FirstCash Holdings, Inc (FCFS) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Sales/Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Goods Sold | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| COGS % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | 510.87M | 529.88M | 473.71M | 412.82M | 424.2M | 433.69M | 457.18M | 368.85M | 369.81M | 417.65M | 388.65M | 352.89M | 348.06M | 349.13M | 323.29M | 300.97M | 291.19M | 228.25M | 233.09M | 224.22M |
| Gross Margin % | 48.58% | 50.06% | 50.63% | 49.7% | 50.72% | 49.07% | 54.6% | 44.39% | 44.22% | 49.01% | 49.43% | 47.01% | 45.63% | 46.59% | 48.1% | 46.47% | 44.13% | 45.49% | 58.32% | 57.56% |
| Gross Profit Growth % | 20.43% | 22.18% | 3.61% | 11.92% | 14.71% | 3.84% | 17.63% | 4.52% | 6.25% | 19.62% | 20.22% | 17.25% | 19.53% | 52.96% | 38.7% | 34.23% | 24.66% | 1% | 14.97% | 0.5% |
| Operating Expenses | 335.21M | 357.74M | 324.41M | 307.62M | 288.61M | 296.62M | 344.36M | 273.94M | 264.19M | 296.31M | 283.94M | 272.19M | 265.19M | 252.91M | 248.47M | 243.6M | 235.7M | 185.59M | 180.04M | 177.43M |
| OpEx % of Revenue | 31.87% | 33.8% | 34.67% | 37.03% | 34.51% | 33.56% | 41.13% | 32.97% | 31.59% | 34.77% | 36.11% | 36.26% | 34.77% | 33.75% | 36.97% | 37.62% | 35.72% | 36.99% | 45.05% | 45.54% |
| Selling, General & Admin | 0 | 66.21M | 58.84M | 59.26M | 263.11M | 43.64M | 42.24M | 273.94M | 264.19M | 51.89M | 45.06M | 40.35M | 39.02M | 37.06M | 36.95M | 37.07M | 36.86M | 22.65M | 30.21M | 27.4M |
| SG&A % of Revenue | - | 6.26% | 6.29% | 7.13% | 31.46% | 4.94% | 5.04% | 32.97% | 31.59% | 6.09% | 5.73% | 5.38% | 5.12% | 4.95% | 5.5% | 5.72% | 5.59% | 4.51% | 7.56% | 7.03% |
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| R&D % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | 175.66M | 172.14M | 149.3M | 105.2M | 135.59M | 137.07M | 112.82M | 94.91M | 105.62M | 121.34M | 104.7M | 80.7M | 82.87M | 96.23M | 74.82M | 57.37M | 55.49M | 42.66M | 53.05M | 46.79M |
| Operating Margin % | 16.7% | 16.26% | 15.96% | 12.66% | 16.21% | 15.51% | 13.47% | 11.42% | 12.63% | 14.24% | 13.32% | 10.75% | 10.86% | 12.84% | 11.13% | 8.86% | 8.41% | 8.5% | 13.27% | 12.01% |
| Operating Income Growth % | 29.55% | 25.58% | 32.34% | 10.84% | 28.38% | 12.96% | 7.75% | 17.6% | 27.46% | 26.1% | 39.93% | 40.67% | 49.35% | 125.55% | 41.06% | 22.59% | 1.52% | -21.69% | 47.77% | 7.97% |
| EBITDA | 207.18M | 357.82M | 254.36M | 131.06M | 249.91M | 261.44M | 243.68M | 231.61M | 251.93M | 252.61M | 235.76M | 210.27M | 211.58M | 213.23M | 187.31M | 165.95M | 174.73M | 68.66M | 64.26M | 57.7M |
| EBITDA Margin % | 19.7% | 33.81% | 27.19% | 15.78% | 29.88% | 29.58% | 29.1% | 27.87% | 30.12% | 29.64% | 29.98% | 28.01% | 27.74% | 28.46% | 27.87% | 25.63% | 26.48% | 13.68% | 16.08% | 14.81% |
| EBITDA Growth % | -17.1% | 36.86% | 4.38% | -43.41% | -0.8% | 3.5% | 3.36% | 10.15% | 19.07% | 18.47% | 25.87% | 26.71% | 21.09% | 210.54% | 191.48% | 187.64% | 167.73% | 5.38% | 38.73% | 7.51% |
| D&A (Non-Cash Add-back) | 31.52M | 185.68M | 105.06M | 25.86M | 114.32M | 124.37M | 130.86M | 136.7M | 146.31M | 131.27M | 131.06M | 129.57M | 128.72M | 117M | 112.49M | 108.59M | 119.25M | 26M | 11.22M | 10.9M |
| EBIT | 175.66M | 178.06M | 144.69M | 107.42M | 138.69M | 136.73M | 112.6M | 91.36M | 107.3M | 118.07M | 102.31M | 81.59M | 84.11M | 121.56M | 93.68M | 125.87M | 53.23M | 47.13M | 52.26M | 46M |
