Citigroup Inc. (C) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 15.74B | 15.66B | 14.94B | 15.18B | 14.01B | 13.73B | 13.36B | 13.49B | 13.51B | 13.82B | 13.83B | 13.9B | 13.35B | 13.27B | 12.56B | 11.96B | 10.87B | 11.73B | 10.69B | 10.48B |
| NII Growth % | 12.34% | 14.07% | 11.81% | 12.47% | 3.74% | -0.66% | -3.37% | -2.93% | 1.19% | 4.17% | 10.07% | 16.18% | 22.79% | 13.12% | 17.51% | 14.18% | 3.47% | 11.91% | 1.89% | -5.43% |
| Net Interest Margin % | 0.57% | 0.59% | 0.57% | 0.58% | 0.54% | 0.58% | 0.55% | 0.56% | 0.56% | 0.57% | 0.58% | 0.57% | 0.54% | 0.55% | 0.53% | 0.5% | 0.45% | 0.51% | 0.45% | 0.45% |
| Interest Income | 35.51B | 36.65B | 36.69B | 35.86B | 33.67B | 35.05B | 36.46B | 35.99B | 36.22B | 36.38B | 34.84B | 32.65B | 29.39B | 25.71B | 19.92B | 15.63B | 13.15B | 12.83B | 12.65B | 12.46B |
| Interest Expense | 19.77B | 20.98B | 21.75B | 20.68B | 19.65B | 21.31B | 23.09B | 22.49B | 22.72B | 22.55B | 21.01B | 18.75B | 16.05B | 12.44B | 7.36B | 3.67B | 2.28B | 1.1B | 1.96B | 1.99B |
| Loan Loss Provision | 2.6B | 2.22B | 2.45B | 2.87B | 2.71B | 2.58B | 2.6B | 2.46B | 2.33B | 3.52B | 1.82B | 1.81B | 1.97B | 1.82B | 1.33B | 1.23B | 730M | -506M | -204M | -1.08B |
| Non-Interest Income | 8.63B | 4.21B | 7.15B | 6.49B | 7.59B | 5.85B | 6.9B | 6.65B | 7.5B | 5.02B | 5.91B | 5.54B | 7.06B | 4.73B | 5.32B | 7.61B | 8.32B | 5.5B | 6.77B | 7.27B |
| Non-Interest Income % | 19.55% | 10.29% | 16.31% | 15.33% | 18.4% | 14.31% | 15.92% | 15.6% | 17.15% | 12.12% | 14.51% | 14.51% | 19.36% | 15.54% | 21.08% | 32.73% | 38.74% | 30.02% | 34.85% | 36.85% |
| Total Revenue | 44.14B | 40.85B | 43.84B | 42.35B | 41.26B | 40.9B | 43.36B | 42.64B | 43.72B | 41.4B | 40.75B | 38.19B | 36.45B | 30.44B | 25.24B | 23.24B | 21.47B | 18.33B | 19.42B | 19.73B |
| Revenue Growth % | 7% | -0.11% | 1.11% | -0.67% | -5.64% | -1.2% | 6.41% | 11.66% | 19.94% | 35.99% | 61.44% | 64.34% | 69.8% | 66.04% | 30% | 17.75% | -1.1% | -3.91% | -3.59% | -15.1% |
| Non-Interest Expense | 14.25B | 13.84B | 14.29B | 13.58B | 13.45B | 13.2B | 13.28B | 13.37B | 14.13B | 17.42B | 13.13B | 13.58B | 12.25B | 13.01B | 12.16B | 12.37B | 13.19B | 13.79B | 11.8B | 11.49B |
| Efficiency Ratio | 32.28% | 33.88% | 32.6% | 32.06% | 32.59% | 32.28% | 30.62% | 31.36% | 32.33% | 42.08% | 32.23% | 35.57% | 33.62% | 42.72% | 48.18% | 53.22% | 61.45% | 75.23% | 60.77% | 58.2% |
| Operating Income | 7.52B | 3.81B | 5.35B | 5.22B | 5.45B | 3.8B | 4.39B | 4.31B | 4.54B | -2.1B | 4.79B | 4.04B | 6.18B | 3.18B | 4.39B | 5.97B | 5.27B | 3.95B | 5.86B | 7.35B |
