Broadway Financial Corporation(BYFC)Earnings, Financials & Key Ratios

BYFC•NASDAQ•Banking & Credit

$9.71

Price updated Jul 7, 2026

SectorFinancial Services IndustryRegional Banks Sub-IndustryCommercial real estate and multifamily lenders

AboutBroadway Financial Corporation operates as the holding company for City First Bank, National Association that provides various banking products and services in the United States. It accepts various deposit accounts, including savings accounts, checking accounts, NOW accounts, money market accounts, and fixed-term certificates of deposit. The company also offers mortgage loans, which are secured by multi-family residential properties; single family residential properties; and commercial real estate, including charter schools, community facilities, and churches, as well as commercial business, construction, and consumer loans. In addition, it invests in securities issued by federal government agencies, residential mortgage-backed securities, and other investments. The company operates through three branch offices. Broadway Financial Corporation was founded in 1946 and is headquartered in Los Angeles, California.Show more

Net Interest Income$33M+4.3%
Total Revenue$63M-3.8%
Net Income-$25M-1385.4%
Return on Equity-9.05%-1430.2%
Net Interest Margin2.46%+3.5%
Efficiency Ratio90.72%+98.8%
ROA-1.85%-1400.1%
Equity / Assets19.54%-8.5%
Book Value per Share30.51-4.0%

BYFC Price & Volume

Broadway Financial Corporation (BYFC) stock price & volume — 10-year historical chart

Loading chart...

Stagnant Margins Mask Persistent Structural Liquidity Risks

Investment Thesis • Updated 2026Q1

VerdictNegative

Growth:Mixed

Profitability:Negative

Financial:Strained

Cash Flow:Mixed

Primary Risk:Urban CRE concentration risk

Key Thesis Takeaways

Broadway Financial Corporation faces significant headwinds as it struggles to achieve organic growth, with total assets remaining stagnant between $1.3 billion and $1.4 billion over the last ten quarters.
The bank's reliance on government-subsidized capital programs to drive its 18.9% year-over-year NII growth in 2026Q1 suggests a lack of core operational scalability.
Investors should remain cautious given the persistent volatility in credit provisioning and the potential for further liquidity strain as cash reserves dropped to $10.5 million by 2025Q4.

Verdict Logic

the bank's dividend policy appears disconnected from its underlying performance, as evidenced by the consistent $750,000 quarterly payout despite a significant net loss of $23.9 million in 2025Q3.

BYFC Growth Metrics

Broadway Financial Corporation (BYFC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years13.31%

5 Years27.55%

3 Years18.94%

TTM-

Profit CAGR

10 Years-

5 Years-

3 Years-

TTM-3326.71%

EPS CAGR

10 Years-

5 Years-

3 Years-

TTM-714.37%

Return on Capital

10 Years-0.04%

5 Years-0.77%

3 Years-1.3%

Last Year-5.62%

Latest BYFC News

Recent stock market news and headlines for Broadway Financial Corporation (BYFC)

Business Wire·Jun 18, 2026

Broadway Financial Corporation Names Tina Carew as Chief Legal Officer and Corporate Secretary

WASHINGTON--(BUSINESS WIRE)--Broadway Financial Corporation (“Broadway” or the “Company”) (NASDAQ: BYFC), parent company of City First Bank, National Association (the “Bank”), announced today that financial services veteran Tina Carew has been named Executive Vice President, Chief Legal Officer and Corporate Secretary. Carew has more than 29 years of experience advising boards and senior executives on regulatory compliance, capital markets, and complex corporate transactions. In this position,.

Peers Comparison

Key metrics vs top competitors for Broadway Financial Corporation (BYFC)

Full Screener →

Company	Price	Market Cap	P/E Ratio	Rev Growth (1Y)	Net Margin	ROE	Div Yield
BYFCBroadway Financial CorporationCurrent	$9.71	$90.09M	-3.01	-3.76%	-39.34%	-9.05%	3.59%
CARVCarver Bancorp, Inc.	$1.45	$7.67M	-1.12	8.8%	-35.2%	-44.42%	—
MGYRMagyar Bancorp, Inc.	$17.75	$114.71M	11.38	12.08%	18.32%	9.28%	—
NECBNortheast Community Bancorp, Inc.	$26.75	$370.06M	8.23	-1.55%	28.51%	12.62%	—
HONEHarborOne Bancorp, Inc.	$12.10	$522.22M	18.33	10.7%	8.56%	4.56%	—
NWFLNorwood Financial Corp.	$31.60	$291.69M	10.43	34.22%	19.06%	10.43%	—

Compare BYFC vs Peers

Broadway Financial Corporation (BYFC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs CARV

Most directly comparable listed peer for BYFC.

Scale Benchmark

vs RKT

Larger-name benchmark to compare BYFC against a more recognizable public peer.

Peer Set

Compare Top 5

vs CARV, MGYR, NECB, HONE

BYFC SEC Filings & Documents

Broadway Financial Corporation (BYFC) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

Material company update

Jun 18, 2026·SEC

Material company update

Apr 28, 2026·SEC

Material company update

Feb 26, 2026·SEC

10-K Annual Reports

FY 2026

Mar 31, 2026·SEC

FY 2025

Mar 31, 2025·SEC

FY 2024

May 20, 2024·SEC

10-Q Quarterly Reports

FY 2026

May 15, 2026·SEC

FY 2026

Feb 13, 2026·SEC

FY 2025

Dec 31, 2025·SEC

Get notified when BYFC posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

BYFC Frequently Asked Questions

Broadway Financial Corporation (BYFC) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

How fast is Broadway Financial Corporation growing?

Broadway Financial Corporation (BYFC) saw revenue decline by 3.8% over the past year.

Is BYFC profitable?

Broadway Financial Corporation (BYFC) reported a net loss of $20.5M for fiscal year 2025.

Dividend & Returns

Does BYFC pay dividends?

Yes, Broadway Financial Corporation (BYFC) pays a dividend with a yield of 3.59%. This makes it attractive for income-focused investors.

What is BYFC's return on equity?

Broadway Financial Corporation (BYFC) has a return on equity (ROE) of -9.0%. Negative ROE indicates the company is unprofitable.

Industry Metrics

What is Broadway Financial Corporation's net interest margin?

Broadway Financial Corporation (BYFC) has a net interest margin (NIM) of 2.5%. NIM has been under pressure due to interest rate environment.

What is Broadway Financial Corporation's efficiency ratio?

Broadway Financial Corporation (BYFC) has an efficiency ratio of 90.7%. This is higher than peers, suggesting room for cost optimization.

What if you invested $1,000 in BYFC back in 1996?

Total return calculator · dividends reinvested · 30+ years of data

See returns →

Company

Price

Market Cap

P/E Ratio

Rev Growth (1Y)

Net Margin

ROE

Div Yield

BYFCBroadway Financial CorporationCurrent

$9.71

$90.09M

-3.01

-3.76%

-39.34%

-9.05%

3.59%

CARVCarver Bancorp, Inc.

$1.45

$7.67M

-1.12

8.8%

-35.2%

-44.42%

—

MGYRMagyar Bancorp, Inc.

$17.75

$114.71M

11.38

12.08%

18.32%

9.28%

—

NECBNortheast Community Bancorp, Inc.

$26.75

$370.06M

8.23

-1.55%

28.51%

12.62%

—

HONEHarborOne Bancorp, Inc.

$12.10

$522.22M

18.33

10.7%

8.56%

4.56%

—

NWFLNorwood Financial Corp.

$31.60

$291.69M

10.43

34.22%

19.06%

10.43%

—