Fool - Investing News·Jun 25, 2026
All Banks Crushed the Fed's Stress Tests This Year, and Some Truly ExcelledThat made it a perfect 32 for 32.
Deutsche Bank AG(DB)Earnings, Financials & Key Ratios
DB•NYSE•Banking & Credit
$36.64
10.4× P/E·Price updated Jul 7, 2026
AboutDeutsche Bank Aktiengesellschaft provides investment, financial, and related products and services to private individuals, corporate entities, and institutional clients worldwide. Its Corporate Bank segment provides cash management, trade finance and lending, trust and agency, foreign exchange, and securities services, as well as risk management solutions. The company's Investment Bank segment offers merger and acquisitions, and equity advisory services. This segment also focuses on financing, advisory, fixed income, risk management, sales and trading, and currencies. Its Private Bank segment provides payment and account services, and credit and deposit products, as well as investment advice, such as environmental, social, and governance products. This segment also provides wealth management, postal and parcel services, and digital offerings. The company's Asset Management segment provides investment solutions, such as alternative investments, which include real estate, infrastructure, private equity, liquid real assets, and sustainable investments; passive investments; and various services, including insurance and pension solutions, asset liability management, portfolio management solutions, asset allocation advisory, structuring, and overlay to institutions, governments, corporations and foundations, and individual investors. As of December 31, 2021, it operated 1,709 branches in 58 countries. The company was founded in 1870 and is headquartered in Frankfurt am Main, Germany.Show more
- Net Interest Income$15.69B+20.1%
- Total Revenue$60.86B-8.3%
- Net Income$6.93B+105.9%
- Return on Equity8.68%+99.0%
- Net Interest Margin1.09%+16.1%
- Efficiency Ratio33.98%-1.7%
- ROA0.49%+97.0%
- Equity / Assets5.59%-2.4%
- Book Value per Share40.14+3.1%
DB Price & Volume
Deutsche Bank AG (DB) stock price & volume — 10-year historical chart
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Revenue Volatility Masks Underlying Credit Provision Shifts
Investment Thesis • Updated 2025Q4
VerdictNeutral
Growth:Mixed
Profitability:Moderate
Financial:Vulnerable
Cash Flow:Mixed
Primary Risk:Credit provision volatility
Key Thesis Takeaways
- Deutsche Bank's fundamental outlook remains complex as the firm navigates significant swings in non-interest income and aggressive credit provisioning adjustments.
- While net interest income grew 17.1% year-over-year to $4.3 billion in 2025Q4, the bank's efficiency ratio deteriorated to 68.7%, signaling potential operational scaling challenges.
- Investors should monitor the $1.1 trillion investment securities portfolio and the thin 0.06 equity-to-assets ratio, which leave the firm sensitive to market-driven capital shocks.
Verdict Logic
while the bank maintains a 9.53 P/E ratio, the extreme volatility in credit provisions—swinging to a negative $6.3 billion in 2025Q4—creates significant uncertainty regarding the sustainability of reported earnings.
DB Growth Metrics
Deutsche Bank AG (DB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years3.42%
5 Years15.01%
3 Years17.72%
TTM-
Profit CAGR
10 Years-
5 Years69.53%
3 Years7.85%
TTM105.91%
EPS CAGR
10 Years-
5 Years113.72%
3 Years9.25%
TTM115.74%
Return on Capital
10 Years0.42%
5 Years0.84%
3 Years1.07%
Last Year1.94%
DB Recent Earnings
Deutsche Bank AG (DB) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 7/12 qtrs (64%)●Beat Revenue 3/12 qtrs (30%)
Q2 2026Latest
Apr 29, 2026Metric
Actual
Est
EPS
$1.24+7.8%
$1.15
Rev
$10.0B+1.7%
$9.9B
Q2 2026
Mar 11, 2026Metric
Actual
Est
EPS
$0.76
—
Rev
$9.1B
—
Q1 2026
Jan 29, 2026Metric
Actual
Est
EPS
$0.88+22.2%
$0.72
Rev
$9.1B+0.4%
$9.0B
Q4 2025
Oct 29, 2025Metric
Actual
Est
EPS
$0.97+14.5%
$0.85
Rev
$8.0B-8.9%
$8.8B
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 29, 2026 | $1.24vs $1.15+7.8% | $10.0Bvs $9.9B+1.7% |
| Q2 2026 | Mar 11, 2026 | $0.76 | $9.1B |
| Q1 2026 | Jan 29, 2026 | $0.88vs $0.72+22.2% | $9.1Bvs $9.0B+0.4% |
| Q4 2025 | Oct 29, 2025 | $0.97vs $0.85+14.5% | $8.0Bvs $8.8B-8.9% |
Based on last 12 quarters of dataView full earnings history →
Latest DB News
Recent stock market news and headlines for Deutsche Bank AG (DB)
WSJ·Jun 25, 2026
Deutsche Bank's Former CFO Has His Eye on a CEO RoleJames von Moltke, who stepped down as CFO in March but remained president, is leaving this month after overseeing a transformation of the German bank.
