Flushing Financial Corporation (FFIC) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 55.56M | 55.88M | 53.8M | 53.18M | 52.96M | 51.2M | 45.57M | 42.74M | 42.36M | 46.05M | 44.39M | 43.35M | 45.23M | 54.18M | 61.19M | 64.72M | 63.47M | 62.67M | 63.36M | 61.03M |
| NII Growth % | 4.91% | 9.12% | 18.06% | 24.42% | 25.01% | 11.19% | 2.65% | -1.4% | -6.34% | -15% | -27.45% | -33.02% | -28.73% | -13.55% | -3.42% | 6.04% | 4.25% | 12.46% | 26.93% | 25.31% |
| Net Interest Margin % | 0.63% | 0.64% | 0.61% | 0.61% | 0.59% | 0.57% | 0.49% | 0.47% | 0.48% | 0.54% | 0.52% | 0.51% | 0.53% | 0.64% | 0.72% | 0.78% | 0.78% | 0.78% | 0.78% | 0.75% |
| Interest Income | 113.38M | 116.19M | 116.44M | 117.37M | 116.51M | 120.01M | 122.56M | 113.2M | 109.47M | 108.73M | 104M | 96.53M | 92.09M | 89.25M | 81.73M | 74.28M | 71.31M | 71.72M | 72.95M | 71.73M |
| Interest Expense | 57.82M | 60.32M | 62.64M | 64.19M | 63.55M | 68.81M | 76.99M | 70.45M | 67.1M | 62.68M | 59.61M | 53.18M | 46.85M | 35.07M | 20.54M | 9.56M | 7.84M | 9.06M | 9.59M | 10.7M |
| Loan Loss Provision | 2.01M | 2.75M | 1.53M | 4.19M | 4.32M | 6.44M | 1.73M | 809K | 592K | 998K | 596K | 1.42M | 7.51M | -12K | 2.15M | 1.59M | 1.36M | 761K | -6.93M | -1.6M |
| Non-Interest Income | 1.37M | 2.71M | 4.78M | 10.3M | 5.1M | -70.99M | 6.48M | 4.25M | 3.12M | 7.12M | 3.34M | 5.05M | 6.89M | -7.63M | 9.01M | 7.36M | 1.32M | -273K | 873K | -3.2M |
| Non-Interest Income % | 1.19% | 2.28% | 3.94% | 8.07% | 4.2% | -144.83% | 5.02% | 3.62% | 2.77% | 6.14% | 3.11% | 4.97% | 6.96% | -9.35% | 9.93% | 9.02% | 1.82% | -0.38% | 1.18% | -4.67% |
| Total Revenue | 114.75M | 118.9M | 121.22M | 127.68M | 121.61M | 49.02M | 129.04M | 117.45M | 112.58M | 115.84M | 107.34M | 101.58M | 98.97M | 81.62M | 90.74M | 81.64M | 72.63M | 71.45M | 73.82M | 68.53M |
| Revenue Growth % | -5.64% | 142.57% | -6.07% | 8.71% | 8.02% | -57.69% | 20.21% | 15.62% | 13.75% | 41.94% | 18.3% | 24.42% | 36.27% | 14.23% | 22.92% | 19.13% | -7.41% | 5.4% | 13.11% | -12.71% |
| Non-Interest Expense | 46.73M | 48.01M | 43.37M | 40.36M | 59.68M | 45.63M | 38.87M | 39.05M | 39.89M | 43.99M | 36.39M | 35.11M | 39.16M | 33.74M | 35.63M | 35.52M | 38.79M | 38.81M | 36.34M | 34.01M |
| Efficiency Ratio | 40.72% | 40.37% | 35.78% | 31.61% | 49.07% | 93.09% | 30.12% | 33.25% | 35.43% | 37.97% | 33.9% | 34.56% | 39.56% | 41.34% | 39.27% | 43.51% | 53.41% | 54.31% | 49.24% | 49.63% |
| Operating Income | 8.19M | 7.84M | 13.68M | 18.94M | -5.93M | -71.86M | 11.46M | 7.14M | 5M | 8.18M | 10.75M | 11.87M | 5.46M | 12.82M | 32.42M | 34.97M | 24.64M | 22.83M | 34.81M | 25.42M |
