First Business Financial Services, Inc. (FBIZ) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 3.05M | 16.14M | 18.41M | 15.85M | 11.3M | 21.96M | 13.79M | 13.05M | 8.68M | 13.33M | 16.5M | 12.55M | 9.91M | 7.25M | 14.61M | 14.68M | 2.1M | 11.23M | 9.79M | 8.14M |
| Operating CF Growth % | -73% | -26.51% | 33.45% | 21.42% | 30.15% | 64.72% | -16.38% | 3.97% | -12.37% | 83.79% | 12.89% | -14.49% | 372.31% | -35.4% | 49.26% | 80.29% | -69.28% | -47.07% | 138.08% | 10206.33% |
| Net Income | 12.2M | 13.33M | 14.39M | 11.42M | 11.17M | 14.41M | 10.53M | 10.46M | 8.85M | 9.77M | 9.94M | 8.34M | 8.98M | 10.16M | 10.83M | 11.2M | 8.67M | 8.59M | 9.2M | 8.23M |
| Depreciation & Amortization | 929K | 0 | 1M | 950K | 871K | 1.01M | 953K | 979K | 791K | 798K | 966K | 960K | 912K | 978K | 1.06M | 963K | 1.06M | 858K | 851K | 889K |
| Deferred Taxes | 0 | 0 | -510K | 582K | 153K | -4.08M | 0 | -1.7M | 2.27M | 2.85M | -1.24M | 198K | 312K | 931K | -563K | -486K | -1.21M | 5K | 2.58M | -117K |
| Other Non-Cash Items | -10.72M | 21.08M | 1.55M | 2.53M | 7.31M | 1.37M | 1.5M | 1.85M | 3.81M | 4.35M | 1.71M | 4.63M | 3.41M | -1K | 1.22M | -4.08M | 251K | 1.56M | -2.11M | -1.06M |
| Working Capital Changes | 0 | -18.27M | 1.38M | -562K | -8.85M | 8.4M | 166K | 839K | -7.7M | -5.07M | 4.48M | -2.64M | -4.34M | -5.49M | 1.41M | 6.43M | -7.29M | -584K | -1.31M | -411K |
| Cash from Investing | -138.5M | -51.11M | -113.05M | -111.79M | -97.43M | -102.11M | -66.64M | -76.99M | -82.73M | -111.45M | -116.22M | -162.83M | -116.35M | -128.23M | -37.6M | -39.34M | -40.09M | -125.51M | -1.44M | 95.43M |
| Purchase of Investments | -21.51M | 0 | -43.68M | -39.05M | -35.78M | -71.54M | -26.57M | -26.99M | -40.13M | -31.44M | -33.52M | -37.91M | -29.66M | -22.66M | -16.51M | -8.76M | -40.77M | -25.56M | -34.62M | -26.53M |
| Sale/Maturity of Investments | 20.3M | 0 | 15.18M | 19.19M | 11.91M | 32.29M | 26.39M | 24.59M | 20.5M | 5.82M | 7.57M | 12.19M | 5.75M | 9.03M | 12.96M | 14.35M | 11.6M | 11.79M | 10.65M | 31.44M |
| Net Investment Activity | -1.22M | 0 | -28.5M | -19.86M | -23.87M | -39.25M | -181K | -2.4M | -19.62M | -25.62M | -25.95M | -25.73M | -23.92M | -13.63M | -3.55M | 5.58M | -29.17M | -13.77M | -23.96M | 4.91M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -137.15M | -51.11M | -84.41M | -91.6M | -73.48M | -62.81M | -67.08M | -74.19M | -62.71M | -85.52M | -88.95M | -136.64M | -91.63M | -113.22M | -32.68M | -44.52M | -10.86M | -111.57M | 22.61M | 90.57M |
| Cash from Financing | 233.09M | 30.1M | 15.79M | 48.54M | 99.04M | 105.87M | 103.74M | 72.98M | 6.58M | 104.71M | 119.83M | 77.11M | 189.73M | 112.7M | 38.47M | 24.55M | 76.48M | 60.76M | -287.7M | 227.53M |
| Dividends Paid | -2.9M | -2.63M | -2.63M | -2.63M | -2.66M | -2.3M | -2.3M | -2.29M | -2.31M | -2.11M | -2.11M | -2.11M | -2.13M | -1.88M | -1.89M | -1.92M | -1.67M | -1.52M | -1.55M | -1.56M |
| Share Repurchases | 0 | -16K | -11K | -586K | -777K | -13K | -12K | -666K | -579K | -16K | -23K | -1.07M | -1.86M | -2.62M | -1.53M | -1.36M | -608K | -762K | -3.75M | -642K |
| Stock Issued | 1.16M | 35K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | 1.16M | 19K | -11K | -586K | -777K | -13K | -12K | -666K | -579K | -16K | -23K | -1.07M | -1.86M | -2.62M | -1.53M | -1.36M | -608K | -762K | -3.75M | -642K |
| Debt Issuance (Net) | 0 | -1000K | -1000K | -1000K | -1000K | -1000K | 1000K | -1000K | 1000K | -1000K | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K | 955K | 1000K | -1000K | -1000K |
| Other Financing | 235.99M | 47.34M | 27.89M | 62.22M | 135.94M | 137.24M | 84.8M | 129.81M | -41.34M | 139.81M | 128.19M | 52.04M | 308.66M | 80.69M | 218.24M | -154.33M | 65.81M | 53.68M | -256.39M | 258.03M |
| Net Change in Cash | 97.64M | -4.86M | -78.86M | -47.41M | 12.91M | 25.73M | 50.89M | 9.04M | -67.47M | 6.59M | 20.11M | -73.16M | 83.29M | -8.28M | 15.48M | -119K | 38.49M | -53.51M | -279.35M | 331.1M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 39.48M | 44.35M | 123.21M | 170.62M | 157.7M | 131.97M | 81.08M | 72.04M | 139.51M | 132.91M | 112.81M | 185.97M | 102.68M | 110.97M | 95.48M | 95.6M | 57.11M | 110.62M | 389.98M | 58.87M |
| Cash at End | 137.13M | 39.48M | 44.35M | 123.21M | 170.62M | 157.7M | 131.97M | 81.08M | 72.04M | 139.51M | 132.91M | 112.81M | 185.97M | 102.68M | 110.97M | 95.48M | 95.6M | 57.11M | 110.62M | 389.98M |
| Interest Paid | 0 | 28.73M | 28.74M | 27.48M | 26.43M | 27.61M | 28.79M | 26.89M | 26.32M | 24.44M | 20.61M | 17.47M | 13.01M | 9.03M | 5.38M | 2.54M | 3.16M | 2.33M | 3.41M | 2.61M |
| Income Taxes Paid | 0 | 1.69M | 1.23M | 361K | 20K | -457K | 457K | 0 | 0 | 2.43M | 3.83M | 1.19M | 7K | 4.78M | 0 | 0 | 17K | 4.56M | 2.3M | 7.63M |
| Free Cash Flow | 2.92M | 16.1M | 18.26M | 15.52M | 11.22M | 21.92M | 14.41M | 12.65M | 8.29M | 13.02M | 15.18M | 12.1M | 9.11M | 5.88M | 13.23M | 14.27M | 2.04M | 11.06M | 9.7M | 8.1M |
| FCF Growth % | -74.01% | -26.54% | 26.74% | 22.64% | 35.42% | 68.32% | -5.07% | 4.6% | -9.05% | 121.53% | 14.68% | -15.24% | 347.06% | -46.86% | 36.43% | 76.26% | -69.76% | -47.71% | 139.59% | 31038.46% |