Burke & Herbert Financial Services Corp. (BHRB) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'05 | Q4'04 | Q4'03 |
|---|
| Net Interest Income | 71.84M | 74.92M | 73.77M | 74.23M | 72.99M | 70.71M | 73.18M | 59.77M | 22.13M | 22.3M | 22.89M | 23.79M | 24.77M | 27.91M | 26.68M | 25.63M | 23.47M | 13.14M | 12.48M | 11.11M |
| NII Growth % | -1.57% | 5.96% | 0.81% | 24.21% | 229.8% | 217.03% | 219.71% | 151.2% | -10.67% | -20.09% | -14.21% | -7.17% | 5.55% | - | - | - | - | 5.34% | 12.32% | - |
| Net Interest Margin % | 0.91% | 0.95% | 0.94% | 0.92% | 0.93% | 0.91% | 0.93% | 0.77% | 0.6% | 0.62% | 0.64% | 0.67% | 0.67% | 0.78% | 0.76% | 0.71% | 0.66% | 0.92% | 0.99% | 0.95% |
| Interest Income | 105.46M | 111.14M | 111.21M | 111.86M | 110.79M | 112.79M | 118.53M | 96.1M | 38.74M | 38.18M | 37.27M | 37.12M | 34.33M | 32.57M | 29.27M | 26.54M | 24.25M | 17.36M | 14.52M | 12.98M |
| Interest Expense | 33.61M | 36.22M | 37.44M | 37.63M | 37.8M | 42.08M | 45.35M | 36.33M | 16.61M | 15.88M | 14.38M | 13.32M | 9.55M | 4.66M | 2.58M | 911K | 781K | 4.22M | 2.04M | 1.87M |
| Loan Loss Provision | 12K | 136K | 262K | 624K | 501K | 833K | 147K | 23.91M | -670K | -750K | 235K | 214K | 515K | 98K | -2.39M | -2.54M | -2.64M | 575K | 0 | 20K |
| Non-Interest Income | 12.85M | 11.63M | 10.38M | 11.56M | 8.89M | 9.69M | 8.98M | 8.4M | 3.7M | 4.05M | 3.81M | 4.14M | 3.79M | 4.21M | 4.26M | 4.5M | 4.12M | 2.45M | 1.98M | 2.66M |
| Non-Interest Income % | 10.86% | 9.48% | 8.54% | 9.37% | 7.43% | 7.91% | 7.04% | 8.04% | 8.72% | 9.59% | 9.29% | 10.04% | 9.93% | 11.46% | 12.71% | 14.49% | 14.51% | 12.36% | 12.02% | 17% |
| Total Revenue | 118.31M | 122.77M | 121.59M | 123.42M | 119.68M | 122.48M | 127.5M | 104.49M | 42.45M | 42.23M | 41.09M | 41.26M | 38.11M | 36.79M | 33.53M | 31.04M | 28.37M | 19.81M | 16.5M | 15.63M |
| Revenue Growth % | -1.14% | 0.24% | -4.63% | 18.11% | 181.94% | 190.06% | 210.32% | 153.27% | 11.37% | 14.78% | 22.55% | 32.93% | 34.36% | - | - | - | - | 20.06% | 5.53% | - |
| Non-Interest Expense | 51.38M | 48.5M | 46.89M | 47.99M | 48.53M | 59.31M | 49.19M | 63.32M | 20.61M | 21.49M | 21.95M | 20.86M | 19.94M | 16.46M | 19.95M | 20.37M | 19.16M | 7.07M | 6.53M | 5.77M |
| Efficiency Ratio | 43.43% | 39.5% | 38.56% | 38.88% | 40.55% | 48.42% | 38.58% | 60.6% | 48.56% | 50.88% | 53.42% | 50.57% | 52.31% | 44.74% | 59.51% | 65.62% | 67.56% | 35.67% | 39.58% | 36.9% |
| Operating Income | 33.3M | 37.92M | 37M | 37.18M | 32.84M | 20.26M | 32.82M | -19.07M | 5.89M | 5.58M | 4.52M | 6.86M | 8.11M | 15.57M | 13.38M | 12.3M | 11.06M | 7.95M | 7.93M | 7.98M |
