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CURRCurrenc Group, Inc.
$2.75$211M
Overview & Verdict
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CURR logoCurrenc Group, Inc.(CURR)Earnings, Financials & Key Ratios

CURR•NASDAQ•Banking & Credit
$2.75
Price updated Jul 6, 2026
SectorFinancial ServicesIndustryCredit ServicesSub-IndustryPayment Networks and Merchant Acquiring
AboutCurrenc Group, Inc. engages in operating a fintech banking platform. It operates through the following segments: Remittance Services, Sales of Airtime, and Other Services. The company is headquartered in Singapore.Show more
  • Net Interest Income-$3M+63.5%
  • Total Revenue$38M-18.6%
  • Net Income-$18M+53.3%
  • Return on Equity-98.82%
  • Net Interest Margin-2.73%+65.3%
  • Efficiency Ratio61.76%-31.7%
  • ROA-16.56%+47.6%
  • Equity / Assets16.35%+142.5%
  • Book Value per Share0.30+127.7%

CURR Price & Volume

Currenc Group, Inc. (CURR) stock price & volume — 10-year historical chart

Loading chart...

Persistent Revenue Contraction Masks Operational Fragility

Investment Thesis • Updated 2025Q4

VerdictNeutral
Growth:Contracting
Profitability:Negative
Financial:Mixed
Cash Flow:Mixed
Primary Risk:Persistent negative operating leverage

Key Thesis Takeaways

  • Currenc Group faces a challenging outlook characterized by a consistent decline in core revenue from $13.4M in 2023Q4 to $8.7M in 2025Q4, signaling significant erosion in its primary remittance corridors.
  • While the company maintains a $78.6M cash buffer, its inability to achieve consistent operating profitability, evidenced by a -46.5% operating margin in 2025Q4, raises concerns regarding long-term sustainability.
  • Investors should monitor the company's reliance on working capital swings and stock-based compensation, which currently obscure the true economic cost of its operations.

Verdict Logic

Negative: The company's persistent revenue decline and negative equity of -$5.7M suggest fundamental operational distress that outweighs the temporary liquidity provided by its $78.6M cash balance.

CURR Growth Metrics

Currenc Group, Inc. (CURR) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years70.38%
5 Years-9.29%
3 Years-12.01%
TTM-

Profit CAGR

10 Years-
5 Years-
3 Years-
TTM53.31%

EPS CAGR

10 Years-
5 Years-
3 Years-
TTM61.84%

Return on Capital

10 Years-645.45%
5 Years-750.53%
3 Years-94.96%
Last Year-33.34%

CURR Recent Earnings

Currenc Group, Inc. (CURR) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 1/12 qtrs (25%)●Beat Revenue 1/12 qtrs (25%)
Q2 2026Latest
May 1, 2026
Metric
Actual
Est
EPS
$0.12
—
Rev
—
—
Q2 2026
Apr 30, 2026
Metric
Actual
Est
EPS
$0.16-45.5%
$0.11
Rev
$9M-8.9%
$10M
Q4 2025
Nov 10, 2025
Metric
Actual
Est
EPS
$0.05+141.7%
$0.12
Rev
$10M+18.1%
$9M
Q3 2025
Aug 4, 2025
Metric
Actual
Est
EPS
$0.10-150.0%
$0.04
Rev
$9M-16.2%
$10M
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestMay 1, 2026
$0.12
—
Q2 2026Apr 30, 2026
$0.16vs $0.11-45.5%
$9Mvs $10M-8.9%
Q4 2025Nov 10, 2025
$0.05vs $0.12+141.7%
$10Mvs $9M+18.1%
Q3 2025Aug 4, 2025
$0.10vs $0.04-150.0%
$9Mvs $10M-16.2%
Based on last 12 quarters of dataView full earnings history →

Latest CURR News

Recent stock market news and headlines for Currenc Group, Inc. (CURR)

GlobeNewsWire·Jun 24, 2026
Currenc Group Executes Strategic Restructuring of Indonesian WalletKu Subsidiary to Refocus on High-Growth AI & Web3 Roadmap

SINGAPORE, June 24, 2026 (GLOBE NEWSWIRE) -- Currenc Group Inc. (Nasdaq: CURR) (“Currenc” or the “Company”), a leading AI-powered fintech provider serving financial institutions globally, today announced a targeted operational restructuring for its indirect Indonesian digital payments subsidiary PT Walletku Indompet Indonesia (“WalletKu”), aligned with the Group's long-term strategy to prioritize high-margin artificial intelligence and Web3 verticals and unlock sustainable shareholder value.

