Flagstar Financial, Inc. (FLG) Price Target Analysis
Updated Jul 2, 2026
Analyst Rating: Buy
Based on 14 analysts9.2% Below Target
FLG trades 9.2% below Wall Street's consensus target of $16.10.
Current Price$14.75
Average Target$16.10
Target
Current
Low$14.00
Median$17.00
High$17.50
Analyst Target Range
Forward P/E34.9x
(Growth Premium)
PEG Ratio—
Implied Growth+452.2%
(High Growth)
Analyst Spread21.7%
(High Agreement)
Price Forecast (1 Year)
Last 12 months price action with 12-month analyst target path
Consensus Scenario Assumptions
The base valuation assumes FLG achieves its forward estimates and maintains a stable P/E multiple of 34.9x. This scenario reflects the blended consensus of 14 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
FLG Price Target Analysis
Updated July 8, 2026As of July 8, 2026, Flagstar Financial, Inc. (FLG) has a Wall Street consensus price target of $16.10, based on estimates from 14 covering analysts. With the stock currently trading at $14.75, this represents a potential upside of +9.2%. The company has a market capitalization of $6.15B.
Analyst price targets range from a low of $14.00 to a high of $17.50, representing a 22% spread in expectations. The median target of $17.00 differs from the mean, suggesting potential outlier estimates. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 7 analysts rating the stock as a Buy or Strong Buy,7 rating it Hold, and 0 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, FLG trades at a trailing P/E of -28.9x and forward P/E of 34.9x. Analysts expect EPS to grow +452.2% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $5.18, with bear and bull scenarios of $3.27 and $6.83 respectively. Model confidence stands at 45/100, suggesting limited visibility into future performance.
Investment Context: Price targets represent analyst expectations for the next 12 months and should be considered alongside your own research. Targets are based on analysts' assumptions about earnings growth, margins, and market conditions which may change. For sector-specific context, view other Financial Services stocks.
Analyst Sentiment Comparison
Industry Peer AnalysisAvg Peer Upside
+36.7%
Industry Consensus
Avg Forward P/E
11.5x
(Value)
Peers with Coverage
10 / 10
Active Analyst Tracking
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 WALWestern Alliance Bancorporation | $8.9B | $81.82 | $88.17 | +7.8% | Buy | 8.6x | 24 |
 BANCBanc of California, Inc. | $3.2B | $20.57 | $17.50 | -14.9% | Buy | 12.2x | 27 |
 COLBColumbia Banking System, Inc. | $7.6B | $32.12 | $33.90 | +5.5% | Buy | 10.5x | 19 |
 PFSIPennyMac Financial Services, Inc. | $4.2B | $81.11 | $107.00 | +31.9% | Buy | 7.9x | 20 |
 RKTRocket Companies, Inc. | $41.3B | $14.63 | $20.50 | +40.1% | Hold | 20.0x | 25 |
 UWMCUWM Holdings Corporation | $320M | $2.06 | $5.19 | +151.9% | Hold | 5.4x | 13 |
 LDIloanDepot, Inc. | $389M | $1.16 | $2.40 | +106.9% | Hold | — | 12 |
 GHLDGuild Holdings Company | $439M | $20.01 | $17.63 | -11.9% | Hold | 10.2x | 6 |
 FHNFirst Horizon Corporation | $12.2B | $25.76 | $28.05 | +8.9% | Hold | 12.0x | 35 |
 ICEIntercontinental Exchange, Inc. | $77.2B | $136.45 | $192.44 | +41.0% | Buy | 16.8x | 36 |
FLG — Frequently Asked Questions
Quick answers to the most common questions about buying FLG stock.
What is the FLG stock price target for 2026?
The consensus price target for FLG is $16.1, close to the current price of $14.75 (9.2% implied move). Based on 14 analyst estimates, the stock appears fairly valued near current levels.
Is FLG a buy, sell, or hold?
FLG has a consensus rating of "Buy" based on 14 Wall Street analysts. The rating breakdown is mixed, with 7 Hold ratings making up the largest segment. The consensus 12-month price target of $16.1 implies 9.2% upside from current levels.
Is FLG stock overvalued or undervalued?
FLG trades at a forward P/E of 34.903x, representing a moderate valuation. With analysts targeting $16.1 (9.2% implied move), the stock appears reasonably valued with upside.
How high can FLG stock go?
The most bullish Wall Street analyst has a price target of $17.5 for FLG, while the most conservative target is $14. The consensus of $16.1 represents the median expectation. Our quantitative valuation model projects a bull case target of $7 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
How many analysts cover FLG stock?
FLG is moderately covered, with 14 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 7 have Buy ratings, 7 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
What is the FLG stock forecast?
The 12-month FLG stock forecast based on 14 Wall Street analysts shows a consensus price target of $16.1, with estimates ranging from $14 (bear case) to $17.5 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $5, with bear/bull scenarios of $3/$7.
What is FLG's fair value based on fundamentals?
Our quantitative valuation model calculates FLG's fair value at $5 (base case), with a bear case of $3 and bull case of $7. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 45/100.
What is FLG's forward P/E ratio?
FLG trades at a forward P/E ratio of 34.9x based on next-twelve-months earnings estimates. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Should I buy FLG stock?
FLG appears fairly valued according to analysts, with a "Buy" rating and minimal upside to the $16.1 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
Why do FLG price targets vary so much?
FLG analyst price targets range from $14 to $17.5, a 22% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $16.1 consensus represents the middle ground. Our model's $3-$7 range provides an independent fundamental perspective.
Consensus-Based Analysis Tools
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Peer Comparison
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