| Net Interest Income | -34.53M | -35M | -31.31M | -25.81M | -26.24M | -26.67M | -27.02M | -24.93M | -24.68M | -26.37M | -24.36M | -20.66M | -20.38M | -19.75M | -18.08M | -16.02M | -15.54M | -9.72M | -7.82M | -7.08M |
| Interest Income | -227K | 271K | 908K | 527K | 1.23M | 528K | 403K | 261K | 743K | 216K | 328K | 408K | 517K | 209K | 206K | 222K | 676K | 276K | 143K | 119K |
| Interest Expense | 34.53M | 35.27M | 32.22M | 26.34M | 27.47M | 27.2M | 27.42M | 25.19M | 25.42M | 26.59M | 24.69M | 21.07M | 20.9M | 19.96M | 18.28M | 16.25M | 16.22M | 10M | 7.96M | 7.2M |
| Other Income/Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax Income | 145.13M | 142.79M | 112.48M | 81.08M | 111.22M | 109.53M | 85.18M | 66.18M | 81.89M | 91.49M | 77.62M | 60.52M | 63.21M | 101.61M | 75.39M | 109.62M | 37.01M | 37.13M | 44.3M | 38.8M |
| Pretax Margin % | 13.8% | 13.49% | 12.02% | 9.76% | 13.3% | 12.39% | 10.17% | 7.96% | 9.79% | 10.74% | 9.87% | 8.06% | 8.29% | 13.56% | 11.22% | 16.93% | 5.61% | 7.4% | 11.08% | 9.96% |
| Income Tax | 37.43M | 38.62M | 29.67M | 21.27M | 27.63M | 25.99M | 20.35M | 17.11M | 20.52M | 21.9M | 20.48M | 15.34M | 15.82M | 21.54M | 16.08M | 23.52M | 9M | 7.76M | 10.9M | 10.38M |
| Effective Tax Rate % | 25.79% | 27.04% | 26.38% | 26.24% | 24.84% | 23.72% | 23.89% | 25.85% | 25.06% | 23.94% | 26.38% | 25.35% | 25.03% | 21.2% | 21.33% | 21.45% | 24.33% | 20.9% | 24.61% | 26.74% |
| Net Income | 107.7M | 104.17M | 82.81M | 59.8M | 83.59M | 83.55M | 64.83M | 49.07M | 61.37M | 69.59M | 57.14M | 45.18M | 47.39M | 80.07M | 59.32M | 86.11M | 28M | 29.37M | 33.4M | 28.43M |
| Net Margin % | 10.24% | 9.84% | 8.85% | 7.2% | 9.99% | 9.45% | 7.74% | 5.91% | 7.34% | 8.17% | 7.27% | 6.02% | 6.21% | 10.68% | 8.82% | 13.3% | 4.24% | 5.85% | 8.36% | 7.3% |
| Net Income Growth % | 28.84% | 24.69% | 27.74% | 21.87% | 36.21% | 20.06% | 13.44% | 8.62% | 29.5% | -13.09% | -3.66% | -47.53% | 69.21% | 172.6% | 77.61% | 202.91% | -16.94% | -10.25% | 121.72% | 9.87% |
| Net Income (Continuing) | 107.7M | 104.17M | 82.81M | 59.8M | 83.59M | 83.55M | 64.83M | 49.07M | 61.37M | 69.59M | 57.14M | 45.18M | 47.39M | 80.07M | 59.32M | 86.11M | 28M | 29.37M | 33.4M | 28.43M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | 2.43 | 2.35 | 1.86 | 1.34 | 1.87 | 1.86 | 1.44 | 1.08 | 1.35 | 1.53 | 1.26 | 0.99 | 1.02 | 1.72 | 1.26 | 1.81 | 0.58 | 0.61 | 0.82 | 0.70 |
| EPS Growth % | 29.95% | 26.34% | 29.17% | 24.07% | 38.52% | 21.57% | 14.29% | 9.09% | 32.35% | -11.05% | 0% | -45.3% | 75.86% | 181.97% | 53.66% | 158.57% | -29.27% | -22.78% | 127.78% | 12.9% |
| EPS (Basic) | 2.43 | 2.35 | 1.88 | 1.35 | 1.88 | 1.87 | 1.45 | 1.09 | 1.36 | 1.54 | 1.27 | 0.99 | 1.03 | 1.73 | 1.26 | 1.82 | 0.58 | 0.61 | 0.83 | 0.70 |
| Diluted Shares Outstanding | 44.25M | 44.3M | 44.97M | 44.97M | 44.97M | 44.97M | 44.97M | 45.29M | 45.39M | 45.42M | 45.37M | 45.68M | 46.31M | 46.52M | 47.02M | 47.5M | 48.3M | 48.48M | 40.52M | 40.8M |
| Basic Shares Outstanding | 44.25M | 44.97M | 44.97M | 44.97M | 44.97M | 44.97M | 44.97M | 45.25M | 45.25M | 45.11M | 45.11M | 45.45M | 46.15M | 46.29M | 46.9M | 47.42M | 48.24M | 48.48M | 40.45M | 40.75M |
| Dividend Payout Ratio | - | 17.7% | 22.5% | 28.19% | 20.27% | 20.36% | 26.23% | 32.43% | 25.8% | 22.69% | 27.12% | 33.86% | 32.27% | 18.9% | 26.4% | 16.53% | 51.94% | 41.3% | 35.93% | 43.3% |