Globe News Wire·Jun 24, 2026
Currenc Group Executes Strategic Restructuring of Indonesian WalletKu Subsidiary to Refocus on High-Growth AI & Web3 Roadmap

SINGAPORE, June 24, 2026 (GLOBE NEWSWIRE) -- Currenc Group Inc. (Nasdaq: CURR) ("Currenc" or the "Company"), a leading AI-powered fintech provider serving financial institutions globally, today announced a targeted operational restructuring for its indirect Indonesian digital payments subsidiary PT Walletku Indompet Indonesia ("WalletKu"), aligned with the Group's long-term strategy to prioritize high-margin artificial intelligence and Web3 verticals and unlock sustainable shareholder value.

Peers Comparison

Key metrics vs top competitors for Currenc Group, Inc. (CURR)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
CURR logoCURRCurrenc Group, Inc.Current
$2.75$210.58M-9.17-18.57%-48.74%-98.82%—
IMXI logoIMXIInternational Money Express, Inc.
$14.17$426.44M13.12-7.72%5.27%16.51%—
MGNI logoMGNIMagnite, Inc.
$20.84$2.98B21.946.85%21.96%18.57%—
RPAY logoRPAYRepay Holdings Corporation
$4.18$368.2M-1.39-1.21%-82.73%-46.64%—
EVTC logoEVTCEVERTEC, Inc.
$28.80$1.77B13.0910.21%13.95%18.65%—
PAYO logoPAYOPayoneer Global Inc.
$7.13$2.39B37.537.68%6.76%10.01%—

Compare CURR vs Peers

Currenc Group, Inc. (CURR) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs IMXI

Most directly comparable listed peer for CURR.

Scale Benchmark

vs V

Larger-name benchmark to compare CURR against a more recognizable public peer.

Peer Set

Compare Top 5

vs IMXI, MGNI, RPAY, EVTC

CURR SEC Filings & Documents

Currenc Group, Inc. (CURR) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Jun 30, 2025·SEC

Material company update

Jun 25, 2025·SEC

Material company update

Jun 20, 2025·SEC

10-K Annual Reports

4
FY 2025

Apr 14, 2025·SEC

FY 2024

May 17, 2024·SEC

FY 2024

Mar 27, 2024·SEC

10-Q Quarterly Reports

6
FY 2025

May 20, 2025·SEC

FY 2024

Nov 19, 2024·SEC

FY 2024

Nov 19, 2024·SEC

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CURR Frequently Asked Questions

Currenc Group, Inc. (CURR) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Currenc Group, Inc. growing?

Currenc Group, Inc. (CURR) saw revenue decline by 18.6% over the past year.

Is CURR profitable?

Currenc Group, Inc. (CURR) reported a net loss of $18.4M for fiscal year 2025.

Dividend & Returns
What is CURR's return on equity?

Currenc Group, Inc. (CURR) has a return on equity (ROE) of -98.8%. Negative ROE indicates the company is unprofitable.

Industry Metrics
What is Currenc Group, Inc.'s net interest margin?

Currenc Group, Inc. (CURR) has a net interest margin (NIM) of -2.7%. NIM has been under pressure due to interest rate environment.

What is Currenc Group, Inc.'s efficiency ratio?

Currenc Group, Inc. (CURR) has an efficiency ratio of 61.8%. This is reasonable for a bank.

What if you invested $1,000 in CURR back in 2014?

Total return calculator · dividends reinvested · 12+ years of data

See returns →