Bridgewater Bancshares, Inc. (BWB) P/E Ratio History
Premium ValuationTrading at 14.1x vs 5Y avg 10.9x · 100th percentile · Premium to historical baseline · Data 2018–2026
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P/E Ratio Analysis
As of July 8, 2026, Bridgewater Bancshares, Inc. (BWB) trades at a price-to-earnings ratio of 14.1x, with a stock price of $21.21 and trailing twelve-month earnings per share of $1.89.
The current P/E is 30% above its 5-year average of 10.9x. Over the past five years, BWB's P/E has ranged from a low of 6.2x to a high of 13.8x, placing the current valuation at the 100th percentile of its historical range.
Compared to the Financial Services sector median P/E of 14.3x, BWB is roughly in line with its sector peers. The sector includes 800 companies with P/E ratios ranging from 0.0x to 157.0x.
The PEG ratio of 1.41 (P/E divided by 46% EPS growth) suggests a fair valuation relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, BWB trades at a notable discount to the S&P 500 median P/E of 25.9x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our BWB DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
BWB Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
BWB P/E vs Peers
Commercial real estate and multifamily lenders peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $2B | 14.8 | 1.30 | +7% | |
| $3B | 14.9 | 2.12 | +13% | |
| $528M | 10.5Lowest | 0.41 | +17% | |
| $115M | 11.4 | 0.35Best | +27% | |
| $3B | 14.3 | 4.65 | +5% | |
| $4B | 16.1 | 0.85 | +11% | |
| $5B | 19.6 | 4.35 | +13% | |
| $737M | 10.9 | 2.08 | +3% | |
| $253M | 10.9 | 10.75 | +68%Best | |
| $225M | 16.0 | 3.14 | +9% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
BWB Historical P/E Data (2018–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | - | $17.70 | $1.77 | 10.0x | -15% |
| FY2025 Q4 | Dec 31 2025 | $17.53 | $1.50 | 11.7x | -1% |
| FY2025 Q3 | - | $17.60 | $1.33 | 13.2x | +12% |
| FY2025 Q2 | Jun 30 2025 | $15.91 | $1.22 | 13.0x | +11% |
| FY2025 Q1 | Mar 31 2025 | $13.89 | $1.10 | 12.6x | +7% |
| FY2024 Q4 | - | $13.51 | $1.03 | 13.1x | +11% |
| FY2024 Q3 | Sep 30 2024 | $14.17 | $1.05 | 13.5x | +14% |
| FY2024 Q2 | Jun 30 2024 | $11.61 | $1.08 | 10.8x | -9% |
| FY2024 Q1 | Mar 31 2024 | $11.64 | $1.13 | 10.3x | -13% |
| FY2023 Q4 | Dec 31 2023 | $13.52 | $1.26 | 10.7x | -9% |
| FY2023 Q3 | Sep 30 2023 | $9.48 | $1.43 | 6.6x | -44% |
| FY2023 Q2 | Jun 30 2023 | $9.85 | $1.60 | 6.2x | -48% |
| FY2023 Q1 | Mar 31 2023 | $10.84 | $1.70 | 6.4x | -46% |
| FY2022 Q4 | Dec 31 2022 | $17.74 | $1.72 | 10.3x | -13% |
| FY2022 Q3 | Sep 30 2022 | $16.47 | $1.66 | 9.9x | -16% |
| FY2022 Q2 | - | $16.14 | $1.59 | 10.2x | -14% |
| FY2022 Q1 | - | $16.68 | $1.56 | 10.7x | -9% |
| FY2021 Q4 | Dec 31 2021 | $17.69 | $1.54 | 11.5x | -3% |
| FY2021 Q3 | - | $17.51 | $1.32 | 13.3x | +12% |
| FY2021 Q2 | Jun 30 2021 | $16.15 | $1.17 | 13.8x | +17% |
| FY2021 Q1 | Mar 31 2021 | $16.15 | $1.05 | 15.4x | +30% |
| FY2020 Q4 | - | $12.49 | $0.93 | 13.4x | +14% |
| FY2020 Q3 | Sep 30 2020 | $9.49 | $1.05 | 9.0x | -23% |
| FY2020 Q2 | - | $10.25 | $1.07 | 9.6x | -19% |
| FY2020 Q1 | - | $9.75 | $1.07 | 9.1x | -23% |
| FY2019 Q4 | - | $13.78 | $1.05 | 13.1x | +11% |
| FY2019 Q3 | Sep 30 2019 | $11.94 | $1.01 | 11.8x | +0% |
| FY2019 Q2 | Jun 30 2019 | $11.54 | $0.95 | 12.1x | +3% |
| FY2019 Q1 | Mar 31 2019 | $10.31 | $0.91 | 11.3x | -4% |
| FY2018 Q4 | Dec 31 2018 | $10.55 | $0.91 | 11.6x | -2% |
| FY2018 Q3 | Sep 30 2018 | $13.02 | $0.77 | 16.9x | +43% |
| FY2018 Q2 | Jun 30 2018 | $12.72 | $0.72 | 17.7x | +50% |
| FY2018 Q1 | Mar 31 2018 | $13.07 | $0.64 | 20.4x | +73% |
Average P/E for displayed period: 11.8x
Intrinsic Valuation
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Historical Returns
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DCA Calculator
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Peer Comparison
Compare growth, multiples, and margins vs sector.
BWB — Frequently Asked Questions
Quick answers to the most common questions about buying BWB stock.
What is BWB's P/E ratio?
Bridgewater Bancshares, Inc. (BWB) trailing twelve-month P/E ratio is 14.1x, based on TTM diluted EPS of $1.89. The 5-year average P/E is 10.9x and the historical range spans 6.2x to 13.8x.
Is BWB stock overvalued or undervalued?
BWB trades at 14.1x P/E, above its 5-year average of 10.9x. The 100th percentile ranking within the 6.2x–13.8x historical range indicates a premium to historical valuation.
Is BWB stock expensive?
Yes, BWB is expensive relative to its own history. The current P/E of 14.1x is above the 5-year average of 10.9x. The stock sits at the 100th percentile of its 5-year valuation range.
What is BWB's historical P/E range?
Over the past 5 years, BWB's P/E ratio has ranged from 6.2x to 13.8x, with a median of 10.8x and an average of 10.9x. The current P/E of 14.1x places the stock at the 100th percentile of this range. Full historical data spans 2018–2026.
How does BWB's P/E compare to the S&P 500?
BWB trades at 14.1x P/E versus the S&P 500 median of 25.9x. The 46% discount to the market suggests lower growth expectations or perceived higher risk.
How does BWB's valuation compare to Financial Services peers?
Bridgewater Bancshares, Inc. P/E of 14.1x compares to the Financial Services sector median of 14.3x. The discount suggests lower growth expectations, weaker margins, or higher perceived risk relative to peers. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is BWB's PEG ratio?
BWB PEG ratio is 1.41, based on a P/E of 14.1x and EPS growth of 45.6%. A PEG between 1 and 2 suggests valuation aligns with growth expectations — typically considered fair.
What is BWB's earnings yield?
BWB earnings yield is 7.07%, the inverse of its 14.1x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.