| Operating Margin % | 17.03% | 9.33% | 12.2% | 12.32% | 13.21% | 9.3% | 10.12% | 10.11% | 10.39% | -5.08% | 11.75% | 10.58% | 16.96% | 10.43% | 17.41% | 25.7% | 24.53% | 21.55% | 30.19% | 37.24% |
| Operating Income Growth % | 37.98% | 0.24% | 21.87% | 21.09% | 19.89% | 280.79% | -8.31% | 6.63% | -26.51% | -166.22% | 8.97% | -32.31% | 17.41% | -19.59% | -25.04% | -18.74% | -48.92% | -20.97% | 48.25% | 562.58% |
| Pretax Income | 7.52B | 3.81B | 5.35B | 5.22B | 5.45B | 3.8B | 4.39B | 4.31B | 4.54B | -2.1B | 4.79B | 4.04B | 6.18B | 3.18B | 4.39B | 5.97B | 5.27B | 3.95B | 5.86B | 7.35B |
| Pretax Margin % | 17.03% | 9.33% | 12.2% | 12.32% | 13.21% | 9.3% | 10.12% | 10.11% | 10.39% | -5.08% | 11.75% | 10.58% | 16.96% | 10.43% | 17.41% | 25.7% | 24.53% | 21.55% | 30.19% | 37.24% |
| Income Tax | 1.58B | 1.29B | 1.56B | 1.19B | 1.34B | 912M | 1.12B | 1.05B | 1.14B | -296M | 1.2B | 1.09B | 1.53B | 640M | 879M | 1.18B | 941M | 771M | 1.19B | 1.16B |
| Effective Tax Rate % | 20.99% | 33.8% | 29.14% | 22.72% | 24.6% | 23.99% | 25.42% | 24.29% | 25% | 14.08% | 25.13% | 26.97% | 24.76% | 20.15% | 20% | 19.8% | 17.87% | 19.52% | 20.35% | 15.72% |
| Net Income | 5.79B | 2.43B | 3.75B | 4.02B | 4.06B | 2.86B | 3.24B | 3.22B | 3.37B | -1.84B | 3.55B | 2.92B | 4.61B | 2.51B | 3.48B | 4.55B | 4.31B | 3.17B | 4.64B | 6.19B |
| Net Margin % | 13.11% | 5.96% | 8.56% | 9.49% | 9.85% | 6.98% | 7.47% | 7.54% | 7.71% | -4.44% | 8.7% | 7.63% | 12.64% | 8.26% | 13.78% | 19.57% | 20.06% | 17.31% | 23.92% | 31.38% |
| Net Income Growth % | 42.35% | -14.81% | 15.87% | 24.93% | 20.56% | 255.3% | -8.69% | 10.36% | -26.81% | -173.18% | 1.93% | -35.89% | 6.97% | -20.8% | -25.09% | -26.58% | -45.78% | -20.26% | 47.62% | 486.46% |
| Net Income (Continuing) | 5.94B | 2.52B | 3.79B | 4.03B | 4.11B | 2.89B | 3.27B | 3.26B | 3.41B | -1.81B | 3.58B | 2.95B | 4.65B | 2.54B | 3.52B | 4.79B | 4.33B | 3.18B | 4.67B | 6.19B |
| EPS (Diluted) | 3.06 | 1.19 | 1.86 | 1.96 | 1.96 | 1.34 | 1.51 | 1.52 | 1.58 | -1.14 | 1.63 | 1.33 | 2.19 | 1.16 | 1.63 | 2.19 | 2.02 | 1.46 | 2.15 | 2.84 |
| EPS Growth % | 56.12% | -11.19% | 23.18% | 28.95% | 24.05% | 217.54% | -7.36% | 14.29% | -27.85% | -198.28% | 0% | -39.27% | 8.42% | -20.55% | -24.19% | -22.89% | -44.2% | -29.81% | 58.09% | 647.37% |
| EPS (Basic) | 3.12 | 1.21 | 1.89 | 1.98 | 2.00 | 1.36 | 1.53 | 1.54 | 1.59 | -1.15 | 1.64 | 1.34 | 2.21 | 1.16 | 1.64 | 2.20 | 2.03 | 1.47 | 2.17 | 2.86 |
| Diluted Shares Outstanding | 1.78B | 1.86B | 1.86B | 1.89B | 1.92B | 1.93B | 1.94B | 1.95B | 1.93B | 1.91B | 1.95B | 1.97B | 1.96B | 1.96B | 1.96B | 1.96B | 1.99B | 2B | 2.03B | 2.07B |