| Operating Margin % | 7.14% | 6.59% | 11.28% | 14.83% | -4.88% | -146.59% | 8.88% | 6.08% | 4.44% | 7.06% | 10.02% | 11.69% | 5.51% | 15.71% | 35.73% | 42.83% | 33.92% | 31.95% | 47.16% | 37.09% |
| Operating Income Growth % | 238.14% | 110.91% | 19.39% | 165.36% | -218.69% | -978.77% | 6.56% | -39.89% | -8.4% | -36.21% | -66.84% | -66.05% | -77.86% | -43.84% | -6.87% | 37.59% | -6.04% | 488.6% | 84.97% | 5.55% |
| Pretax Income | 8.19M | 7.84M | 13.68M | 18.94M | -5.93M | -71.86M | 11.46M | 7.14M | 5M | 8.18M | 10.75M | 11.87M | 5.46M | 12.82M | 32.42M | 34.97M | 24.64M | 22.83M | 34.81M | 25.42M |
| Pretax Margin % | 7.14% | 6.59% | 11.28% | 14.83% | -4.88% | -146.59% | 8.88% | 6.08% | 4.44% | 7.06% | 10.02% | 11.69% | 5.51% | 15.71% | 35.73% | 42.83% | 33.92% | 31.95% | 47.16% | 37.09% |
| Income Tax | 2.36M | 3.81M | 3.23M | 4.73M | 3.87M | -22.61M | 2.55M | 1.81M | 1.31M | 2.7M | 2.92M | 3.19M | 1.41M | 2.57M | 8.98M | 9.94M | 6.42M | 4.74M | 9.4M | 6.16M |
| Effective Tax Rate % | 28.81% | 48.62% | 23.62% | 24.99% | -65.17% | 31.47% | 22.27% | 25.42% | 26.28% | 32.99% | 27.13% | 26.84% | 25.87% | 20.05% | 27.7% | 28.41% | 26.06% | 20.78% | 27% | 24.23% |
| Net Income | 5.83M | 4.03M | 10.45M | 14.2M | -9.8M | -49.24M | 8.91M | 5.32M | 3.68M | 5.48M | 7.83M | 8.69M | 4.04M | 10.25M | 23.44M | 25.04M | 18.22M | 18.08M | 25.41M | 19.26M |
| Net Margin % | 5.08% | 3.39% | 8.62% | 11.12% | -8.06% | -100.46% | 6.9% | 4.53% | 3.27% | 4.73% | 7.3% | 8.55% | 4.09% | 12.56% | 25.83% | 30.66% | 25.08% | 25.31% | 34.43% | 28.1% |
| Net Income Growth % | 159.54% | 108.18% | 17.3% | 166.87% | -365.91% | -998.8% | 13.67% | -38.73% | -8.9% | -46.54% | -66.58% | -65.3% | -77.8% | -43.32% | -7.76% | 30% | -4.31% | 422.48% | 77.33% | 5.4% |
| Net Income (Continuing) | 5.83M | 4.03M | 10.45M | 14.2M | -9.8M | -49.24M | 8.91M | 5.32M | 3.68M | 5.48M | 7.83M | 8.69M | 4.04M | 10.25M | 23.44M | 25.04M | 18.22M | 18.08M | 25.41M | 19.26M |
| EPS (Diluted) | 0.17 | 0.12 | 0.30 | 0.41 | -0.29 | -1.61 | 0.30 | 0.18 | 0.12 | 0.27 | 0.32 | 0.29 | 0.17 | 0.34 | 0.76 | 0.81 | 0.58 | 0.58 | 0.81 | 0.61 |
| EPS Growth % | 158.62% | 107.45% | 0% | 127.78% | -341.67% | -696.3% | -6.25% | -37.93% | -29.41% | -20.59% | -57.89% | -64.2% | -70.69% | -41.38% | -6.17% | 32.79% | -3.33% | 427.27% | 62% | -3.17% |
| EPS (Basic) | 0.17 | 0.12 | 0.30 | 0.41 | -0.29 | -1.61 | 0.30 | 0.18 | 0.12 | 0.27 | 0.32 | 0.29 | 0.17 | 0.34 | 0.76 | 0.81 | 0.58 | 0.58 | 0.81 | 0.61 |
| Diluted Shares Outstanding | 33.98M | 34.49M | 34.5M | 34.51M | 33.93M | 30.52M | 29.74M | 29.79M | 29.3M | 29.65M | 29.7M | 30.09M | 30.27M | 30.42M | 30.7M | 30.94M | 31.25M | 31.35M | 31.57M | 31.68M |