CNO Financial Group, Inc. (CNO) Earnings History
Profitable24 years of earnings data (2002–2025) · Positive TTM net income
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CNO Financial Group, Inc. (CNO) Earnings Overview
As of July 7, 2026, CNO Financial Group, Inc. (CNO) reported trailing twelve-month net income of $246M, reflecting -37.2% year-over-year growth. The company earned $2.61 per diluted share over the past four quarters, with a net profit margin of 5.1%.
Looking at the long-term picture, CNO's 5-year EPS compound annual growth rate (CAGR) stands at +2.2%, reflecting modest earnings expansion. The company achieved its highest annual net income of $2.30B in fiscal 2003.
CNO Financial Group, Inc. maintains positive profitability with a gross margin of 44.8%, operating margin of 6.5%, and net margin of 5.1%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including GL ($1.18B net income, 19.4% margin), FG ($534M net income, 4.6% margin), CRBG ($245M net income, -12.7% margin), CNO has room to improve margins relative to the peer group. Compare CNO vs GL →
CNO Earnings vs Peers
Earnings metrics vs comparable public companies
CNO Historical Earnings Data (2002–2025)
24 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $229M | -43.2% | $293M | $2.35 | 5.1% | 6.5% |
| 2024 | $404M | +46.1% | $518M | $3.74 | 9.1% | 11.7% |
| 2023 | $277M | -56.2% | $357M | $2.40 | 6.7% | 8.6% |
| 2022 | $631M | +10.6% | $817M | $5.36 | 17.6% | 22.8% |
| 2021 | $570M | +89.0% | $733M | $3.36 | 13.8% | 17.8% |
| 2020 | $302M | -26.3% | $344M | $2.11 | 7.9% | 9.0% |
| 2019 | $409M | +230.0% | $274M | $2.61 | 10.2% | 6.8% |
| 2018 | -$315M | -279.4% | -$265M | $-1.90 | -7.3% | -6.1% |
| 2017 | $176M | -51.0% | $481M | $1.02 | 4.1% | 11.2% |
| 2016 | $358M | +32.3% | $353M | $2.01 | 9.0% | 8.8% |
| 2015 | $271M | +426.7% | $368M | $1.39 | 7.1% | 9.7% |
| 2014 | $51M | -89.2% | $175M | $0.24 | 1.2% | 4.2% |
| 2013 | $478M | +116.3% | $305M | $2.05 | 10.7% | 6.8% |
| 2012 | $221M | -34.2% | $156M | $0.83 | 5.1% | 3.6% |
| 2011 | $336M | +18.0% | $306M | $1.26 | 8.1% | 7.4% |
| 2010 | $285M | +232.1% | $294M | $0.94 | 7.0% | 7.2% |
| 2009 | $86M | +107.6% | $174M | $0.45 | 2.0% | 4.0% |
| 2008 | -$1.13B | -529.4% | $4M | $-6.10 | -27.0% | 0.1% |
| 2007 | -$180M | -269.7% | -$10M | $-1.12 | -4.4% | -0.2% |
| 2006 | $106M | -66.1% | $167M | $0.45 | 2.4% | 3.7% |
| 2005 | $313M | +7.9% | $484M | $1.69 | 7.2% | 11.2% |
| 2004 | $290M | -87.4% | $446M | $1.48 | 6.7% | 10.3% |
| 2003 | $2.30B | +129.3% | $2.32B | $22.68 | 48.8% | 49.3% |
| 2002 | -$7.84B | - | -$1.63B | $-78.30 | -176.1% | -36.7% |
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CNO — Frequently Asked Questions
Quick answers to the most common questions about buying CNO stock.
What is CNO earnings per share (EPS)?
CNO trailing twelve-month (TTM) diluted EPS is $2.61, reflecting -37.2% year-over-year growth. The 5-year EPS CAGR is +2.2%. Complete EPS history from 2002 to 2025 is available in the table on this page.
What is CNO Financial Group, Inc.'s net income?
CNO Financial Group, Inc. (CNO) trailing twelve-month net income is $246M as of 2025. Earnings declined -37.2% year-over-year. CNO Financial Group, Inc. has been profitable for 7 consecutive years.
Is CNO profitable?
Yes, CNO is profitable with a TTM net income of $246M and a net profit margin of +5.1%. CNO Financial Group, Inc. has generated profits for 7 consecutive years.
What is CNO's earnings growth rate?
CNO compound annual EPS growth rates (CAGR): 1-Year: -37.2%, 3-Year: -24.0%, 5-Year: +2.2%, 10-Year: +5.4%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2002 to 2025.
What are CNO's profit margins?
CNO Financial Group, Inc. net profit margin is +5.1%, operating margin is +6.5%, and gross margin is +44.8%. Margins are within a typical range for the sector. Return on Equity is +8.9%.
Is CNO growing earnings?
CNO earnings are declining — EPS fell -37.2% year-over-year. TTM net income dropped to $246M. This contrasts with the 5-year CAGR of +2.2%.
What was CNO's best earnings year?
CNO Financial Group, Inc.'s highest annual net income on record is $2.3B, achieved in fiscal year 2003. Earnings history on this page spans 2002 to 2025 and includes all annual and quarterly figures.
What were CNO's earnings last quarter?
CNO's most recent reported quarter was Q1 2026. Net income was $38M with diluted EPS of $0.40. For a full breakdown of all quarters, see the quarterly earnings table on this page.