Farmers National Banc Corp. (FMNB) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 42.57M | 37.02M | 35.85M | 34.46M | 33.65M | 32.32M | 31.53M | 31.74M | 31.32M | 32.3M | 33.28M | 33.98M | 36.23M | 29.11M | 31.58M | 31.5M | 31.11M | 29.56M | 26.42M | 26.37M |
| NII Growth % | 26.49% | 14.55% | 13.69% | 8.55% | 7.43% | 0.06% | -5.26% | -6.59% | -13.55% | 10.98% | 5.38% | 7.9% | 16.46% | -1.52% | 19.53% | 19.44% | 23.73% | 15.12% | 9.96% | 10.87% |
| Net Interest Margin % | 0.59% | 0.71% | 0.68% | 0.67% | 0.65% | 0.63% | 0.6% | 0.62% | 0.62% | 0.64% | 0.67% | 0.67% | 0.71% | 0.71% | 0.77% | 0.77% | 0.74% | 0.71% | 0.8% | 0.81% |
| Interest Income | 67.12M | 59.42M | 58.91M | 57.24M | 56.76M | 57.49M | 57.58M | 56.52M | 54.69M | 54.54M | 53.74M | 52.21M | 50.86M | 37.78M | 36.21M | 34.07M | 33.15M | 31.54M | 28.26M | 28.49M |
| Interest Expense | 24.55M | 22.4M | 23.06M | 22.78M | 23.11M | 25.17M | 26.05M | 24.78M | 23.37M | 22.24M | 20.46M | 18.23M | 14.62M | 8.68M | 4.63M | 2.58M | 2.04M | 1.99M | 1.84M | 2.12M |
| Loan Loss Provision | -1.03M | 2.31M | 1.42M | 3.55M | -204K | 295K | 7.01M | 1.11M | -449K | 286K | 243K | 25K | 8.6M | 416K | 448K | 616K | -358K | 5.37M | -948K | 50K |
| Non-Interest Income | 5.73M | 10.25M | 11.89M | 12.58M | 11.02M | 11.83M | 12.69M | 9.93M | 8.72M | 12.69M | 10.32M | 10.04M | 10.8M | 8.53M | 9.03M | 9.69M | 9.43M | 9.63M | 9.13M | 9.63M |
| Non-Interest Income % | 7.86% | 14.71% | 16.79% | 18.02% | 16.26% | 17.07% | 18.06% | 14.94% | 13.75% | 18.87% | 16.11% | 16.13% | 17.52% | 18.41% | 19.95% | 22.15% | 22.14% | 23.39% | 24.41% | 25.26% |
| Total Revenue | 72.84M | 69.67M | 70.8M | 69.82M | 67.79M | 69.32M | 70.26M | 66.45M | 63.41M | 67.22M | 64.06M | 62.25M | 61.66M | 46.31M | 45.24M | 43.76M | 42.58M | 41.17M | 37.39M | 38.12M |
| Revenue Growth % | 7.46% | 0.5% | 0.76% | 5.07% | 6.9% | 3.12% | 9.68% | 6.75% | 2.84% | 45.16% | 41.61% | 42.25% | 44.82% | 12.48% | 20.99% | 14.81% | 12.28% | 4.19% | 1.46% | 2.25% |
| Non-Interest Expense | 29.36M | 27.23M | 31.68M | 27.18M | 28.53M | 26.17M | 27.07M | 26.4M | 27.04M | 26.97M | 27.72M | 26.39M | 30.72M | 21.09M | 21.4M | 21.46M | 22.06M | 27.61M | 17.13M | 17.07M |
| Efficiency Ratio | 40.3% | 39.08% | 44.75% | 38.92% | 42.08% | 37.76% | 38.53% | 39.73% | 42.64% | 40.12% | 43.27% | 42.39% | 49.83% | 45.55% | 47.3% | 49.04% | 51.8% | 67.06% | 45.81% | 44.78% |
| Operating Income | 19.97M | 17.73M | 14.64M | 16.32M | 16.35M | 17.68M | 10.13M | 14.16M | 13.45M | 17.73M | 15.64M | 17.62M | 7.71M | 16.12M | 18.76M | 19.11M | 18.84M | 6.21M | 19.37M | 18.88M |