| Operating Margin % | 28.15% | 30.89% | 30.43% | 30.13% | 27.44% | 16.54% | 25.74% | -18.25% | 13.88% | 13.21% | 11% | 16.61% | 21.27% | 42.31% | 39.9% | 39.62% | 38.99% | 40.13% | 48.07% | 51.02% |
| Operating Income Growth % | 1.39% | 87.19% | 12.73% | 294.95% | 457.64% | 263.18% | 626.15% | -378.22% | -27.36% | -64.17% | -66.21% | -44.25% | -26.68% | - | - | - | - | 0.25% | -0.58% | - |
| Pretax Income | 33.3M | 37.92M | 37M | 37.18M | 32.84M | 20.26M | 32.82M | -19.07M | 5.89M | 5.58M | 4.52M | 6.86M | 8.11M | 15.57M | 13.38M | 12.3M | 11.06M | 7.95M | 7.93M | 7.98M |
| Pretax Margin % | 28.15% | 30.89% | 30.43% | 30.13% | 27.44% | 16.54% | 25.74% | -18.25% | 13.88% | 13.21% | 11% | 16.61% | 21.27% | 42.31% | 39.9% | 39.62% | 38.99% | 40.13% | 48.07% | 51.02% |
| Income Tax | 5.95M | 7.67M | 7.04M | 7.28M | 5.64M | 465K | 5.2M | -2.15M | 678K | 500K | 464K | 821K | 584K | 2.21M | 2.24M | 1.9M | 1.93M | 2.62M | 2.36M | 2.61M |
| Effective Tax Rate % | 17.88% | 20.22% | 19.02% | 19.59% | 17.18% | 2.3% | 15.84% | 11.29% | 11.51% | 8.96% | 10.27% | 11.98% | 7.2% | 14.22% | 16.75% | 15.45% | 17.48% | 32.89% | 29.74% | 32.75% |
| Net Income | 27.35M | 30.25M | 29.96M | 29.9M | 27.2M | 19.79M | 27.62M | -16.92M | 5.21M | 5.08M | 4.06M | 6.03M | 7.52M | 13.35M | 11.14M | 10.4M | 9.13M | 5.34M | 5.57M | 5.36M |
| Net Margin % | 23.12% | 24.64% | 24.64% | 24.22% | 22.73% | 16.16% | 21.66% | -16.19% | 12.28% | 12.03% | 9.87% | 14.63% | 19.74% | 36.3% | 33.22% | 33.5% | 32.17% | 26.93% | 33.77% | 34.31% |
| Net Income Growth % | 0.54% | 52.85% | 8.48% | 276.71% | 421.89% | 289.78% | 581.02% | -380.39% | -30.73% | -61.97% | -63.58% | -41.96% | -17.55% | - | - | - | - | -4.25% | 3.88% | - |
| Net Income (Continuing) | 27.35M | 30.25M | 29.96M | 29.9M | 27.2M | 19.79M | 27.62M | -16.92M | 5.21M | 5.08M | 4.06M | 6.03M | 7.52M | 13.35M | 11.14M | 10.4M | 9.13M | 5.34M | 5.57M | 5.36M |
| EPS (Diluted) | 1.79 | 2.00 | 1.97 | 1.97 | 1.80 | 1.30 | 1.82 | -1.41 | 0.69 | 0.67 | 0.55 | 0.80 | 1.00 | 1.95 | 1.50 | 1.30 | 1.14 | 0.68 | 0.71 | 0.69 |
| EPS Growth % | -0.56% | 53.85% | 8.24% | 239.72% | 160.87% | 94.03% | 230.91% | -276.25% | -31% | -65.64% | -63.33% | -38.46% | -12.28% | - | - | - | - | -4.23% | 2.9% | - |
| EPS (Basic) | 1.80 | 1.99 | 1.98 | 1.98 | 1.80 | 1.31 | 1.83 | -1.41 | 0.70 | 0.68 | 0.55 | 0.81 | 1.01 | 1.95 | 1.50 | 1.30 | 1.14 | 0.68 | 0.71 | 0.69 |
| Diluted Shares Outstanding | 15.13M | 15.03M | 15.11M | 15.02M | 15.03M | 15.04M | 15.04M | 12.16M | 7.53M | 7.58M | 7.5M | 7.51M | 7.5M | 6.85M | 7.43M | 8M | 8M | 7.85M | 7.8M | 7.79M |