Community Bank System, Inc.(CBU)Earnings, Financials & Key RatiosCommunity Bank System, Inc. (CBU) stock price & volume — 10-year historical chart
Investment Thesis • Updated 2026Q1
while the 12.1% NII growth is encouraging, the 17.00 P/E TTM and the $5.6 million provision for loan losses suggest that credit risks in the indirect lending segment may limit near-term upside.
Community Bank System, Inc. (CBU) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Community Bank System, Inc. (CBU) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 29, 2026 | $1.09vs $1.10-0.9% | $214Mvs $216M-1.2% |
| Q1 2026 | Jan 27, 2026 | $1.07vs $1.13-5.3% | $216Mvs $213M+1.3% |
| Q4 2025 | Oct 21, 2025 | $1.04vs $1.05-1.0% | $207Mvs $206M+0.4% |
| Q3 2025 | Jul 22, 2025 | $0.97vs $1.03-5.8% | $199Mvs $206M-3.4% |
Recent stock market news and headlines for Community Bank System, Inc. (CBU)
Mark J. Bolus sold 12,190 shares for nearly $817,000 on June 25. This sale represented about 9% of Bolus's direct holdings at the time of the transaction.
SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System Announces Second Quarter 2026 Earnings Conference Call.
Key metrics vs top competitors for Community Bank System, Inc. (CBU)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $66.85 | $3.51B | 16.84 | 7.47% | 20.82% | 11.17% | 2.76% | |
| $46.23 | $2.71B | 12.49 | 34.75% | 19% | 10.75% | — | |
| $39.31 | $3.78B | 17.39 | 51.41% | 21.27% | 8% | — | |
| $49.63 | $2.58B | 14.90 | 10.36% | 19.66% | 9.83% | — | |
| $24.23 | $4.63B | 11.65 | 5.03% | 20.93% | 11.45% | — | |
| $35.76 | $736.88M | 10.94 | -0.3% | 22.54% | 14.15% | — |
Community Bank System, Inc. (CBU) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Community Bank System, Inc. (CBU) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jun 1, 2026·SEC
May 22, 2026·SEC
May 13, 2026·SEC
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Community Bank System, Inc. (CBU) stock FAQ — growth, dividends, profitability & financials explained
Community Bank System, Inc. (CBU) grew revenue by 7.5% over the past year. This is steady growth.
Yes, Community Bank System, Inc. (CBU) is profitable, generating $218.1M in net income for fiscal year 2025 (20.8% net margin).
Yes, Community Bank System, Inc. (CBU) pays a dividend with a yield of 2.76%. This makes it attractive for income-focused investors.
Community Bank System, Inc. (CBU) has a return on equity (ROE) of 11.2%. This is reasonable for most industries.
Community Bank System, Inc. (CBU) has a net interest margin (NIM) of 2.9%. NIM has been under pressure due to interest rate environment.
Community Bank System, Inc. (CBU) has an efficiency ratio of 51.6%. This is excellent, indicating strong cost control.