| Operating Margin % | 27.42% | 25.46% | 20.68% | 23.37% | 24.13% | 25.51% | 14.42% | 21.3% | 21.22% | 26.37% | 24.41% | 28.3% | 12.51% | 34.81% | 41.47% | 43.67% | 44.25% | 15.08% | 51.8% | 49.53% |
| Operating Income Growth % | 22.12% | 0.28% | 44.47% | 15.28% | 21.55% | -0.25% | -35.21% | -19.64% | 74.41% | 9.97% | -16.64% | -7.82% | -59.06% | 159.6% | -3.14% | 1.23% | 6.71% | -54.7% | 45.5% | 46.15% |
| Pretax Income | 19.97M | 17.73M | 14.64M | 16.32M | 16.35M | 17.68M | 10.13M | 14.16M | 13.45M | 17.73M | 15.64M | 17.62M | 7.71M | 16.12M | 18.76M | 19.11M | 18.84M | 6.21M | 19.37M | 18.88M |
| Pretax Margin % | 27.42% | 25.46% | 20.68% | 23.37% | 24.13% | 25.51% | 14.42% | 21.3% | 21.22% | 26.37% | 24.41% | 28.3% | 12.51% | 34.81% | 41.47% | 43.67% | 44.25% | 15.08% | 51.8% | 49.53% |
| Income Tax | 3.71M | 3.1M | 2.18M | 2.41M | 2.78M | 3.29M | 1.6M | 2.37M | 2.21M | 3.15M | 2.33M | 2.65M | 639K | 2.77M | 3.31M | 3.16M | 3M | 508K | 3.36M | 3.3M |
| Effective Tax Rate % | 18.57% | 17.46% | 14.88% | 14.77% | 16.97% | 18.62% | 15.77% | 16.77% | 16.46% | 17.78% | 14.87% | 15.04% | 8.28% | 17.15% | 17.67% | 16.53% | 15.91% | 8.18% | 17.34% | 17.5% |
| Net Income | 16.26M | 14.64M | 12.46M | 13.91M | 13.58M | 14.39M | 8.54M | 11.78M | 11.24M | 14.58M | 13.31M | 14.97M | 7.08M | 13.36M | 15.45M | 15.95M | 15.84M | 5.7M | 16.01M | 15.57M |
| Net Margin % | 22.33% | 21.01% | 17.6% | 19.92% | 20.03% | 20.76% | 12.15% | 17.73% | 17.73% | 21.68% | 20.78% | 24.04% | 11.47% | 28.84% | 34.14% | 36.45% | 37.21% | 13.85% | 42.82% | 40.86% |
| Net Income Growth % | 19.78% | 1.72% | 46% | 18.05% | 20.8% | -1.27% | -35.89% | -21.27% | 58.87% | 9.13% | -13.8% | -6.18% | -55.35% | 134.23% | -3.53% | 2.41% | 8.85% | -49.79% | 47.31% | 41.45% |
| Net Income (Continuing) | 16.26M | 14.64M | 12.46M | 13.91M | 13.58M | 14.39M | 8.54M | 11.78M | 11.24M | 14.58M | 13.31M | 14.97M | 7.08M | 13.36M | 15.45M | 15.95M | 15.84M | 5.7M | 16.01M | 15.57M |
| EPS (Diluted) | 0.36 | 0.39 | 0.33 | 0.37 | 0.36 | 0.38 | 0.23 | 0.31 | 0.30 | 0.39 | 0.36 | 0.40 | 0.19 | 0.39 | 0.46 | 0.47 | 0.47 | 0.18 | 0.56 | 0.55 |
| EPS Growth % | 0% | 2.63% | 43.48% | 19.35% | 20% | -2.56% | -36.11% | -22.5% | 57.89% | 0% | -21.74% | -14.89% | -59.57% | 116.67% | -17.86% | -14.55% | -7.84% | -55% | 47.37% | 41.03% |
| EPS (Basic) | 0.36 | 0.39 | 0.33 | 0.37 | 0.36 | 0.38 | 0.23 | 0.32 | 0.30 | 0.39 | 0.36 | 0.40 | 0.19 | 0.39 | 0.46 | 0.47 | 0.47 | 0.18 | 0.57 | 0.55 |
| Diluted Shares Outstanding | 44.87M | 37.7M | 37.68M | 37.62M | 37.72M | 37.59M | 37.57M | 37.49M | 37.48M | 37.5M | 37.38M | 37.32M | 37.93M | 34.05M | 33.93M | 33.92M | 33.94M | 32.07M | 28.36M | 28.35M |