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CCGCheche Group Inc.
$0.42$35M
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CCG logoCheche Group Inc.(CCG)Earnings, Financials & Key Ratios

CCG•NASDAQ
$0.42
Price updated Jul 7, 2026
SectorCommunication ServicesIndustryInternet ServicesSub-IndustryOnline Marketplaces and Classifieds
AboutCheche Group Inc. operates an online auto insurance platform. It offers non-auto insurance products, such as non-auto P&C products, as well as non-auto insurance transaction services. The company was founded in 2014 and is headquartered in Beijing, China. Cheche Group Inc. operates as a subsidiary of Prime Impact Cayman, LLC.Show more
  • Revenue$3.01B-13.3%
  • EBITDA-$11M+81.0%
  • Net Income-$18M+71.0%
  • EPS (Diluted)-0.21+70.4%
  • Gross Margin5.33%+16.6%
  • EBITDA Margin-0.36%+78.1%
  • Operating Margin-0.63%+66.6%
  • Net Margin-0.59%+66.5%
  • ROE-5%+70.0%

CCG Price & Volume

Cheche Group Inc. (CCG) stock price & volume — 10-year historical chart

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Revenue Decline Masks Structural Margin Challenges

Investment Thesis • Updated 2025Q2

VerdictNeutral: Despite a low P/S of 0.09x
Growth:Decelerating
Profitability:Weak
Financial:Adequate
Cash Flow:Deteriorating
Primary Risk:Regulatory margin compression risk

Key Thesis Takeaways

  • Cheche Group faces a challenging outlook as revenue contracts 13.3% year-over-year and gross margins remain stuck at ~5%, reflecting structural headwinds from regulatory tightening and EV maker disintermediation.
  • The company's negative operating margins and cash burn suggest limited pricing power and scalability, while a spike in short-term debt to $84.5M and a declining current ratio of 1.31 indicate rising financial strain.
  • However, a forward P/E of 43.5x implies market expectations for a turnaround, which hinges on successful cost restructuring or new growth avenues.

Verdict Logic

persistent negative operating margins of -2.0% and a 13.3% revenue decline suggest fundamental challenges that outweigh valuation appeal.

CCG Growth Metrics

Cheche Group Inc. (CCG) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years-
5 Years-
3 Years3.96%
TTM-4.42%

Profit CAGR

10 Years-
5 Years-
3 Years-
TTM77.56%

EPS CAGR

10 Years-
5 Years-
3 Years-
TTM78.51%

Return on Capital

10 Years-21.77%
5 Years-21.77%
3 Years-20.7%
Last Year-4.88%

Latest CCG News

Recent stock market news and headlines for Cheche Group Inc. (CCG)

PRNewsWire·Jun 24, 2026
Cheche Group Launches "Cheche Score," a Proprietary AI-Powered Dynamic Pricing Model

BEIJING, June 24, 2026 /PRNewswire/ -- Cheche Group Inc. (NASDAQ: CCG) ("Cheche" or the "Company"), China's leading auto insurance technology platform, today announced the launch of "Cheche Score," a proprietary AI-powered dynamic pricing solution for new energy vehicle ("NEV") insurance. Built on the Company's AI models and multi-dimensional risk management framework, Cheche Score establishes a data-driven, differentiated pricing model purpose-built for the era of intelligent driving and represents a significant step forward in Cheche's strategy to redefine risk management across China's fast-growing NEV insurance market.

PRNewsWire·Jun 22, 2026
Cheche Group Launches "ABAO Agent," an AI-Powered Intelligent Underwriting Solution

BEIJING, June 22, 2026 /PRNewswire/ -- Cheche Group Inc. (NASDAQ: CCG) ("Cheche" or the "Company"), China's leading auto insurance technology platform, today announced the official launch of "ABAO Agent," an AI-powered intelligent underwriting agent. Built on the Company's proprietary, large language model and deeply integrated with core insurance workflows, ABAO Agent delivers end-to-end intelligent automation across underwriting and policy renewal — marking a pivotal step in Cheche's strategic evolution from a digital insurance transaction platform to a AI-driven insurtech company.

Peers Comparison

Key metrics vs top competitors for Cheche Group Inc. (CCG)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
CCG logoCCGCheche Group Inc.Current
$0.42$34.63M-13.57-13.34%-0.59%-5%—
HUIZ logoHUIZHuize Holding Limited
$1.15$580.27K1.0023.24%1.35%4.24%—
ACMR logoACMRACM Research, Inc.
$94.66$6.27B69.0915.24%9.48%5.13%—
FINV logoFINVFinVolution Group
$4.71$1.17B3.421.03%18.75%6.05%—
QFIN logoQFINQfin Holdings, Inc.
$14.51$1.89B1.158.83%33.86%24.95%—
BIDU logoBIDUBaidu, Inc.
$112.09$38.12B64.76-3.04%3.48%0.21%—

Compare CCG vs Peers

Cheche Group Inc. (CCG) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs HUIZ

Most directly comparable listed peer for CCG.

Scale Benchmark

vs BIDU

Larger-name benchmark to compare CCG against a more recognizable public peer.

Peer Set

Compare Top 5

vs HUIZ, ACMR, FINV, QFIN

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CCG Frequently Asked Questions

Cheche Group Inc. (CCG) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
What is Cheche Group Inc.'s revenue?

Cheche Group Inc. (CCG) reported $3.18B in revenue for fiscal year 2025. This represents a 83% increase from $1.74B in 2021.

How fast is Cheche Group Inc. growing?

Cheche Group Inc. (CCG) saw revenue decline by 13.3% over the past year.

Is CCG profitable?

Cheche Group Inc. (CCG) reported a net loss of $31.9M for fiscal year 2025.

Dividend & Returns
What is CCG's return on equity?

Cheche Group Inc. (CCG) has a return on equity (ROE) of -5.0%. Negative ROE indicates the company is unprofitable.

What is Cheche Group Inc.'s free cash flow?

Cheche Group Inc. (CCG) had negative free cash flow of $8.7M in fiscal year 2025, likely due to heavy capital investments.

What if you invested $1,000 in CCG back in 2021?

Total return calculator · dividends reinvested · 5+ years of data

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