First Business Financial Services, Inc. (FBIZ) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 0 | 34.76M | 34.89M | 33.78M | 33.26M | 33.15M | 31.01M | 30.54M | 29.51M | 29.54M | 28.6M | 27.75M | 26.7M | 27.45M | 25.88M | 23.66M | 21.43M | 20.92M | 21.22M | 21.65M |
| NII Growth % | -100% | 4.87% | 12.51% | 10.62% | 12.7% | 12.21% | 8.43% | 10.07% | 10.51% | 7.61% | 10.48% | 17.27% | 24.64% | 31.19% | 21.96% | 9.27% | 2.7% | -7.06% | 13.97% | 14.63% |
| Net Interest Margin % | 0% | 0.85% | 0.86% | 0.84% | 0.84% | 0.86% | 0.83% | 0.84% | 0.84% | 0.84% | 0.84% | 0.85% | 0.84% | 0.92% | 0.91% | 0.85% | 0.79% | 0.79% | 0.82% | 0.76% |
| Interest Income | 0 | 62.75M | 63.75M | 61.28M | 59.53M | 60.11M | 59.33M | 57.91M | 55.78M | 54.76M | 50.94M | 47.16M | 42.06M | 38.32M | 31.79M | 27.03M | 24.23M | 23.57M | 24.01M | 24.6M |
| Interest Expense | 26.38M | 27.99M | 28.86M | 27.5M | 26.27M | 26.96M | 28.32M | 27.37M | 26.27M | 25.22M | 22.34M | 19.41M | 15.36M | 10.87M | 5.9M | 3.37M | 2.81M | 2.65M | 2.79M | 2.95M |
| Loan Loss Provision | -26.38M | 1.85M | 1.44M | 2.7M | 2.66M | 2.7M | 2.09M | 1.71M | 2.33M | 2.57M | 1.82M | 2.23M | 1.56M | 701K | 12K | -3.73M | -855K | -629K | -2.27M | -958K |
| Non-Interest Income | 61.9M | 7.46M | 9.64M | 7.25M | 7.58M | 8.01M | 7.06M | 7.42M | 6.76M | 7.09M | 8.43M | 7.37M | 8.41M | 6.97M | 8.2M | 6.87M | 7.39M | 7.57M | 7.01M | 6.32M |
| Non-Interest Income % | 100% | 10.63% | 13.14% | 10.59% | 11.29% | 11.75% | 10.64% | 11.36% | 10.8% | 11.47% | 14.2% | 13.52% | 16.66% | 15.4% | 20.5% | 20.27% | 23.36% | 24.3% | 22.61% | 20.44% |
| Total Revenue | 61.9M | 70.21M | 73.39M | 68.54M | 67.11M | 68.11M | 66.39M | 65.33M | 62.54M | 61.85M | 59.37M | 54.53M | 50.47M | 45.29M | 39.98M | 33.9M | 31.62M | 31.14M | 31.03M | 30.92M |
| Revenue Growth % | -7.77% | 3.08% | 10.54% | 4.9% | 7.31% | 10.12% | 11.82% | 19.8% | 23.91% | 36.57% | 48.49% | 60.86% | 59.62% | 45.42% | 28.86% | 9.65% | 2% | -3.4% | 4.93% | 13.51% |
| Non-Interest Expense | 20.7M | 24.13M | 25.7M | 24.97M | 24.72M | 23.15M | 23.11M | 23.88M | 23.34M | 21.59M | 23.19M | 22.03M | 21.77M | 21.17M | 20.03M | 19.46M | 18.82M | 17.65M | 18.49M | 18.18M |
| Efficiency Ratio | 33.44% | 34.37% | 35.02% | 36.43% | 36.83% | 33.99% | 34.8% | 36.55% | 37.32% | 34.9% | 39.06% | 40.4% | 43.13% | 46.74% | 50.09% | 57.39% | 59.53% | 56.68% | 59.59% | 58.81% |
| Operating Income | 0 | 16.24M | 17.39M | 13.37M | 13.46M | 15.3M | 12.88M | 12.37M | 10.6M | 12.47M | 12.02M | 10.86M | 11.79M | 12.56M | 14.04M | 14.8M | 10.84M | 11.47M | 12.02M | 10.75M |
