Coastal Financial Corporation (CCB) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 83.36M | 79.36M | 77.86M | 76.52M | 76.06M | 73.48M | 72.15M | 66.06M | 62.17M | 59.48M | 62.2M | 62.19M | 54.46M | 53.28M | 49.16M | 39.75M | 29.23M | 24.59M | 18.78M | 18.5M |
| NII Growth % | 9.59% | 8.01% | 7.91% | 15.83% | 22.35% | 23.52% | 16% | 6.22% | 14.15% | 11.64% | 26.51% | 56.45% | 86.31% | 116.7% | 161.85% | 114.83% | 69.11% | 46.12% | 24.58% | 33.08% |
| Net Interest Margin % | 1.47% | 1.67% | 1.71% | 1.71% | 1.75% | 1.78% | 1.77% | 1.67% | 1.61% | 1.59% | 1.69% | 1.76% | 1.58% | 1.69% | 1.57% | 1.34% | 1.03% | 0.93% | 0.77% | 0.92% |
| Interest Income | 111.68M | 107.89M | 108.99M | 107.58M | 104.91M | 103.55M | 105.05M | 97.31M | 91.7M | 88.07M | 88.3M | 83.53M | 70.08M | 64.88M | 55.16M | 41.69M | 30.11M | 25.43M | 19.58M | 19.46M |
| Interest Expense | 28.32M | 28.52M | 31.13M | 31.06M | 28.84M | 30.07M | 32.89M | 31.25M | 29.54M | 28.59M | 26.1M | 21.34M | 15.62M | 11.6M | 5.99M | 1.93M | 874K | 843K | 801K | 959K |
| Loan Loss Provision | 51.4M | 48.04M | 56.6M | 32.21M | 55.78M | 61.87M | 70.26M | 62.33M | 83.16M | 60.79M | 27.25M | 52.25M | 43.7M | 33.6M | 18.43M | 14.09M | 12.94M | 8.94M | 255K | 361K |
| Non-Interest Income | 66.08M | 58.66M | 31.85M | 7.63M | 28.98M | 34.4M | 45.41M | 39.23M | 59.18M | 39.78M | 8.76M | 35.18M | 29.78M | 18.93M | 7.15M | 6.92M | 9.16M | 10.76M | 5.45M | 3.53M |
| Non-Interest Income % | 37.17% | 35.22% | 22.61% | 6.62% | 21.64% | 24.94% | 30.18% | 28.73% | 39.22% | 31.11% | 9.02% | 29.64% | 29.82% | 22.59% | 11.47% | 14.24% | 23.33% | 29.73% | 21.77% | 15.35% |
| Total Revenue | 177.76M | 166.55M | 140.84M | 115.2M | 133.88M | 137.95M | 150.45M | 136.54M | 150.89M | 127.85M | 97.06M | 118.71M | 99.86M | 83.81M | 62.3M | 48.61M | 39.27M | 36.19M | 25.02M | 22.99M |
| Revenue Growth % | 32.77% | 20.73% | -6.39% | -15.63% | -11.27% | 7.9% | 55.01% | 15.02% | 51.09% | 52.54% | 55.78% | 144.22% | 154.32% | 131.59% | 148.96% | 111.42% | 84.77% | 79.63% | 37.23% | 35.67% |
| Non-Interest Expense | 83.45M | 72.8M | 35.2M | 37.55M | 37.49M | 28.81M | 30.92M | 27.95M | 29.48M | 26.61M | 30.65M | 28.34M | 25.11M | 23.07M | 23.82M | 19.47M | 17.55M | 17.47M | 15.41M | 12.37M |
| Efficiency Ratio | 46.95% | 43.71% | 25% | 32.59% | 28% | 20.89% | 20.55% | 20.47% | 19.54% | 20.82% | 31.58% | 23.87% | 25.14% | 27.53% | 38.23% | 40.05% | 44.7% | 48.28% | 61.6% | 53.8% |
| Operating Income | 14.58M | 17.18M | 17.91M | 14.39M | 11.77M | 17.2M | 16.38M | 15.02M | 8.71M | 11.86M | 13.05M | 16.78M | 15.44M | 15.54M | 14.06M | 13.12M | 7.9M | 8.93M | 8.55M | 9.3M |
