Chubb Limited (CB) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Revenue | 14.76B | 15.3B | 16.2B | 14.88B | 13.39B | 14.18B | 15.1B | 13.93B | 12.9B | 13.24B | 13.92B | 11.83B | 11.15B | 11.5B | 11.99B | 9.92B | 9.55B | 10.48B | 10.82B | 9.68B |
| Revenue Growth % | 10.26% | 7.92% | 7.27% | 6.81% | 3.74% | 7.12% | 8.48% | 17.79% | 15.77% | 15.1% | 16.14% | 19.28% | 16.71% | 9.73% | 10.77% | 2.45% | -4.25% | 5.88% | 14.05% | 7.25% |
| Medical Costs & Claims | 7.92B | 10.35B | 10.93B | 10.43B | 10.47B | 9.94B | 11.04B | 9.9B | 9.09B | 9.5B | 10.25B | 8.54B | 8.01B | 8.51B | 9.67B | 7.33B | 6.61B | 7.26B | 8.56B | 6.89B |
| Medical Cost Ratio % | 53.63% | 67.63% | 67.45% | 70.1% | 78.2% | 70.13% | 73.08% | 71.1% | 70.46% | 71.74% | 73.66% | 72.17% | 71.84% | 74.01% | 80.69% | 73.88% | 69.18% | 69.32% | 79.09% | 71.17% |
| Gross Profit | 6.84B | 4.95B | 5.27B | 4.45B | 2.92B | 4.24B | 4.07B | 4.03B | 3.81B | 3.74B | 3.67B | 3.29B | 3.14B | 2.99B | 2.31B | 2.59B | 2.94B | 3.21B | 2.26B | 2.79B |
| Gross Margin % | 46.37% | 32.37% | 32.55% | 29.9% | 21.8% | 29.87% | 26.92% | 28.9% | 29.54% | 28.26% | 26.34% | 27.83% | 28.16% | 25.99% | 19.31% | 26.12% | 30.82% | 30.68% | 20.91% | 28.83% |
| Gross Profit Growth % | 134.5% | 16.93% | 29.69% | 10.48% | -23.43% | 13.23% | 10.88% | 22.33% | 21.44% | 25.16% | 58.4% | 27.1% | 6.62% | -7.03% | 2.3% | -7.17% | -4.72% | 1.84% | 25.03% | 341.46% |
| Operating Expenses | 6.84B | 1.18B | 1.38B | 733M | 1.25B | 1.12B | 1.07B | 1.32B | 1.18B | 1.13B | 1.21B | 1.11B | 863M | 1.33B | 1.26B | 1.11B | 638M | 670M | 212M | 208M |
| OpEx / Revenue % | 46.37% | 7.73% | 8.51% | 4.93% | 9.37% | 7.88% | 7.1% | 9.48% | 9.11% | 8.53% | 8.72% | 9.36% | 7.74% | 11.61% | 10.51% | 11.18% | 6.68% | 6.39% | 1.96% | 2.15% |
| Depreciation & Amortization | 73M | 77M | 75M | 74M | 75M | 82M | 81M | 80M | 80M | 84M | 84M | 70M | 72M | 74M | 69M | 71M | 71M | 71M | 71M | 73M |
| Combined Ratio % | 100% | 75.36% | 75.96% | 75.03% | 87.57% | 78% | 80.17% | 80.58% | 79.57% | 80.27% | 82.38% | 81.53% | 79.58% | 85.62% | 91.2% | 85.06% | 75.86% | 75.72% | 81.05% | 73.32% |
| Operating Income | 0 | 3.77B | 3.89B | 3.72B | 1.66B | 3.12B | 2.99B | 2.71B | 2.64B | 2.61B | 2.45B | 2.19B | 2.28B | 1.65B | 1.05B | 1.48B | 2.31B | 2.54B | 2.05B | 2.58B |
| Operating Margin % | 0% | 24.64% | 24.04% | 24.97% | 12.43% | 22% | 19.83% | 19.42% | 20.43% | 19.73% | 17.62% | 18.47% | 20.42% | 14.38% | 8.8% | 14.94% | 24.14% | 24.28% | 18.95% | 26.68% |
| Operating Income Growth % | -100% | 20.87% | 30.06% | 37.32% | -36.87% | 19.41% | 22.05% | 23.84% | 15.82% | 57.92% | 132.51% | 47.54% | -1.3% | -35.01% | -48.56% | -42.64% | -12.59% | -7.52% | 53.52% | 757% |