| Operating Margin % | 0% | 23.13% | 23.69% | 19.51% | 20.06% | 22.46% | 19.4% | 18.94% | 16.95% | 20.16% | 20.25% | 19.91% | 23.35% | 27.72% | 35.12% | 43.66% | 34.29% | 36.83% | 38.73% | 34.76% |
| Operating Income Growth % | -100% | 6.13% | 35.02% | 8.06% | 26.97% | 22.66% | 7.13% | 13.94% | -10.07% | -0.66% | -14.39% | -26.64% | 8.7% | 9.48% | 16.84% | 37.74% | -15.25% | 56.3% | 121.06% | 670.39% |
| Pretax Income | 14.38M | 16.24M | 17.39M | 13.37M | 13.46M | 15.3M | 12.88M | 12.37M | 10.6M | 12.47M | 12.02M | 10.86M | 11.79M | 12.56M | 14.04M | 14.8M | 10.84M | 11.47M | 12.02M | 10.75M |
| Pretax Margin % | 23.23% | 23.13% | 23.69% | 19.51% | 20.06% | 22.46% | 19.4% | 18.94% | 16.95% | 20.16% | 20.25% | 19.91% | 23.35% | 27.72% | 35.12% | 43.66% | 34.29% | 36.83% | 38.73% | 34.76% |
| Income Tax | 2.18M | 2.9M | 2.99M | 1.95M | 2.29M | 885K | 2.35M | 1.92M | 1.75M | 2.7M | 2.08M | 2.52M | 2.81M | 2.4M | 3.21M | 3.6M | 2.17M | 2.88M | 2.82M | 2.51M |
| Effective Tax Rate % | 15.16% | 17.89% | 17.22% | 14.57% | 17% | 5.78% | 18.26% | 15.49% | 16.53% | 21.67% | 17.3% | 23.22% | 23.82% | 19.11% | 22.9% | 24.31% | 20.03% | 25.1% | 23.46% | 23.37% |
| Net Income | 12.2M | 13.33M | 14.39M | 11.42M | 11.17M | 14.41M | 10.53M | 10.46M | 8.85M | 9.77M | 9.94M | 8.34M | 8.98M | 10.16M | 10.83M | 11.2M | 8.67M | 8.59M | 9.2M | 8.23M |
| Net Margin % | 19.71% | 18.99% | 19.61% | 16.67% | 16.65% | 21.16% | 15.85% | 16% | 14.15% | 15.8% | 16.74% | 15.29% | 17.79% | 22.42% | 27.08% | 33.05% | 27.42% | 27.58% | 29.64% | 26.63% |
| Net Income Growth % | 9.21% | -7.51% | 36.74% | 9.24% | 26.25% | 47.54% | 5.88% | 25.42% | -1.46% | -3.8% | -8.17% | -25.59% | 3.54% | 18.23% | 17.7% | 36.05% | -10.88% | 41.19% | 114.26% | 147.82% |
| Net Income (Continuing) | 12.2M | 13.33M | 14.39M | 11.42M | 11.17M | 14.41M | 10.53M | 10.46M | 8.85M | 9.77M | 9.94M | 8.34M | 8.98M | 10.16M | 10.83M | 11.2M | 8.67M | 8.59M | 9.2M | 8.23M |
| EPS (Diluted) | 1.49 | 1.60 | 1.70 | 1.35 | 1.32 | 1.71 | 1.24 | 1.23 | 1.04 | 1.15 | 1.17 | 0.98 | 1.05 | 1.18 | 1.25 | 1.29 | 1.02 | 1.01 | 1.07 | 0.95 |
| EPS Growth % | 12.88% | -6.43% | 37.1% | 9.76% | 26.92% | 48.7% | 5.98% | 25.51% | -0.95% | -2.54% | -6.4% | -24.03% | 2.94% | 16.83% | 16.82% | 35.79% | -8.93% | 42.25% | 114% | 150% |
| EPS (Basic) | 1.49 | 1.60 | 1.70 | 1.35 | 1.32 | 1.71 | 1.24 | 1.23 | 1.04 | 1.15 | 1.17 | 0.98 | 1.05 | 1.18 | 1.25 | 1.29 | 1.02 | 1.01 | 1.07 | 0.95 |
| Diluted Shares Outstanding | 8.19M | 8.17M | 8.15M | 8.15M | 8.13M | 8.11M | 8.11M | 8.11M | 8.13M | 8.11M | 8.11M | 8.06M | 8.15M | 8.18M | 8.23M | 8.23M | 8.23M | 8.23M | 8.34M | 8.39M |