CCB trades 39.4% below Wall Street's consensus target of $110.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes CCB achieves its forward estimates and maintains a stable P/E multiple of 17.7x. This scenario reflects the blended consensus of 5 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of July 7, 2026, Coastal Financial Corporation (CCB) has a Wall Street consensus price target of $110.00, based on estimates from 5 covering analysts. With the stock currently trading at $78.93, this represents a potential upside of +39.4%. The company has a market capitalization of $1.20B.
Analyst price targets range from a low of $110.00 to a high of $110.00, representing a 0% spread in expectations. The median target of $110.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 4 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, CCB trades at a trailing P/E of 26.0x and forward P/E of 17.7x. The forward PEG ratio of 0.90 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +40.0% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $59.21, with bear and bull scenarios of $37.30 and $78.01 respectively. Model confidence stands at 54/100, reflecting moderate uncertainty in projections.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
HFWAHeritage Financial Corporation | $1.0B | $29.81 | $31.33 | +5.1% | Buy | 14.5x | 14 |
COLBColumbia Banking System, Inc. | $7.7B | $32.24 | $33.90 | +5.1% | Buy | 10.5x | 19 |
WAFDWaFd, Inc. | $2.8B | $38.16 | $35.00 | -8.3% | Hold | 11.7x | 11 |
NWBINorthwest Bancshares, Inc. | $2.2B | $15.11 | $15.50 | +2.6% | Hold | 11.0x | 14 |
CUBICustomers Bancorp, Inc. | $2.6B | $78.08 | $90.43 | +15.8% | Buy | 9.2x | 17 |
BFINBankFinancial Corporation | $150M | $12.00 | — | — | Hold | 15.2x | 2 |
FBIZFirst Business Financial Services, Inc. | $537M | $64.36 | $67.00 | +4.1% | Buy | 10.3x | 10 |
MOFGMidWestOne Financial Group, Inc. | $1.0B | $49.31 | $31.25 | -36.6% | Buy | 13.8x | 8 |
FISFidelity National Information Services, Inc. | $21.3B | $41.27 | $62.88 | +52.4% | Buy | 6.6x | 37 |
FISVFiserv, Inc. | $27.7B | $51.78 | $69.17 | +33.6% | Buy | 6.4x | 60 |
Quick answers to the most common questions about buying CCB stock.
The consensus Wall Street price target for CCB is $110, representing 39.4% upside from the current price of $78.93. With 5 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.
CCB has a consensus rating of "Buy" based on 5 Wall Street analysts. The rating breakdown is predominantly bullish, with 4 Buy/Strong Buy ratings. The consensus 12-month price target of $110 implies 39.4% upside from current levels.
With a forward P/E of 17.6775x, CCB trades at a relatively low valuation. The consensus target of $110 implies 39.4% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $110 for CCB, while the most conservative target is $110. The consensus of $110 represents the median expectation. Our quantitative valuation model projects a bull case target of $78 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
CCB is moderately covered, with 5 analysts providing price targets and ratings. Of these, 1 have Strong Buy ratings, 3 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month CCB stock forecast based on 5 Wall Street analysts shows a consensus price target of $110, with estimates ranging from $110 (bear case) to $110 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $59, with bear/bull scenarios of $37/$78.
Our quantitative valuation model calculates CCB's fair value at $59 (base case), with a bear case of $37 and bull case of $78. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 54/100.
CCB trades at a forward P/E ratio of 17.7x based on next-twelve-months earnings estimates compared to a trailing P/E of 26.0x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are very optimistic on CCB, with a "Buy" consensus rating and $110 price target (39.4% upside). 4 of 5 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
CCB analyst price targets range from $110 to $110, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $110 consensus represents the middle ground. Our model's $37-$78 range provides an independent fundamental perspective.
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