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CUBICustomers Bancorp, Inc.
$78.08$2.6B
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CUBI logoCustomers Bancorp, Inc.(CUBI)Earnings, Financials & Key Ratios

CUBI•NYSE•Banking & Credit
$78.08
12.6× P/E·Price updated Jul 6, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutCustomers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides financial products and services to individual consumers, and small and middle market businesses. The company offers deposits products, including checking, savings, MMDA, and other deposits accounts. It offers loan products, including commercial mortgage warehouse loans, multi-family and commercial real estate loans, business banking, small business loans, equipment financing, residential mortgage loans, and installment loans. It also offers traditional banking activities, including mobile phone banking, internet banking, wire transfers, electronic bill payment, lock box services, remote deposit capture services, courier services, merchant processing services, cash vault, controlled disbursements, positive pay, cash management services, such as account reconciliation, collections, and sweep accounts. It operates 12 full-service branches, as well as limited production and administrative offices in Southeastern Pennsylvania, including Bucks, Berks, Chester, Philadelphia, and Delaware Counties; Harrisburg, Pennsylvania; Rye Brook and New York; Hamilton, New Jersey; Boston, Massachusetts; Providence, Rhode Island; Portsmouth, New Hampshire; Manhattan and Melville, New York; Washington D.C.; Chicago, Illinois; Dallas, Texas; Orlando, Florida; and Wilmington, North Carolina. Customers Bancorp, Inc. was founded in 1994 and is headquartered in West Reading, Pennsylvania.Show more
  • Net Interest Income$750M+14.7%
  • Total Revenue$1.41B+3.9%
  • Net Income$224M+23.5%
  • Return on Equity11.34%+8.6%
  • Net Interest Margin3.01%+2.8%
  • Efficiency Ratio29.63%+3.5%
  • ROA0.95%+14.1%
  • Equity / Assets8.5%+3.2%
  • Book Value per Share59.76+6.5%

CUBI Price & Volume

Customers Bancorp, Inc. (CUBI) stock price & volume — 10-year historical chart

Loading chart...

Regulatory Oversight Challenges Amidst NII Recovery

Investment Thesis • Updated 2025Q4

VerdictNeutral
Growth:Mixed
Profitability:Moderate
Financial:Adequate
Cash Flow:Mixed
Primary Risk:Regulatory compliance and oversight

Key Thesis Takeaways

  • Customers Bancorp exhibits a complex profile characterized by a robust 21.8% year-over-year NII growth in 2025Q4, yet this is tempered by persistent NIM compression at 0.8% and significant regulatory compliance burdens.
  • The bank's strategic pivot toward a $23.8 billion investment securities portfolio suggests a defensive posture, though this creates duration mismatch risks that investors should monitor closely.
  • While management demonstrated confidence through $85.0 million in share buybacks during 2025Q4, the thin 0.08 equity-to-assets ratio necessitates caution regarding future capital adequacy.

Verdict Logic

while the 21.8% NII growth is encouraging, the combination of a 0.8% NIM and the regulatory-driven compliance costs suggests that the current 1.36 P/B valuation may not fully account for the underlying operational risks.

CUBI Growth Metrics

Customers Bancorp, Inc. (CUBI) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years17.73%
5 Years18.69%
3 Years16.48%
TTM-