Proactive Investors·Jun 24, 2026
Deutsche Bank backs St James's Place to top £30 by 2030 despite share weaknessDeutsche Bank has reiterated its 'buy' rating on St James's Place PLC (LSE:STJ) and lifted its target price to 2,050p from 2,000p, calling the wealth manager its top pick despite a weak run for the shares this year. The broker noted the shares had delivered a total shareholder return of minus 16% so far in 2026, against a 7% gain for the FTSE All-Share.
Business Wire·Jun 24, 2026
Deutsche Bank, Swift and Financial Institutions Worldwide Team up to Deliver a New Era of International Money Transfers to GermanyFRANKFURT, Germany--(BUSINESS WIRE)--People in Germany receiving money from family, friends or businesses abroad will get a significantly better experience as Deutsche Bank goes live with a new consumer payments initiative from Swift, the organisation behind the global network that connects more than 11,500 financial institutions in over 200 markets, which is enabling international payments to reach the end customer's account in a matter of seconds. The initiative sets a new standard for intern.
Proactive Investors·Jun 22, 2026
Fed hawkishness and stretched valuations offset Iran deal relief, Deutsche Bank saysDespite the interim US-Iran deal and a considerable fall in oil prices, risk assets have barely moved, with the S&P 500 still beneath its record high from early June and credit spreads widening. The puzzle reflects four competing forces, Deutsche Bank analyst Henry Allen argues.
Peers Comparison
Key metrics vs top competitors for Deutsche Bank AG (DB)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $36.64 | $70.1B | 10.38 | -8.25% | 11.39% | 8.68% | — | |
| $51.44 | $168.61B | 21.80 | -0.51% | 10.48% | 7% | — | |
| $26.07 | $145.26B | 13.50 | 4.08% | 22.98% | 17.25% | — | |
| $14.19 | $208.28B | 14.27 | -7.71% | 18.62% | 12.76% | — | |
| $32.24 | $92.74B | 13.31 | -65.31% | 15.23% | 12.38% | — | |
| $27.41 | $92.56B | 11.37 | -10.85% | 25.26% | 9.19% | — |
Compare DB vs Peers
Deutsche Bank AG (DB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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DB Frequently Asked Questions
Deutsche Bank AG (DB) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is Deutsche Bank AG growing?
Deutsche Bank AG (DB) saw revenue decline by 8.3% over the past year.
Is DB profitable?
Yes, Deutsche Bank AG (DB) is profitable, generating $6.93B in net income for fiscal year 2025 (11.4% net margin).
Dividend & Returns
What is DB's return on equity?
Deutsche Bank AG (DB) has a return on equity (ROE) of 8.7%. This is below average, suggesting room for improvement.
Industry Metrics
What is Deutsche Bank AG's net interest margin?
Deutsche Bank AG (DB) has a net interest margin (NIM) of 1.1%. NIM has been under pressure due to interest rate environment.
What is Deutsche Bank AG's efficiency ratio?
Deutsche Bank AG (DB) has an efficiency ratio of 34.0%. This is excellent, indicating strong cost control.