Currenc Group, Inc. (CURR) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 |
|---|
| Net Interest Income | -1.18M | 99.47K | -939.54K | -1.09M | -832.94K | -3.86M | -2.52M | -1.31M | -3.35M | -1.5M | 2K | -1.66M | -38K | 8K | -190K | -194K | -119K | -176K | -133K | -62K |
| NII Growth % | -42.02% | 102.58% | 62.65% | 17.09% | 75.14% | -157.56% | -125867.95% | 21.22% | -8717.65% | -18812.1% | 101.05% | -758.05% | 68.07% | 104.55% | -42.86% | -212.9% | 95.04% | -551.85% | -1230% | -3200% |
| Net Interest Margin % | -1.04% | 0.11% | -0.99% | -0.98% | -0.77% | -3.35% | -244.21% | -1.02% | -2.37% | -1.08% | 0.05% | -32.03% | -0.02% | 0.05% | -0.14% | -0.52% | -0.09% | -0.42% | -0.3% | -0.14% |
| Interest Income | 0 | 99.47K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 15K | 0 | 34K | 14K | 1K | 2K | 58K | 2K | 1K | 2K |
| Interest Expense | 1.18M | 0 | 939.54K | 1.09M | 832.94K | 3.86M | 2.52M | 1.31M | 3.35M | 1.5M | 13K | 1.66M | 72K | 6K | 191K | 196K | 177K | 178K | 134K | 64K |
| Loan Loss Provision | 3.77M | 5.12M | 4.53M | 5.77M | 6.98M | 4.27M | 4.69M | 7.39M | 5.86M | 7.1M | 8.76M | 7.66M | 11.33M | 350K | -41K | 157K | 271K | 334K | 663K | 353K |
| Non-Interest Income | 8.65M | 10.29M | 8.71M | 10.06M | 11.06M | 11.26M | 11.01M | 13.1M | 13.35M | 12.74M | 13.28M | 13.87M | 15.28M | 1.77M | 1.12M | 1.1M | 1.56M | 1.36M | 2.11M | 1.44M |
| Non-Interest Income % | 100% | 99.04% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 99.89% | 100% | 99.78% | 99.22% | 99.91% | 99.82% | 96.41% | 99.85% | 99.95% | 99.86% |
| Total Revenue | 8.65M | 10.39M | 8.71M | 10.06M | 11.06M | 11.26M | 11.01M | 13.1M | 13.35M | 12.74M | 13.29M | 13.87M | 15.31M | 1.78M | 1.12M | 1.1M | 1.62M | 1.36M | 2.11M | 1.45M |
| Revenue Growth % | -21.81% | -7.69% | -20.85% | -23.26% | -17.14% | -11.6% | -17.2% | -5.54% | -12.8% | 613.93% | 1083.69% | 1157.71% | 847.67% | 31.27% | -46.75% | -23.67% | 23.36% | 607.81% | 684.01% | 416.07% |
| Non-Interest Expense | 7.72M | 519.58K | 7.59M | 7.52M | 11.93M | 19.07M | 5.15M | 5.83M | 5.16M | 6.45M | 6.31M | 6.08M | 10.34M | 3.61M | 3.12M | 3.63M | 4.41M | 5.18M | 5.47M | 6.19M |
| Efficiency Ratio | 89.29% | 5% | 87.08% | 74.81% | 107.8% | 169.32% | 46.76% | 44.48% | 38.61% | 50.67% | 47.47% | 43.84% | 67.55% | 202.47% | 277.83% | 328.92% | 272.59% | 381.53% | 259.41% | 428.3% |
| Operating Income | -4.03M | 4.76M | -4.35M | -4.32M | -8.68M | -15.93M | -1.35M | -1.42M | -1.01M | -2.31M | -1.79M | -1.53M | -6.43M | -2.18M | -6.78M | -4.76M | -2.38M | -4.95M | -3.27M | -4.5M |
| Operating Margin % | -46.55% | 45.76% | -49.87% | -42.97% | -78.4% | -141.48% | -12.26% | -10.84% | -7.55% | -18.18% | -13.47% | -11.04% | -42.01% | -122.42% | -603.74% | -431.46% | -147.52% | -363.94% | -154.81% | -311.35% |
