Brighthouse Financial, Inc. (BHF) P/E Ratio History
Premium ValuationTrading at 11.2x vs 5Y avg 8.1x · 88th percentile · Premium to historical baseline · Data 2018–2025
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P/E Ratio Analysis
As of July 7, 2026, Brighthouse Financial, Inc. (BHF) trades at a price-to-earnings ratio of 11.2x, with a stock price of $64.88 and trailing twelve-month earnings per share of $-1.13.
The current P/E is 38% above its 5-year average of 8.1x. Over the past five years, BHF's P/E has ranged from a low of 0.5x to a high of 57.5x, placing the current valuation at the 88th percentile of its historical range.
Compared to the Financial Services sector median P/E of 14.3x, BHF trades at a 22% discount to its sector peers. The sector includes 800 companies with P/E ratios ranging from 0.0x to 160.4x.
Relative to the broader market, BHF trades at a notable discount to the S&P 500 median P/E of 25.6x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our BHF DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
BHF Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
BHF P/E vs Peers
Retirement and annuity life insurers peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $7B | 6.6Lowest | 0.37Best | -68% | |
| $24B | 21.4 | - | -21% | |
| $40B | 11.2 | - | +36% | |
| $59B | 18.8 | - | -19% | |
| $14B | 12.6 | 0.81 | +18% | |
| $4B | 15.1 | - | -61% | |
| $15B | 12.7 | 0.55 | +65%Best | |
| $61B | 17.6 | - | -29% | |
| $5B | 22.4 | 10.29 | -37% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
BHF Historical P/E Data (2018–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q4 | Dec 31 2025 | $64.79 | $5.81 | 11.2x | +37% |
| FY2025 Q3 | - | $53.08 | $14.66 | 3.6x | -55% |
| FY2025 Q2 | Jun 30 2025 | $53.77 | $9.24 | 5.8x | -28% |
| FY2025 Q1 | Mar 31 2025 | $57.99 | $8.36 | 6.9x | -15% |
| FY2024 Q4 | - | $48.04 | $5.11 | 9.4x | +16% |
| FY2023 Q1 | Mar 31 2023 | $44.11 | $22.56 | 2.0x | -76% |
| FY2022 Q4 | Dec 31 2022 | $51.27 | $49.99 | 1.0x | -87% |
| FY2022 Q3 | Sep 30 2022 | $43.42 | $48.93 | 0.9x | -89% |
| FY2022 Q2 | - | $41.02 | $47.88 | 0.9x | -89% |
| FY2022 Q1 | - | $51.66 | $25.09 | 2.1x | -75% |
| FY2020 Q2 | - | $27.82 | $22.26 | 1.2x | -85% |
| FY2020 Q1 | - | $24.17 | $46.52 | 0.5x | -94% |
| FY2019 Q3 | Sep 30 2019 | $40.47 | $15.16 | 2.7x | -67% |
| FY2019 Q2 | Jun 30 2019 | $36.69 | $6.84 | 5.4x | -34% |
| FY2019 Q1 | Mar 31 2019 | $36.29 | $1.58 | 23.0x | +183% |
| FY2018 Q4 | Dec 31 2018 | $30.48 | $7.33 | 4.2x | -49% |
| FY2018 Q3 | Sep 30 2018 | $44.24 | $0.77 | 57.5x | +607% |
Average P/E for displayed period: 8.1x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
8+ years return with dividends reinvested.
DCA Calculator
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Peer Comparison
Compare growth, multiples, and margins vs sector.
BHF — Frequently Asked Questions
Quick answers to the most common questions about buying BHF stock.
What is BHF's P/E ratio?
Brighthouse Financial, Inc. (BHF) trailing twelve-month P/E ratio is 11.2x, based on TTM diluted EPS of $-1.13. The 5-year average P/E is 8.1x and the historical range spans 0.5x to 57.5x.
Is BHF stock overvalued or undervalued?
BHF trades at 11.2x P/E, above its 5-year average of 8.1x. The 88th percentile ranking within the 0.5x–57.5x historical range indicates a premium to historical valuation.
Is BHF stock expensive?
Yes, BHF is expensive relative to its own history. The current P/E of 11.2x is above the 5-year average of 8.1x. The stock sits at the 88th percentile of its 5-year valuation range.
What is BHF's historical P/E range?
Over the past 5 years, BHF's P/E ratio has ranged from 0.5x to 57.5x, with a median of 3.6x and an average of 8.1x. The current P/E of 11.2x places the stock at the 88th percentile of this range. Full historical data spans 2018–2025.
How does BHF's P/E compare to the S&P 500?
BHF trades at 11.2x P/E versus the S&P 500 median of 25.6x. The 56% discount to the market suggests lower growth expectations or perceived higher risk.
How does BHF's valuation compare to Financial Services peers?
Brighthouse Financial, Inc. P/E of 11.2x compares to the Financial Services sector median of 14.3x. The discount suggests lower growth expectations, weaker margins, or higher perceived risk relative to peers. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is BHF's PEG ratio?
BHF PEG ratio is N/A, based on a P/E of 11.2x and EPS growth of 24.8%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is BHF's earnings yield?
BHF earnings yield is 8.92%, the inverse of its 11.2x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.