Bridgewater Bancshares, Inc. (BWB) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 15.99M | 6.98M | 9.38M | 4M | 7.46M | 34.58M | -5.99M | 10.6M | 7.18M | -8.47M | 15.77M | 14.92M | 7.8M | 4.63M | 9.14M | 39.95M | 31.28M | 10.37M | 15.94M | 6.65M |
| Operating CF Growth % | 114.3% | -79.82% | 256.63% | -62.3% | 3.87% | 508.33% | -137.97% | -28.94% | -7.86% | -282.89% | 72.45% | -62.65% | -75.07% | -55.33% | -42.64% | 501.04% | 46.97% | 103.39% | -7.54% | 133.77% |
| Net Income | 17.41M | 13.33M | 11.6M | 11.52M | 9.63M | 8.2M | 8.68M | 8.12M | 7.83M | 8.87M | 9.63M | 9.82M | 11.64M | 13.73M | 14.51M | 12.88M | 12.26M | 12.51M | 11.51M | 10.99M |
| Depreciation & Amortization | 984K | 957K | 994K | 571K | 1.43M | 1.09M | 598K | 571K | 741K | 755K | 772K | 792K | 824K | 1.2M | 698K | 680K | 676K | 662K | 656K | 640K |
| Deferred Taxes | -239K | 697K | -1.14M | -1.13M | -428K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -7.46M | -1.61M | -602K | 602K | 433K | 613K | -294K | 10K | 471K | 383K | -520K | 206K | 878K | 338K | 1.98M | 3.73M | 2.47M | -2.44M | 2.19M | 1.93M |
| Working Capital Changes | 4.03M | -7.48M | -2.56M | -8.62M | -4.59M | 23.75M | -15.89M | 864K | -2.89M | -19.52M | 4.89M | 3.13M | -6.49M | -11.43M | -8.92M | 21.8M | 15.05M | -1.04M | 979K | -7.5M |
| Cash from Investing | 162.01M | -36.88M | -137.02M | -108.44M | -135.12M | -87M | 62.06M | 13.57M | -83.87M | -40.91M | -2.65M | -36.16M | -129.46M | -203.81M | -248.68M | -272.72M | -213.03M | -142.24M | -124.57M | -197.74M |
| Purchase of Investments | -29.57M | -1.99M | -130.47M | -62.03M | -11.61M | -55.83M | -121M | -22.79M | -45.56M | -49.87M | -28.68M | -2.41M | -32.69M | -57.83M | -92.15M | -66.83M | -51.45M | -45.23M | -25.33M | -20.67M |
| Sale/Maturity of Investments | 247.94M | 62.09M | 63.17M | 82.5M | 27.63M | 20.38M | 73.39M | 51.52M | 21.93M | 10.71M | 9.69M | 14.08M | 27.01M | 47.35M | 11.27M | 35.52M | 8.53M | 10.98M | 19.35M | 15.29M |
| Net Investment Activity | 218.36M | 60.1M | -67.3M | 20.47M | 16.02M | -35.45M | -47.61M | 28.73M | -23.63M | -39.16M | -18.98M | 11.67M | -5.67M | -10.48M | -80.88M | -31.31M | -42.92M | -34.24M | -5.98M | -5.38M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -54.52M | -94.44M | -68.12M | -127.74M | -150.6M | -48.13M | 110.14M | -14.97M | -60.23M | -1.57M | 16.57M | -45.29M | -123.78M | -193.16M | -167.5M | -240.53M | -169.84M | -107.79M | -118.35M | -192.89M |
| Cash from Financing | -79.36M | 21.59M | 41.97M | 155.74M | 64.11M | 90.32M | 1.69M | -33.43M | 91.48M | 53.58M | -65.86M | -10.85M | 243.81M | 210.73M | 241.51M | 234.41M | 110.16M | 85.84M | 205.93M | 82.39M |
| Dividends Paid | -1.01M | -1.01M | -1.01M | -1.01M | -1.01M | -1.01M | -1.01M | -1.01M | -1.01M | -1.01M | -1.01M | -1.01M | -1.01M | -1.01M | -1.01M | -1.01M | -1.01M | -1.17M | 0 | 0 |
| Share Repurchases | -318K | -585K | -33K | -1.57M | -748K | -594K | -48K | -2.91M | -2.35M | -5.09M | -11K | -9K | -14K | -697K | -1.63M | -7.96M | -1.22M | -55K | -2.04M | 0 |
| Stock Issued | 325K | 692K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 44K | 0 | 480K | 0 | 142K |
| Net Stock Activity | 7K | 107K | -33K | -1.57M | -748K | -594K | -48K | -2.91M | -2.35M | -5.09M | -11K | -9K | -14K | -697K | -1.63M | -7.92M | -1.22M | 425K | -2.04M | 142K |
| Debt Issuance (Net) | -1000K | -1000K | -1000K | 1000K | -1000K | 1000K | 1000K | -1000K | -1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 0 | -1000K | 1000K | 0 |
| Other Financing | -14.86M | 27.61M | 56.9M | 74.47M | 75.87M | 81.93M | -59.75M | 490K | 97.34M | 34.69M | -97.33M | -74.83M | 144.84M | 186.94M | 229.16M | 166.34M | 112.39M | 91.65M | 199.85M | 82.25M |
| Net Change in Cash | 98.64M | -8.31M | -85.68M | 51.29M | -63.55M | 37.9M | 57.77M | -9.26M | 14.79M | 4.2M | -52.74M | -32.09M | 122.15M | 11.55M | 1.98M | 1.63M | -71.59M | -46.03M | 97.31M | -108.7M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 123.51M | 131.82M | 217.5M | 166.21M | 229.76M | 191.86M | 134.09M | 143.35M | 128.56M | 124.36M | 177.1M | 209.19M | 87.04M | 75.5M | 73.52M | 71.89M | 143.47M | 189.5M | 92.2M | 200.9M |
| Cash at End | 222.15M | 123.51M | 131.82M | 217.5M | 166.21M | 229.76M | 191.86M | 134.09M | 143.35M | 128.56M | 124.36M | 177.1M | 209.19M | 87.04M | 75.5M | 73.52M | 71.89M | 143.47M | 189.5M | 92.2M |
| Interest Paid | 110.38M | 39.41M | 38.41M | 37.09M | 34.89M | 35.71M | 37.87M | 36.19M | 34.82M | 31.68M | 53.88M | 5.89M | 22.9M | 15.25M | 7.34M | 5.32M | 4.24M | 4.73M | 5.72M | 3.85M |
| Income Taxes Paid | 0 | 4.08M | 4.33M | 5.88M | 0 | -5.49M | 2.86M | 2.63M | 0 | 1.46M | 3.84M | 5.05M | 39K | 6.41M | 6.2M | 7.92M | 40K | 4.2M | 4.74M | 10.14M |
| Free Cash Flow | 14.17M | 4.43M | 7.78M | 2.83M | 6.93M | 31.16M | -6.45M | 10.41M | 7.18M | -8.65M | 15.53M | 12.38M | 7.79M | 4.45M | 8.85M | 39.06M | 31M | 10.16M | 15.71M | 7.17M |
| FCF Growth % | 104.52% | -85.77% | 220.54% | -72.82% | -3.51% | 460.13% | -141.54% | -15.88% | -7.86% | -294.23% | 75.56% | -68.32% | -74.87% | -56.16% | -43.68% | 444.51% | 51.83% | 314.99% | 41.04% | 236.34% |