| Operating Income Growth % | 53.58% | 129.86% | -221.88% | -204.15% | -760.04% | -588.14% | 24.61% | 7.24% | 84.32% | -6% | 73.59% | 67.82% | -169.86% | 55.84% | -107.66% | -5.78% | 49.28% | -78.43% | 75.76% | -327.22% |
| Pretax Income | -12.12M | 3.11M | -4.91M | -4.44M | -27.21M | -4.94M | -3.54M | -2.56M | -3.9M | -3.59M | -3.11M | -3.29M | -9.05M | 481.83K | -6.93M | -5.15M | -4.36M | -4.34M | -1.32M | -3.17M |
| Pretax Margin % | -140.05% | 29.91% | -56.35% | -44.14% | -245.95% | -43.83% | -32.14% | -19.55% | -29.23% | -28.18% | -23.4% | -23.73% | -59.07% | 27.01% | -617.19% | -467% | -269.68% | -319.57% | -62.64% | -219.45% |
| Income Tax | 75.72K | -30.5K | 55.23K | 48.48K | 351.83K | 86.04K | 69.9K | 70.53K | 67.83K | 226.43K | 181.35K | 47.87K | -634.81K | 684K | 2.88M | -2K | -1.33M | 950K | 0 | 0 |
| Effective Tax Rate % | -0.62% | -0.98% | -1.13% | -1.09% | -1.29% | -1.74% | -1.98% | -2.75% | -1.74% | -6.31% | -5.83% | -1.45% | 7.02% | 141.96% | -41.52% | 0.04% | 30.47% | -21.87% | 0% | 0% |
| Net Income | -12.01M | 2.91M | -4.66M | -4.67M | -27.67M | -4.96M | -3.81M | -3.03M | -4.4M | -3.83M | -3.54M | -3.54M | -8.72M | -3.59M | -9.62M | -5.15M | -4.36M | -4.34M | -1.32M | -3.17M |
| Net Margin % | -138.88% | 28.03% | -53.43% | -46.49% | -250.03% | -44.06% | -34.65% | -23.16% | -32.92% | -30.07% | -26.61% | -25.54% | -56.93% | -201.4% | -856.54% | -467% | -269.68% | -319.57% | -62.64% | -219.45% |
| Net Income Growth % | 56.57% | 158.72% | -22.05% | -54.02% | -529.43% | -29.52% | -7.83% | 14.35% | 49.58% | -6.61% | 63.23% | 31.21% | -100.04% | 17.27% | -628.16% | -62.44% | 73.55% | -57.87% | 90.17% | -254.99% |
| Net Income (Continuing) | -12.19M | 3.14M | -4.96M | -4.49M | -27.57M | -5.02M | -3.61M | -2.63M | -3.97M | -3.82M | -3.29M | -3.34M | -8.41M | -202.17K | -983.5K | -462.57K | -151.85K | -788 | -1.32M | -3.17M |
| EPS (Diluted) | -0.16 | 0.05 | -0.10 | -0.13 | -0.72 | -0.13 | 0.00 | -0.04 | 0.05 | -0.03 | -0.01 | -0.00 | -0.10 | -0.05 | -0.14 | -0.10 | -0.08 | -0.07 | -0.02 | -0.07 |
| EPS Growth % | 77.78% | 139.69% | - | -234.19% | -1682.42% | -322.08% | 115.94% | - | 145.5% | 39.37% | 90.14% | 97.1% | -25.47% | 27.32% | -533.48% | -50.38% | 77.23% | -5.11% | 93.09% | -223.84% |
| EPS (Basic) | -0.16 | 0.05 | -0.10 | -0.13 | -0.72 | -0.13 | 0.00 | -0.04 | 0.05 | -0.03 | -0.01 | -0.00 | -0.10 | -0.05 | -0.14 | -0.10 | -0.08 | -0.07 | -0.02 | -0.07 |
| Diluted Shares Outstanding | 76.61M | 56.43M | 46.53M | 35.37M | 46.53M | 38.16M | 77.99M | 77.99M | 75.11M | 72.23M | 71.48M | 71.43M | 71.4M | 70.69M | 69.87M | 50.83M | 54.68M | 62.17M | 59.84M | 47.69M |