| Operating Margin % | 8.2% | 10.32% | 12.72% | 12.49% | 8.79% | 12.47% | 10.89% | 11% | 5.78% | 9.28% | 13.45% | 14.14% | 15.46% | 18.55% | 22.58% | 26.98% | 20.11% | 24.68% | 34.18% | 40.46% |
| Operating Income Growth % | 23.92% | -0.1% | 9.32% | -4.22% | 35.04% | 45.03% | 25.49% | -10.49% | -43.55% | -23.71% | -7.19% | 27.96% | 95.49% | 74.05% | 64.43% | 40.99% | 4.04% | 51.55% | 65.39% | 100.56% |
| Pretax Income | 14.58M | 17.18M | 17.91M | 14.39M | 11.77M | 17.2M | 16.38M | 15.02M | 8.71M | 11.86M | 13.05M | 16.78M | 15.44M | 15.54M | 14.06M | 13.12M | 7.9M | 8.93M | 8.55M | 9.3M |
| Pretax Margin % | 8.2% | 10.32% | 12.72% | 12.49% | 8.79% | 12.47% | 10.89% | 11% | 5.78% | 9.28% | 13.45% | 14.14% | 15.46% | 18.55% | 22.58% | 26.98% | 20.11% | 24.68% | 34.18% | 40.46% |
| Income Tax | 2.56M | 4.54M | 4.32M | 3.36M | 2.04M | 3.83M | 2.93M | 3.42M | 1.92M | 2.85M | 2.78M | 3.88M | 3.05M | 2.43M | 2.96M | 2.94M | 1.67M | 1.64M | 1.87M | 2.29M |
| Effective Tax Rate % | 17.59% | 26.41% | 24.1% | 23.35% | 17.33% | 22.28% | 17.86% | 22.8% | 21.97% | 24.01% | 21.33% | 23.1% | 19.74% | 15.61% | 21.07% | 22.41% | 21.11% | 18.37% | 21.86% | 24.61% |
| Net Income | 12.02M | 12.64M | 13.59M | 11.03M | 9.73M | 13.37M | 13.46M | 11.6M | 6.8M | 9.01M | 10.27M | 12.91M | 12.39M | 13.12M | 11.1M | 10.18M | 6.23M | 7.29M | 6.68M | 7.01M |
| Net Margin % | 6.76% | 7.59% | 9.65% | 9.57% | 7.27% | 9.69% | 8.94% | 8.49% | 4.51% | 7.05% | 10.58% | 10.87% | 12.41% | 15.65% | 17.82% | 20.93% | 15.87% | 20.14% | 26.71% | 30.5% |
| Net Income Growth % | 23.53% | -5.42% | 1.01% | -4.9% | 43.09% | 48.32% | 31.02% | -10.15% | -45.12% | -31.3% | -7.49% | 26.83% | 98.89% | 79.95% | 66.08% | 45.1% | 3.52% | 56.4% | 63.42% | 91.04% |
| Net Income (Continuing) | 12.02M | 12.64M | 13.59M | 11.03M | 9.73M | 13.37M | 13.46M | 11.6M | 6.8M | 9.01M | 10.27M | 12.91M | 12.39M | 13.12M | 11.1M | 10.18M | 6.23M | 7.29M | 6.68M | 7.01M |
| EPS (Diluted) | 0.78 | 0.82 | 0.88 | 0.71 | 0.63 | 0.94 | 0.97 | 0.84 | 0.50 | 0.66 | 0.75 | 0.95 | 0.91 | 0.96 | 0.82 | 0.76 | 0.46 | 0.57 | 0.54 | 0.56 |
| EPS Growth % | 23.81% | -12.77% | -9.28% | -15.48% | 26% | 42.42% | 29.33% | -11.58% | -45.05% | -31.25% | -8.54% | 25% | 97.83% | 68.42% | 51.85% | 35.71% | -6.12% | 50% | 58.82% | 86.67% |
| EPS (Basic) | 0.80 | 0.84 | 0.90 | 0.73 | 0.65 | 0.97 | 1.00 | 0.86 | 0.51 | 0.68 | 0.77 | 0.97 | 0.94 | 1.01 | 0.86 | 0.79 | 0.48 | 0.60 | 0.56 | 0.59 |
| Diluted Shares Outstanding | 15.46M | 15.46M | 15.45M | 15.45M | 15.46M | 14.27M | 13.82M | 13.74M | 13.68M | 13.68M | 13.68M | 13.6M | 13.61M | 13.6M | 13.54M | 13.44M | 13.48M | 12.7M | 12.46M | 12.52M |