Capitol Federal Financial, Inc. (CFFN) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 52.27M | 51.32M | 48.78M | 45.46M | 43.84M | 42.23M | 40.82M | 40.32M | 41.32M | 39.59M | 30.73M | 34.75M | 41.96M | 45.83M | 49.9M | 49.98M | 47.1M | 45.61M | 45.54M | 42.57M |
| NII Growth % | 19.22% | 21.52% | 19.5% | 12.73% | 6.1% | 6.66% | 32.83% | 16.04% | -1.52% | -13.61% | -38.4% | -30.47% | -10.92% | 0.47% | 9.56% | 17.41% | 9.35% | 4.11% | -0.3% | -8.03% |
| Net Interest Margin % | 0.53% | 0.52% | 0.5% | 0.47% | 0.45% | 0.44% | 0.43% | 0.42% | 0.43% | 0.41% | 0.3% | 0.34% | 0.42% | 0.46% | 0.52% | 0.53% | 0.49% | 0.47% | 0.47% | 0.44% |
| Interest Income | 104.56M | 105.99M | 104.04M | 99.68M | 98.17M | 97.62M | 96.87M | 95M | 93.29M | 91.69M | 88.26M | 90.64M | 89.55M | 91.34M | 83.44M | 69.41M | 64.22M | 62.47M | 63.77M | 61.87M |
| Interest Expense | 52.29M | 54.67M | 55.26M | 54.22M | 54.34M | 55.39M | 56.04M | 54.67M | 51.97M | 52.1M | 57.52M | 55.89M | 47.59M | 45.51M | 33.54M | 19.43M | 17.12M | 16.85M | 18.22M | 19.3M |
| Loan Loss Provision | 2.37M | 1.11M | 519K | -451K | 0 | 677K | -637K | 1.47M | 301K | 123K | 963K | 1.32M | 891K | 3.66M | 1.06M | 937K | -3.19M | -3.44M | -1.32M | -2.69M |
| Non-Interest Income | 5.46M | 4.76M | 5.13M | 4.57M | 4.07M | 4.1M | 4.2M | 3.98M | 3.78M | -9.44M | -188.48M | 5.2M | 4.39M | 4.74M | 5.05M | 5.45M | 4.73M | 4.81M | 4.67M | 4.54M |
| Non-Interest Income % | 4.96% | 4.3% | 4.7% | 4.39% | 3.98% | 4.03% | 4.16% | 4.02% | 3.89% | -11.47% | 188.06% | 5.42% | 4.68% | 4.93% | 5.7% | 7.28% | 6.86% | 7.15% | 6.82% | 6.84% |
| Total Revenue | 110.02M | 110.75M | 109.18M | 104.25M | 102.25M | 101.72M | 101.07M | 98.98M | 97.06M | 82.26M | -100.22M | 95.84M | 93.94M | 96.08M | 88.49M | 74.86M | 68.95M | 67.28M | 68.43M | 66.42M |
| Revenue Growth % | 7.6% | 8.88% | 8.02% | 5.33% | 5.34% | 23.67% | 200.84% | 3.27% | 3.33% | -14.39% | -213.26% | 28.02% | 36.24% | 42.82% | 29.3% | 12.72% | -3.43% | -7.22% | -9.7% | -14.99% |
| Non-Interest Expense | 30.27M | 29.76M | 30.36M | 28.85M | 28.66M | 26.56M | 26.46M | 27.22M | 27.58M | 27.97M | 27.42M | 28.72M | 27.94M | 27.16M | 29.06M | 27.73M | 27.27M | 26M | 27.61M | 26.91M |
| Efficiency Ratio | 27.52% | 26.87% | 27.81% | 27.67% | 28.03% | 26.11% | 26.18% | 27.51% | 28.41% | 34% | -27.35% | 29.97% | 29.74% | 28.27% | 32.84% | 37.04% | 39.55% | 38.64% | 40.34% | 40.52% |
| Operating Income | 25.08M | 25.21M | 23.04M | 21.63M | 19.25M | 19.1M | 19.21M | 15.61M | 17.22M | 2.07M | -186.13M | 9.9M | 17.52M | 19.75M | 24.82M | 26.77M | 27.75M | 27.86M | 23.92M | 22.9M |
