40.61 | 38.50 | 35.95 | 35.51 | 35.10 | 37.27 | 34.80 | 35.49 | 34.15 | 27.94 | 32.11 | 32.09 | 31.73 | 27.70 | 31.77 | 39.21 | 44.94 | 43.85 | 44.71 |
| Tangible BV per Share | 34.62 | 35.13 | 32.99 | 30.40 | 29.89 | 29.48 | 31.52 | 28.96 | 29.57 | 28.20 | 21.83 | 25.91 | 25.94 | 25.41 | 21.18 | 25.21 | 32.05 | 40.85 | 39.69 | 40.48 |
| Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Additional Paid-in Capital | 70.4M | 70.33M | 70.23M | 70.26M | 70.13M | 70.03M | 69.92M | 69.78M | 69.73M | 69.56M | 69.48M | 69.38M | 69.18M | 69.03M | 68.83M | 68.62M | 68.39M | 30.43M | 30.28M | 30.14M |
| Retained Earnings | 147.72M | 145.99M | 144.53M | 141.55M | 139.92M | 139.46M | 137.88M | 137.79M | 138.17M | 129.4M | 128.41M | 127.55M | 126.45M | 131.66M | 129.04M | 125.81M | 122.71M | 121.91M | 119.68M | 117.22M |
| Accumulated OCI | -45.71M | -41.66M | -49.27M | -57.56M | -58.24M | -58.08M | -48.24M | -58.94M | -56.31M | -51.61M | -78.85M | -60.19M | -55.9M | -64.3M | -79.84M | -57.78M | -33.46M | 4.28M | 2.61M | 8.21M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |