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BNTBrookfield Wealth Solutions Ltd.
$43.99$14.6B
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Brookfield Wealth Solutions Ltd. (BNT) Financial Ratios

Latest Ratios: P/E Ratio 17.6x · EV/EBITDA 5.3x · ROE 5.0%. (2019–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

BNT Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Market Cap$14.6B$14.0B$6.6B$3.9B$645M$1.4B——
Enterprise Value$7.3B$6.7B$-1113899581$3.3B$2.3B$1.7B——
P/E Ratio →17.6018.385.434.921.52———
P/S Ratio1.241.180.460.560.151.39——
P/B Ratio0.750.780.500.440.151.00——
P/FCF5.655.411.452.851.040.85——
P/OCF5.505.271.442.601.000.85——

P/E links to full P/E history page with 30-year chart

BNT EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
EV / Revenue—0.56-0.080.480.531.68——
EV / EBITDA5.344.88-0.783.884.23———
EV / EBIT7.434.88-0.713.153.62———
EV / FCF—2.58-0.252.443.711.03——

BNT Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Gross Margin61.4%61.4%20.4%15.6%14.5%-8.2%1.6%100.0%
Operating Margin8.3%8.3%8.5%11.7%12.2%-10.9%0.4%1.6%
Net Profit Margin6.6%6.6%8.5%11.4%11.4%-10.8%0.2%1.6%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
ROE5.0%5.0%11.1%12.1%17.5%-14.8%1.3%9.2%
ROA0.5%0.5%1.2%1.5%1.8%-1.7%0.1%0.6%
ROIC9.3%9.3%13.3%8.6%10.4%-9.5%3.0%—
ROCE0.7%0.7%1.2%1.5%1.9%-1.7%0.2%—

BNT Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Debt / Equity0.320.320.350.420.890.480.020.00
Debt / EBITDA4.154.153.204.336.98—0.620.03
Net Debt / Equity—-0.41-0.59-0.060.390.21-0.41-0.20
Net Debt / EBITDA-5.35-5.35-5.43-0.653.04—-16.88-2.12
Debt / FCF—-2.83-1.70-0.412.670.18-0.08-0.04
Interest Coverage3.553.554.354.276.12-112.00——

Net cash position: cash ($13.0B) exceeds total debt ($5.7B)

BNT Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Current Ratio————————
Quick Ratio————————
Cash Ratio————————
Asset Turnover—0.080.100.110.100.090.360.41
Inventory Turnover————————
Days Sales Outstanding————————

BNT Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Dividend Yield———0.1%0.9%0.6%——
Payout Ratio———0.6%1.2%———

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Earnings Yield5.7%5.4%18.4%20.3%65.9%———
FCF Yield17.7%18.5%68.7%35.0%96.1%117.3%——
Buyback Yield0.8%0.8%0.2%0.1%0.9%0.6%——
Total Shareholder Yield0.8%0.8%0.2%0.3%1.8%1.1%——
Shares Outstanding—$305M$172M$145M$31M$34M$28M$28M

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetHealthy
Cash FlowMixed
Top Statement Risk

Underwriting and Investment Volatility

Discounted Valuation Reflects Structural Complexity

As reported in recent financial statements, BNT trades at a P/B of 0.73, which suggests that the market applies a significant discount to the company's book value, likely reflecting investor skepticism regarding the transparency of its alternative-asset-heavy investment portfolio and the complexity of its paired-share structure.

The current P/B multiple of 0.73 sits at the lower end of the peer range, implying that investors are not yet assigning a premium for the Brookfield-managed investment funnel. This valuation warrants further investigation, as it may suggest that the market views the potential for fee leakage to the parent entity as a persistent drag on long-term shareholder value.

Combined Ratio Volatility Impairs Profitability

Based on quarterly data, BNT's combined ratio reached 138.8% in 2026Q1, indicating that underwriting costs significantly outpaced premium income, a sharp reversal from the more efficient 75.7% combined ratio observed in 2025Q3, which highlights the inherent volatility in the company's current underwriting and reinsurance treaty performance.

The extreme fluctuation in the combined ratio suggests that BNT's underwriting profitability is highly sensitive to the timing of large-block transactions and potential reserve adjustments. Investors should monitor whether these periodic spikes in the loss ratio represent temporary accounting noise or a fundamental deterioration in the quality of the underlying insurance liabilities.

Capital Base Strained by Expansion

According to historical balance sheet figures, the company's equity-to-total-assets ratio has compressed significantly as total liabilities surged to $139.2 billion in 2026Q1, suggesting that BNT is utilizing higher financial leverage to support its aggressive acquisition-led growth strategy in the pension risk transfer market.

While the current leverage profile appears manageable, the rapid accumulation of long-term benefit obligations necessitates a disciplined approach to capital allocation. The company's ability to maintain its solvency ratios under increased regulatory scrutiny from the Bermuda Monetary Authority remains a critical factor for long-term stability.

Misapplication of Standard ROE Metrics

As noted in regulatory filings, the return on equity (ROE) is frequently misapplied to BNT, as the metric is heavily distorted by unrealized gains and losses on alternative assets, which obscures the true underlying profitability of the insurance underwriting operations and the sustainability of the float-based model.

Investors should instead focus on the underwriting margin and the spread between investment yields and policyholder crediting rates to assess true performance. Relying on headline ROE may lead to an inaccurate assessment of the company's operational health, as it fails to account for the volatility inherent in the Brookfield-managed investment portfolio.

Download Financial Ratios Data

Includes 30+ ratios · 7 years · Updated daily

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BNT — Frequently Asked Questions

Quick answers to the most common questions about buying BNT stock.

What is Brookfield Wealth Solutions Ltd.'s P/E ratio?

Brookfield Wealth Solutions Ltd.'s current P/E ratio is 17.6x. The historical average is 7.6x. This places it at the 75th percentile of its historical range.

What is Brookfield Wealth Solutions Ltd.'s EV/EBITDA?

Brookfield Wealth Solutions Ltd.'s current EV/EBITDA is 5.3x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 4.3x.

What is Brookfield Wealth Solutions Ltd.'s ROE?

Brookfield Wealth Solutions Ltd.'s return on equity (ROE) is 5.0%. The historical average is 5.9%.

Is BNT stock overvalued?

Based on historical data, Brookfield Wealth Solutions Ltd. is trading at a P/E of 17.6x. This is at the 75th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are Brookfield Wealth Solutions Ltd.'s profit margins?

Brookfield Wealth Solutions Ltd. has 61.4% gross margin and 8.3% operating margin.

How much debt does Brookfield Wealth Solutions Ltd. have?

Brookfield Wealth Solutions Ltd.'s Debt/EBITDA ratio is 4.2x, indicating high leverage. A ratio above 4x may signal elevated financial risk.