| EBITDA | 271M | 3.85B | 3.97B | 3.79B | 1.74B | 3.2B | 3.08B | 2.79B | 2.72B | 2.7B | 2.54B | 2.25B | 2.35B | 1.73B | 1.12B | 1.55B | 2.38B | 2.62B | 2.12B | 2.65B |
| EBITDA Margin % | 1.84% | 25.14% | 24.5% | 25.47% | 12.99% | 22.57% | 20.36% | 20% | 21.05% | 20.37% | 18.22% | 19.06% | 21.06% | 15.03% | 9.38% | 15.65% | 24.89% | 24.96% | 19.61% | 27.43% |
| Interest Expense | 198M | 205M | 197M | 181M | 181M | 189M | 192M | 182M | 178M | 173M | 174M | 165M | 160M | 154M | 150M | 134M | 132M | 126M | 122M | 122M |
| Non-Operating Income | -198M | -205M | -197M | -181M | -181M | -189M | -192M | -182M | -178M | -173M | -174M | -165M | -160M | -154M | -150M | -134M | -132M | -126M | -122M | -122M |
| Pretax Income | 0 | 3.77B | 3.89B | 3.72B | 1.66B | 3.12B | 2.99B | 2.71B | 2.64B | 2.61B | 2.45B | 2.19B | 2.28B | 1.65B | 1.05B | 1.48B | 2.31B | 2.54B | 2.05B | 2.58B |
| Pretax Margin % | 0% | 24.64% | 24.04% | 24.97% | 12.43% | 22% | 19.83% | 19.42% | 20.43% | 19.73% | 17.62% | 18.47% | 20.42% | 14.38% | 8.8% | 14.94% | 24.14% | 24.28% | 18.95% | 26.68% |
| Income Tax | 646M | 597M | 787M | 717M | 321M | 479M | 504M | 490M | 342M | -678M | 413M | 392M | 384M | 342M | 263M | 291M | 353M | 404M | 218M | 317M |
| Effective Tax Rate % | - | 15.84% | 20.21% | 19.29% | 19.29% | 15.36% | 16.83% | 18.11% | 12.97% | -25.96% | 16.84% | 17.94% | 16.87% | 20.68% | 24.93% | 19.65% | 15.31% | 15.87% | 10.63% | 12.28% |
| Net Income | 2.32B | 3.21B | 2.8B | 2.97B | 1.33B | 2.58B | 2.32B | 2.23B | 2.14B | 3.3B | 2.04B | 1.79B | 1.89B | 1.31B | 792M | 1.19B | 1.95B | 2.14B | 1.83B | 2.27B |
| Net Margin % | 15.72% | 20.98% | 17.29% | 19.94% | 9.94% | 18.16% | 15.39% | 16.01% | 16.61% | 24.93% | 14.68% | 15.16% | 16.97% | 11.41% | 6.61% | 12% | 20.45% | 20.43% | 16.94% | 23.4% |
| Net Income Growth % | 74.3% | 24.66% | 20.52% | 33.09% | -37.89% | -21.97% | 13.75% | 24.37% | 13.27% | 151.52% | 157.95% | 50.67% | -3.12% | -38.72% | -56.79% | -47.46% | -15.09% | -11.46% | 53.52% | 784.29% |
| EPS (Diluted) | 5.88 | 8.10 | 6.99 | 7.35 | 3.29 | 6.33 | 5.70 | 5.46 | 5.23 | 8.04 | 4.95 | 4.32 | 4.53 | 3.13 | 1.89 | 2.80 | 4.54 | 4.95 | 4.18 | 5.06 |
| EPS Growth % | 78.72% | 27.96% | 22.63% | 34.62% | -37.09% | -21.27% | 15.15% | 26.39% | 15.45% | 156.87% | 161.9% | 54.29% | -0.22% | -36.77% | -54.78% | -44.66% | -10.45% | -7.3% | 58.94% | 793.15% |
| EPS (Basic) | 5.88 | 8.10 | 7.05 | 7.44 | 3.32 | 6.39 | 5.77 | 5.51 | 5.28 | 8.10 | 5.00 | 4.37 | 4.57 | 3.16 | 1.90 | 2.82 | 4.59 | 4.99 | 4.21 | 5.09 |
| Diluted Shares Outstanding | 394.6M | 396.5M | 403.2M | 403.8M | 404.7M | 427.74M | 407.88M | 408.61M | 409.74M | 410.7M | 412.6M | 415.6M | 417.9M | 418.9M | 419.62M | 425.42M | 429.79M | 432.8M | 438.44M | 447.95M |