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CURVTorrid Holdings Inc.
$1.86$185M
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  4. Financial Ratios

Torrid Holdings Inc. (CURV) Financial Ratios

Latest Ratios: P/E Ratio -26.8x · EV/EBITDA 6.6x · ROE N/A. (2017–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

CURV Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Market Cap$185M$117M$746M$539M$389M$1.0B————
Enterprise Value$602M$533M$1.2B$1.0B$923M$1.6B————
P/E Ratio →-26.84—47.0746.917.75—————
P/S Ratio0.190.120.680.470.300.79————
P/B Ratio——————————
P/FCF——11.8432.1212.989.75————
P/OCF——9.6412.607.298.34————

P/E links to full P/E history page with 30-year chart

CURV EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
EV / Revenue—0.531.050.900.721.23————
EV / EBITDA6.625.8720.3611.475.1012.74————
EV / EBIT28.1124.9120.3418.149.0834.75————
EV / FCF——18.4861.9130.8115.21————

CURV Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Gross Margin34.8%34.8%37.5%35.2%35.7%40.6%33.9%38.2%35.5%37.1%
Operating Margin2.1%2.1%5.2%5.0%7.9%3.5%5.8%7.4%11.4%2.6%
Net Profit Margin-0.7%-0.7%1.5%1.0%3.9%-2.3%2.5%4.0%9.5%0.1%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
ROE———————270.8%65.6%0.6%
ROA-1.6%-1.6%3.4%2.3%9.1%-4.9%3.8%8.8%26.9%0.3%
ROIC7.5%7.5%16.7%14.5%24.9%10.9%10.9%19.4%53.5%10.0%
ROCE11.4%11.4%24.3%22.6%37.5%13.6%13.6%24.2%52.8%10.2%

CURV Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Debt / Equity————————0.120.20
Debt / EBITDA4.804.808.165.653.024.813.823.940.120.64
Net Debt / Equity————————0.050.15
Net Debt / EBITDA4.584.587.315.522.954.572.893.750.050.47
Debt / FCF——6.6429.7917.835.462.727.650.08—
Interest Coverage0.670.671.611.463.391.542.664.6798.50—

CURV Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Current Ratio0.780.780.860.770.810.740.930.881.041.30
Quick Ratio0.230.230.300.160.130.170.520.240.230.25
Cash Ratio0.080.080.180.050.050.100.470.150.070.06
Asset Turnover—2.502.262.422.442.211.501.632.872.46
Inventory Turnover4.784.784.655.254.604.456.085.355.524.03
Days Sales Outstanding——0.93———————

CURV Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Dividend Yield—————29.7%————
Payout Ratio——————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Earnings Yield——2.1%2.1%12.9%—————
FCF Yield——8.4%3.1%7.7%10.3%————
Buyback Yield10.9%17.2%0.0%0.0%8.2%2.3%————
Total Shareholder Yield10.9%17.2%0.0%0.0%8.2%32.0%————
Shares Outstanding—$101M$106M$104M$104M$110M$110M$110M$110M$110M

Key Metrics

Growth RegimeContracting
ProfitabilityStrained
Balance SheetVulnerable
Cash FlowDeteriorating
Top Statement Risk

Liquidity and solvency pressure

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Market Skepticism Reflects Structural Challenges

As reported in recent financial filings, Torrid's EV/EBITDA multiple of 6.75x suggests that the market is pricing in significant long-term earnings risk, as investors remain wary of the company's ability to stabilize its top-line performance amidst a broader contraction in the specialty retail apparel sector.

The current valuation appears to reflect a deep discount compared to broader retail peers, which may be justified by the company's negative net income and thin liquidity. Investors should monitor whether this low multiple represents a value opportunity or a permanent impairment of the brand's long-term earnings power.

Capital Efficiency Remains Under Pressure

Based on historical data, Torrid's ROIC has fluctuated significantly, dropping from 7.1% in 2024Q1 to 3.3% in 2026Q1, which indicates that the company is struggling to generate meaningful returns on its invested capital as it navigates a period of sustained revenue decline and operational margin compression.

The volatility in ROIC suggests that the company's capital allocation strategy is currently failing to create value, likely due to the high fixed-cost burden of its physical store footprint. This trend warrants further investigation into whether management can optimize its asset base to improve returns in a lower-growth environment.

Working Capital Management Shows Instability

According to recent quarterly reports, Torrid's inventory days on hand have remained elevated, fluctuating between 71 and 83 days over the last ten quarters, which suggests that the company is facing persistent challenges in aligning its inventory levels with the current pace of consumer demand.

The inability to consistently reduce inventory turnover times implies that the company may be carrying stale merchandise, which risks future margin-eroding markdowns. This inefficiency in working capital management is a critical drag on cash flow and limits the company's ability to pivot toward more profitable product categories.

Liquidity Buffers Remain Critically Thin

As indicated by the most recent financial statements, the current ratio of 0.79 and a quick ratio of 0.24 highlight a precarious liquidity position, leaving the company with minimal financial flexibility to absorb operational shocks or fund necessary strategic pivots in the current retail environment.

The reliance on inventory to meet short-term obligations is a significant risk factor, especially given the potential for fashion-related obsolescence in the plus-size apparel segment. Investors should monitor the company's ability to maintain access to credit facilities, as the current cash position provides little margin for error.

Misapplication of P/S Valuation Multiples

The P/S ratio of 0.20 is frequently misapplied to Torrid's business model, as it obscures the company's underlying profitability issues and high fixed-cost structure, which render revenue-based valuation metrics largely irrelevant in the context of the firm's current negative net margin and significant debt service obligations.

Analysts should instead focus on EV/EBITDA or free cash flow yield to better capture the company's true operational health and ability to service its debt. Relying on P/S ignores the reality that revenue growth is currently value-destructive due to the high cost of customer acquisition and store maintenance.

Download Financial Ratios Data

Includes 30+ ratios · 9 years · Updated daily

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CURV — Frequently Asked Questions

Quick answers to the most common questions about buying CURV stock.

What is Torrid Holdings Inc.'s P/E ratio?

Torrid Holdings Inc.'s current P/E ratio is -26.8x. The historical average is 33.9x.

What is Torrid Holdings Inc.'s EV/EBITDA?

Torrid Holdings Inc.'s current EV/EBITDA is 6.6x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 11.1x.

Is CURV stock overvalued?

Based on historical data, Torrid Holdings Inc. is trading at a P/E of -26.8x. Compare with industry peers and growth rates for a complete picture.

What are Torrid Holdings Inc.'s profit margins?

Torrid Holdings Inc. has 34.8% gross margin and 2.1% operating margin.

How much debt does Torrid Holdings Inc. have?

Torrid Holdings Inc.'s Debt/EBITDA ratio is 4.8x, indicating high leverage. A ratio above 4x may signal elevated financial risk.