| Operating Margin % | 22.8% | 22.77% | 21.1% | 20.75% | 18.83% | 18.77% | 19% | 15.77% | 17.74% | 2.51% | 185.71% | 10.33% | 18.65% | 20.55% | 28.05% | 35.76% | 40.24% | 41.42% | 34.96% | 34.47% |
| Operating Income Growth % | 30.26% | 32.02% | 19.94% | 38.58% | 11.83% | 823.5% | 110.32% | 57.62% | -1.73% | -89.53% | -849.78% | -63% | -36.85% | -29.13% | 3.77% | 16.92% | 7.29% | 19.35% | 1.83% | -6.78% |
| Pretax Income | 25.08M | 25.21M | 23.04M | 21.63M | 19.25M | 19.1M | 19.21M | 15.61M | 17.22M | 2.07M | -186.13M | 9.9M | 17.52M | 19.75M | 24.82M | 26.77M | 27.75M | 27.86M | 23.92M | 22.9M |
| Pretax Margin % | 22.8% | 22.77% | 21.1% | 20.75% | 18.83% | 18.77% | 19% | 15.77% | 17.74% | 2.51% | 185.71% | 10.33% | 18.65% | 20.55% | 28.05% | 35.76% | 40.24% | 41.42% | 34.96% | 34.47% |
| Income Tax | 4.93M | 4.91M | 4.22M | 3.25M | 3.85M | 3.67M | 7.15M | 5.96M | 3.46M | -475K | -45.74M | 1.6M | 3.33M | 3.51M | 5.33M | 5.62M | 6.12M | 5.68M | 5.37M | 4.71M |
| Effective Tax Rate % | 19.66% | 19.47% | 18.34% | 15.03% | 20.02% | 19.2% | 37.23% | 38.2% | 20.07% | -22.97% | 24.57% | 16.18% | 19.01% | 17.76% | 21.48% | 20.98% | 22.07% | 20.38% | 22.45% | 20.57% |
| Net Income | 20.15M | 20.3M | 18.81M | 18.38M | 15.4M | 15.43M | 12.06M | 9.65M | 13.76M | 2.54M | -140.39M | 8.3M | 14.19M | 16.24M | 19.49M | 21.15M | 21.62M | 22.19M | 18.55M | 18.19M |
| Net Margin % | 18.31% | 18.33% | 17.23% | 17.63% | 15.06% | 15.17% | 11.93% | 9.75% | 14.18% | 3.09% | 140.08% | 8.66% | 15.1% | 16.9% | 22.03% | 28.25% | 31.36% | 32.98% | 27.11% | 27.38% |
| Net Income Growth % | 30.84% | 31.58% | 56.03% | 90.53% | 11.9% | 506.8% | 108.59% | 16.21% | -3.01% | -84.34% | -820.24% | -60.75% | -34.38% | -26.8% | 5.06% | 16.3% | 5.77% | 17.4% | 1.5% | -6.61% |
| Net Income (Continuing) | 20.15M | 20.3M | 18.81M | 18.38M | 15.4M | 15.43M | 12.06M | 9.65M | 13.76M | 2.54M | -140.39M | 8.3M | 14.19M | 16.24M | 19.49M | 21.15M | 21.62M | 22.19M | 18.55M | 18.19M |
| EPS (Diluted) | 0.16 | 0.16 | 0.14 | 0.14 | 0.12 | 0.12 | 0.09 | 0.07 | 0.10 | 0.02 | -1.13 | 0.06 | 0.11 | 0.12 | 0.14 | 0.16 | 0.16 | 0.16 | 0.14 | 0.13 |
| EPS Growth % | 33.33% | 33.33% | 50.86% | 88.68% | 20% | 525% | 108.21% | 23.67% | -9.09% | -84% | -907.14% | -62.5% | -31.25% | -25% | 0% | 23.08% | 6.67% | 14.29% | 7.69% | -7.14% |
| EPS (Basic) | 0.16 | 0.16 | 0.14 | 0.14 | 0.12 | 0.12 | 0.09 | 0.07 | 0.10 | 0.02 | -1.13 | 0.06 | 0.11 | 0.12 | 0.14 | 0.16 | 0.16 | 0.16 | 0.14 | 0.13 |
| Diluted Shares Outstanding | 126.63M | 128.95M | 130.03M | 130.03M | 130.03M | 129.97M | 129.92M | 129.87M | 130.54M | 132.35M | 133.22M | 133.2M | 133.15M | 134.64M | 135.77M | 135.72M | 135.68M | 135.63M | 135.57M | 135.54M |