CB Financial Services, Inc. (CBFV) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 13.87M | 13.83M | 13.1M | 12.54M | 11.31M | 11.5M | 11.45M | 11.44M | 11.56M | 11.1M | 10.69M | 11.1M | 11.56M | 11.84M | 10.99M | 10.14M | 9.87M | 10.21M | 9.99M | 9.91M |
| NII Growth % | 22.64% | 20.18% | 14.44% | 9.59% | -2.19% | 3.62% | 7.05% | 3.14% | 0.04% | -6.23% | -2.75% | 9.39% | 17.1% | 15.95% | 10.04% | 2.35% | -0.86% | -3.81% | -3.91% | -3.8% |
| Net Interest Margin % | 0.88% | 0.89% | 0.85% | 0.83% | 0.76% | 0.78% | 0.73% | 0.73% | 0.79% | 0.76% | 0.76% | 0.77% | 0.81% | 0.84% | 0.77% | 0.73% | 0.69% | 0.72% | 0.68% | 0.68% |
| Interest Income | 19.65M | 19.99M | 19.33M | 18.75M | 17.82M | 19.4M | 19.75M | 18.91M | 17.96M | 16.87M | 15.85M | 15.18M | 14.22M | 13.83M | 12.27M | 10.94M | 10.59M | 10.94M | 10.77M | 10.8M |
| Interest Expense | 5.78M | 6.17M | 6.24M | 6.22M | 6.54M | 7.9M | 8.3M | 7.47M | 6.39M | 5.77M | 5.16M | 4.08M | 2.66M | 1.99M | 1.27M | 795K | 723K | 732K | 776K | 886K |
| Loan Loss Provision | 241K | 362K | 259K | 8K | -40K | 684K | -41K | -36K | -37K | -1.42M | 406K | 432K | 80K | 0 | 0 | 3.78M | 0 | 75K | 0 | -1.2M |
| Non-Interest Income | 962K | 1.67M | -10.68M | 939K | 815K | 773K | 692K | 325K | 1.39M | -8.43M | 2.15M | 1.86M | 2.68M | 1.85M | 1.78M | 1.61M | 1.88M | 2.23M | 644K | 1.34M |
| Non-Interest Income % | 4.67% | 7.73% | -123.36% | 4.77% | 4.37% | 3.83% | 3.39% | 1.69% | 7.17% | -99.76% | 11.95% | 10.92% | 15.84% | 11.81% | 12.65% | 12.8% | 15.08% | 16.9% | 5.64% | 11.06% |
| Total Revenue | 20.61M | 21.67M | 8.66M | 19.69M | 18.63M | 20.18M | 20.44M | 19.24M | 19.35M | 8.45M | 18M | 17.04M | 16.9M | 15.68M | 14.04M | 12.54M | 12.48M | 13.17M | 11.41M | 12.14M |
| Revenue Growth % | 10.62% | 7.38% | -57.65% | 2.35% | -3.69% | 138.89% | 13.54% | 12.91% | 14.51% | -46.13% | 28.18% | 35.83% | 35.43% | 19.07% | 23.07% | 3.34% | -6.47% | -6.33% | -13.36% | -11.04% |
| Non-Interest Expense | 10.01M | 9.87M | 9.18M | 8.75M | 9.8M | 8.54M | 8.21M | 8.59M | 7.87M | -14.21M | 9.2M | 9.07M | 8.87M | 8.46M | 7.84M | 7.89M | 7.9M | 3.49M | 8.2M | 12.82M |
| Efficiency Ratio | 48.57% | 45.55% | 106% | 44.42% | 52.6% | 42.34% | 40.19% | 44.67% | 40.69% | -168.27% | 51.12% | 53.22% | 52.5% | 53.96% | 55.86% | 62.91% | 63.35% | 26.49% | 71.86% | 105.63% |
| Operating Income | 4.58M | 5.27M | -7.02M | 4.71M | 2.34M | 3.05M | 3.97M | 3.21M | 5.12M | 18.31M | 3.24M | 3.46M | 5.29M | 5.23M | 4.93M | 74K | 3.85M | 8.87M | 2.44M | -369K |
