Flushing Financial Corporation (FFIC) Earnings History
Earnings Pressure30 years of earnings data (1996–2025) · 5-year EPS trend is negative
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Flushing Financial Corporation (FFIC) Earnings Overview
As of July 7, 2026, Flushing Financial Corporation (FFIC) reported trailing twelve-month net income of $35M, reflecting +151.4% year-over-year growth. The company earned $1.02 per diluted share over the past four quarters, with a net profit margin of 4.2%.
Looking at the long-term picture, FFIC's 5-year EPS compound annual growth rate (CAGR) stands at -14.5%, signaling declining earnings. The company achieved its highest annual net income of $82M in fiscal 2021.
Flushing Financial Corporation maintains positive profitability with a gross margin of 41.9%, operating margin of 7.6%, and net margin of 4.2%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including DCOM ($124M net income, 15.2% margin), NBTB ($184M net income, 19.5% margin), TRST ($63M net income, 22.0% margin), FFIC has room to improve margins relative to the peer group. Compare FFIC vs DCOM →
FFIC Earnings vs Peers
Earnings metrics vs comparable public companies
FFIC Historical Earnings Data (1996–2025)
30 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $19M | +160.3% | $35M | $0.54 | 4.2% | 7.6% |
| 2024 | -$31M | -209.3% | -$48M | $-1.05 | -7.7% | -11.8% |
| 2023 | $29M | -62.7% | $40M | $0.96 | 6.8% | 9.4% |
| 2022 | $77M | -5.9% | $105M | $2.50 | 23.6% | 32.1% |
| 2021 | $82M | +135.9% | $109M | $2.59 | 28.0% | 37.4% |
| 2020 | $35M | -16.0% | $45M | $1.18 | 12.6% | 16.4% |
| 2019 | $41M | -25.1% | $53M | $1.44 | 14.3% | 18.5% |
| 2018 | $55M | +34.0% | $65M | $1.92 | 20.6% | 24.5% |
| 2017 | $41M | -36.7% | $66M | $1.41 | 16.8% | 27.0% |
| 2016 | $65M | +40.5% | $106M | $2.24 | 28.4% | 46.4% |
| 2015 | $46M | +4.5% | $73M | $1.59 | 21.7% | 34.4% |
| 2014 | $44M | +17.2% | $73M | $1.48 | 21.3% | 35.1% |
| 2013 | $38M | +10.0% | $61M | $1.26 | 18.0% | 28.9% |
| 2012 | $34M | -2.9% | $56M | $1.13 | 15.4% | 25.2% |
| 2011 | $35M | -9.0% | $59M | $1.15 | 15.1% | 25.1% |
| 2010 | $39M | +51.9% | $55M | $1.28 | 16.3% | 23.0% |
| 2009 | $26M | +14.8% | $41M | $0.91 | 10.4% | 16.7% |
| 2008 | $22M | +10.3% | $34M | $1.09 | 8.9% | 13.7% |
| 2007 | $20M | -6.7% | $31M | $1.02 | 9.9% | 15.3% |
| 2006 | $22M | -8.1% | $35M | $1.14 | 12.9% | 20.7% |
| 2005 | $24M | +3.9% | $39M | $1.31 | 16.9% | 27.7% |
| 2004 | $23M | +4.5% | $37M | $1.25 | 18.2% | 29.7% |
| 2003 | $22M | +33.3% | $35M | $1.22 | 18.3% | 29.7% |
| 2002 | $16M | +8.9% | $26M | $0.89 | 15.0% | 24.2% |
| 2001 | $15M | +20.2% | $24M | $0.78 | 13.8% | 22.0% |
| 2000 | $12M | -2.2% | $20M | $0.43 | 12.3% | 19.8% |
| 1999 | $13M | +24.5% | $21M | $0.61 | 14.0% | 22.5% |
| 1998 | $10M | +20.0% | $16M | $0.44 | 11.8% | 18.8% |
| 1997 | $9M | +26.9% | $15M | $0.10 | 12.2% | 22.0% |
| 1996 | $7M | - | $13M | $0.25 | 11.8% | 22.0% |
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FFIC — Frequently Asked Questions
Quick answers to the most common questions about buying FFIC stock.
What is FFIC earnings per share (EPS)?
FFIC trailing twelve-month (TTM) diluted EPS is $1.02, reflecting +151.4% year-over-year growth. The 5-year EPS CAGR is -14.5%. Complete EPS history from 1996 to 2025 is available in the table on this page.
What is Flushing Financial Corporation's net income?
Flushing Financial Corporation (FFIC) trailing twelve-month net income is $35M as of 2025. Earnings grew +151.4% year-over-year.
Is FFIC profitable?
Yes, FFIC is profitable with a TTM net income of $35M and a net profit margin of +4.2%.
What is FFIC's earnings growth rate?
FFIC compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: -40.0%, 5-Year: -14.5%, 10-Year: -10.2%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1996 to 2025.
What are FFIC's profit margins?
Flushing Financial Corporation net profit margin is +4.2%, operating margin is +7.6%, and gross margin is +41.9%. Below-average margins reflect competitive or cost pressures. Return on Equity is +2.6%.
Is FFIC growing earnings?
Yes, FFIC earnings are accelerating — EPS growth of +151.4% exceeds the 5-year CAGR of -14.5%. TTM net income reached $35M. Earnings momentum is strengthening.
What was FFIC's best earnings year?
Flushing Financial Corporation's highest annual net income on record is $82M, achieved in fiscal year 2021. Earnings history on this page spans 1996 to 2025 and includes all annual and quarterly figures.
What were FFIC's earnings last quarter?
FFIC's most recent reported quarter was Q1 2026. Net income was $6M with diluted EPS of $0.17. For a full breakdown of all quarters, see the quarterly earnings table on this page.