Chime Financial, Inc. Class A Common Stock(CHYM)Earnings, Financials & Key RatiosChime Financial, Inc. Class A Common Stock (CHYM) stock price & volume — 10-year historical chart
Investment Thesis • Updated 2026Q1
while the firm shows accelerating revenue growth, the forward P/E of 67.06 and the rising $78.9M provision expense suggest that valuation premiums may not fully account for long-term credit and regulatory risks.
Chime Financial, Inc. Class A Common Stock (CHYM) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Chime Financial, Inc. Class A Common Stock (CHYM) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 6, 2026 | $0.13vs $0.03+333.3% | $647Mvs $636M+1.8% |
| Q1 2026 | Feb 25, 2026 | $0.12vs $0.20+40.0% | $596Mvs $577M+3.4% |
| Q4 2025 | Nov 5, 2025 | $0.15vs $0.24+38.4% | $544Mvs $531M+2.3% |
| Q3 2025 | Aug 7, 2025 | $7.29vs $4.85-50.3% | $528Mvs $503M+5.0% |
Recent stock market news and headlines for Chime Financial, Inc. Class A Common Stock (CHYM)
Chime Financial, Inc. (CHYM) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term.
Chime Financial, Inc. (CHYM) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
The consensus price target hints at a 71.5% upside potential for Chime Financial, Inc. (CHYM). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.
Key metrics vs top competitors for Chime Financial, Inc. Class A Common Stock (CHYM)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $21.12 | $8.46B | -7.94 | 30.69% | -46.18% | -85.54% | — | |
| $17.75 | $22.77B | 45.51 | 28.78% | 11.22% | 6.25% | — | |
| $383.96 | $5.16B | 28.38 | 47.49% | 40.81% | 84.53% | — | |
| $15.93 | $1.56B | -132.75 | 23.25% | 0.33% | 0.27% | — | |
| $83.62 | $27.85B | 557.47 | 38.8% | 11.95% | 11.17% | — | |
| $9.48 | $817.13M | 9.58 | 13.52% | 10.86% | 23.06% | — |
Chime Financial, Inc. Class A Common Stock (CHYM) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Chime Financial, Inc. Class A Common Stock (CHYM) SEC filings — annual & quarterly reports (10-K, 10-Q)
May 6, 2026·SEC
Feb 25, 2026·SEC
Dec 10, 2025·SEC
Mar 6, 2026·SEC
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Chime Financial, Inc. Class A Common Stock (CHYM) stock FAQ — growth, dividends, profitability & financials explained
Chime Financial, Inc. Class A Common Stock (CHYM) grew revenue by 30.7% over the past year. This is strong growth.
Chime Financial, Inc. Class A Common Stock (CHYM) reported a net loss of $969.4M for fiscal year 2025.
Chime Financial, Inc. Class A Common Stock (CHYM) has a return on equity (ROE) of -85.5%. Negative ROE indicates the company is unprofitable.
Chime Financial, Inc. Class A Common Stock (CHYM) has an efficiency ratio of 133.4%. This is higher than peers, suggesting room for cost optimization.