| Operating Margin % | 22.22% | 24.32% | -81.1% | 23.95% | 12.54% | 15.12% | 19.41% | 16.69% | 26.44% | 216.75% | 17.98% | 20.28% | 31.28% | 33.35% | 35.09% | 0.59% | 30.86% | 67.38% | 21.34% | -3.04% |
| Operating Income Growth % | 96.1% | 72.73% | -277% | 46.88% | -54.34% | -83.33% | 22.56% | -7.12% | -3.2% | 250.11% | -34.32% | 4570.27% | 37.27% | -41.07% | 102.34% | 120.05% | 2.5% | 140.66% | 113.85% | -110.26% |
| Pretax Income | 4.58M | 5.27M | -7.02M | 4.71M | 2.34M | 3.05M | 3.97M | 3.21M | 5.12M | 18.31M | 3.24M | 3.46M | 5.29M | 5.23M | 4.93M | 74K | 3.85M | 8.87M | 2.44M | -369K |
| Pretax Margin % | 22.22% | 24.32% | -81.1% | 23.95% | 12.54% | 15.12% | 19.41% | 16.69% | 26.44% | 216.75% | 17.98% | 20.28% | 31.28% | 33.35% | 35.09% | 0.59% | 30.86% | 67.38% | 21.34% | -3.04% |
| Income Tax | 714K | 528K | -1.32M | 766K | 427K | 522K | 747K | 560K | 920K | 5.34M | 564K | 699K | 1.13M | 1.08M | 998K | -44K | 803K | 1.91M | 452K | -146K |
| Effective Tax Rate % | 15.59% | 10.02% | 18.86% | 16.25% | 18.28% | 17.11% | 18.84% | 17.45% | 17.98% | 29.19% | 17.43% | 20.23% | 21.36% | 20.58% | 20.26% | -59.46% | 20.86% | 21.5% | 18.56% | 39.57% |
| Net Income | 3.87M | 4.74M | -5.7M | 3.95M | 1.91M | 2.53M | 3.22M | 2.65M | 4.2M | 12.96M | 2.67M | 2.76M | 4.16M | 4.15M | 3.93M | 118K | 3.05M | 6.96M | 1.98M | -223K |
| Net Margin % | 18.76% | 21.89% | -65.8% | 20.06% | 10.24% | 12.53% | 15.75% | 13.78% | 21.69% | 153.49% | 14.84% | 16.18% | 24.6% | 26.49% | 27.98% | 0.94% | 24.42% | 52.89% | 17.38% | -1.84% |
| Net Income Growth % | 102.57% | 87.5% | -276.95% | 49.02% | -54.5% | -80.49% | 20.47% | -3.88% | 0.96% | 212.16% | -31.99% | 2236.44% | 36.4% | -40.37% | 98.13% | 152.91% | 7.1% | 126.21% | 111.4% | -107.68% |
| Net Income (Continuing) | 3.87M | 4.74M | -5.7M | 3.95M | 1.91M | 2.53M | 3.22M | 2.65M | 4.2M | 12.96M | 2.67M | 2.76M | 4.16M | 4.15M | 3.93M | 118K | 3.05M | 6.96M | 1.98M | -223K |
| EPS (Diluted) | 0.73 | 0.89 | -1.14 | 0.74 | 0.35 | 0.46 | 0.60 | 0.51 | 0.82 | 2.52 | 0.52 | 0.54 | 0.79 | 0.81 | 0.77 | 0.02 | 0.58 | 1.31 | 0.37 | -0.04 |
| EPS Growth % | 108.57% | 93.48% | -290% | 45.1% | -57.32% | -81.75% | 15.38% | -5.56% | 3.8% | 211.11% | -32.47% | 2600% | 36.21% | -38.17% | 108.11% | 150% | 11.54% | 129.82% | 111.49% | -107.41% |
| EPS (Basic) | 0.77 | 0.95 | -1.14 | 0.79 | 0.37 | 0.49 | 0.63 | 0.52 | 0.82 | 2.53 | 0.52 | 0.54 | 0.81 | 0.81 | 0.77 | 0.02 | 0.59 | 1.32 | 0.37 | -0.04 |
| Diluted Shares Outstanding | 5.32M | 5.3M | 5.32M | 5.33M | 5.47M | 5.54M | 5.35M | 5.15M | 5.14M | 5.14M | 5.13M | 5.12M | 5.26M | 5.1M | 5.12M | 5.16M | 5.22M | 5.31M | 5.39M | 5.43M |