Profit CAGR

10 Years14.36%
5 Years11.07%
3 Years-0.58%
TTM23.49%

EPS CAGR

10 Years12.21%
5 Years8.78%
3 Years-1.61%
TTM22.05%

Return on Capital

10 Years8.01%
5 Years9.92%
3 Years7.8%
Last Year4.97%

CUBI Recent Earnings

Customers Bancorp, Inc. (CUBI) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 9/12 qtrs (82%)●Beat Revenue 8/12 qtrs (73%)
Q2 2026Latest
Apr 23, 2026
Metric
Actual
Est
EPS
$1.97+4.8%
$1.88
Rev
$225M+0.9%
$223M
Q1 2026
Feb 27, 2026
Metric
Actual
Est
EPS
$2.10
—
Rev
$388M
—
Q1 2026
Jan 22, 2026
Metric
Actual
Est
EPS
$2.06+1.0%
$2.04
Rev
$237M+3.7%
$228M
Q4 2025
Oct 23, 2025
Metric
Actual
Est
EPS
$2.20+15.8%
$1.90
Rev
$228M+6.0%
$215M
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestApr 23, 2026
$1.97vs $1.88+4.8%
$225Mvs $223M+0.9%
Q1 2026Feb 27, 2026
$2.10
$388M
Q1 2026Jan 22, 2026
$2.06vs $2.04+1.0%
$237Mvs $228M+3.7%
Q4 2025Oct 23, 2025
$2.20vs $1.90+15.8%
$228Mvs $215M+6.0%
Based on last 12 quarters of dataView full earnings history →

Latest CUBI News

Recent stock market news and headlines for Customers Bancorp, Inc. (CUBI)

PRNewsWire·Jun 26, 2026
NYSE Content Update: Doncasters Shares Jump 42% in NYSE Trading Debut

NYSE issues a pre-market daily advisory direct from the trading floor. NEW YORK, June 26, 2026 /PRNewswire/ -- The New York Stock Exchange (NYSE) provides a daily pre-market update directly from the NYSE Trading Floor.

Peers Comparison

Key metrics vs top competitors for Customers Bancorp, Inc. (CUBI)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
CUBI logoCUBICustomers Bancorp, Inc.Current
$78.08$2.63B12.593.94%15.84%11.34%0.39%
WSFS logoWSFSWSFS Financial Corporation
$77.91$4.05B15.31-3.05%22.64%11.38%—
TBBK logoTBBKThe Bancorp, Inc.
$64.54$2.69B13.12-2.77%29.67%30.56%—
FFBC logoFFBCFirst Financial Bancorp.
$34.63$3.63B13.022.75%20.93%10.23%—
INDB logoINDBIndependent Bank Corp.
$84.72$4.09B19.0419.82%19.81%7.01%—
CATY logoCATYCathay General Bancorp
$62.55$4.19B13.78-0.43%24.09%11.37%—

Compare CUBI vs Peers

Customers Bancorp, Inc. (CUBI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs WSFS

Most directly comparable listed peer for CUBI.

Scale Benchmark

vs V

Larger-name benchmark to compare CUBI against a more recognizable public peer.

Peer Set

Compare Top 5

vs WSFS, TBBK, FFBC, INDB

CUBI SEC Filings & Documents

Customers Bancorp, Inc. (CUBI) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Apr 23, 2026·SEC

Material company update

Apr 15, 2026·SEC

Material company update

Mar 24, 2026·SEC

10-K Annual Reports

2
FY 2026

Feb 27, 2026·SEC

FY 2025

Feb 28, 2025·SEC

10-Q Quarterly Reports

3
FY 2025

Nov 7, 2025·SEC

FY 2025

Aug 7, 2025·SEC

FY 2025

May 9, 2025·SEC

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CUBI Frequently Asked Questions

Customers Bancorp, Inc. (CUBI) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Customers Bancorp, Inc. growing?

Customers Bancorp, Inc. (CUBI) grew revenue by 3.9% over the past year. Growth has been modest.

Is CUBI profitable?

Yes, Customers Bancorp, Inc. (CUBI) is profitable, generating $224.1M in net income for fiscal year 2025 (15.8% net margin).

Dividend & Returns
Does CUBI pay dividends?

Yes, Customers Bancorp, Inc. (CUBI) pays a dividend with a yield of 0.39%. This makes it attractive for income-focused investors.

What is CUBI's return on equity?

Customers Bancorp, Inc. (CUBI) has a return on equity (ROE) of 11.3%. This is reasonable for most industries.

Industry Metrics
What is Customers Bancorp, Inc.'s net interest margin?

Customers Bancorp, Inc. (CUBI) has a net interest margin (NIM) of 3.0%. This indicates healthy earnings from lending activities.

What is Customers Bancorp, Inc.'s efficiency ratio?

Customers Bancorp, Inc. (CUBI) has an efficiency ratio of 29.6%. This is excellent, indicating strong cost control.

What if you invested $1,000 in CUBI back in 2009?

Total return calculator · dividends reinvested · 17+ years of data

See returns →